Chugin Financial Group, Inc. (5832) Stock Price

Chugin Financial Group operates financial services centered on banking, along with leasing and securities businesses. The group consists of 26 subsidiaries, including Chugin Financial Group itself, and one affiliated company.

In banking, Chugoku Bank Corporation serves as the core entity, providing a wide range of services through domestic and international branches, including deposits, loans, securities investment, foreign exchange, trust services, agency services, and M&A advisory. These services contribute to the development of the regional economy.

Chugin Lease Corporation handles the leasing business, providing leasing services to companies both within and outside Okayama Prefecture. This supports corporate capital investment and contributes to regional economic vitalization.

Chugin Securities Corporation conducts the securities business, offering diverse financial products to investors through securities trading. This expands investment opportunities and supports asset management.

Other operations include Chugin Card Corporation, which handles credit card services, and Chugin Asset Management Corporation, which provides investment advisory services. Additionally, Chugin Capital Partners operates funds, and Chugin Human Innovations handles personnel placement services.

Furthermore, Chugin Energy engages in regional energy and decarbonization-related operations, advancing initiatives toward a sustainable society. Through these diverse businesses, Chugin Financial Group contributes to the development of regional communities and economies.

Chugin Financial Group aims to become a company that continuously meets the needs of local communities and customers, evolving into a comprehensive financial services provider. The company is establishing a business model that promotes mutual development with local communities while enhancing overall regional value.

The company has formulated a 10-year long-term management plan titled "Vision 2027: Co-Creating the Future Plan," beginning in fiscal year 2017. This plan positions "co-creating a prosperous future shared with communities, customers, and employees" as its long-term vision, with the goal of establishing a sustainable business model.

The medium-term management plan "Co-Creating the Future Plan Stage III" (fiscal years 2023–2026) builds on past reforms to realize the business model. Specifically, the company is advancing three growth strategies to contribute to the development of local communities and customers.

The first growth strategy is "deepening regional revitalization and SDGs," strengthening community support activities centered on sustainable finance. The company plans to increase cumulative execution amounts to 1.5 trillion yen by fiscal year 2026.

The second growth strategy is "creating innovation." In May 2024, the company announced the "Chugin DX Strategy." It is leveraging digital technology to improve the convenience of regional infrastructure and enhance employees' digital skills.

The third growth strategy is "strengthening the group management foundation." By utilizing the holding company structure, the company is introducing a unit system to increase profitability and efficiency. This enables strategic allocation of management resources and aims for profit expansion.

Through these growth strategies, the company seeks to achieve sustainable development of local communities and enhance corporate value. It is advancing initiatives to revitalize the regional economy while working toward a sustainable society.