FRANKLIN FINANCIAL SERVICES CORPFRAF
| Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 |
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Loans, including fees | 38 | 36 | 30 | 33 | 36 | 41 | 44 | 39 | 38 | 42 |
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Taxable interest | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 5 | 7 | 10 |
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Tax exempt interest | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 |
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Dividend income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
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Interest Income, Domestic Deposits | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 2 |
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Total interest income | 42 | 39 | 35 | 37 | 40 | 45 | 49 | 46 | 48 | 56 |
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Deposits | 7 | 5 | 2 | 2 | 2 | 4 | 7 | 4 | 2 | 4 |
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Subordinate notes | 2 | 2 | - | - | - | - | - | 0 | 1 | 1 |
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Total interest expense | 9 | 7 | 2 | 2 | 2 | 4 | 7 | 4 | 3 | 5 |
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Net interest income | 33 | 32 | 32 | 35 | 37 | 41 | 42 | 42 | 45 | 52 |
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Provision for loan losses | 8 | 5 | 1 | 4 | 1 | 10 | 0 | 5 | -2 | 1 |
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Net interest income after provision for loan losses | 25 | 27 | 31 | 31 | 37 | 31 | 42 | 37 | 47 | 51 |
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Investment Banking Revenue | - | - | - | - | - | 6 | 6 | 6 | 7 | 7 |
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Loan service charges | - | - | - | - | - | 1 | 1 | 1 | 1 | 1 |
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Gain on sale of loans | - | - | - | - | - | - | - | 2 | 2 | 1 |
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Deposit service charges and fees | - | - | - | - | - | 2 | 2 | 2 | 2 | 3 |
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Other service charges and fees | - | - | - | - | - | 1 | 2 | 1 | 2 | 2 |
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Debit card income | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 |
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Bank Owned Life Insurance Income | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 |
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Premiums Earned, Net | - | - | - | - | - | - | - | 1 | 0 | - |
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Gain (Loss) on Sale of Securities, Net | - | - | - | - | - | 0 | 0 | 0 | 0 | -0 |
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Change in fair value of equity securities | - | - | - | - | - | 0 | 0 | -0 | 0 | -0 |
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Gain on sale of bank premises | - | - | - | - | - | - | - | - | 2 | - |
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Other | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
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Total noninterest income | 10 | 9 | 13 | 12 | 12 | 13 | 15 | 15 | 19 | 15 |
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Labor and Related Expense | 15 | 17 | 17 | 18 | 19 | 20 | 22 | 22 | 25 | 28 |
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Net occupancy | 2 | 2 | 2 | 2 | - | - | 3 | 3 | 4 | 4 |
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Marketing and advertising | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 |
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Professional Fees | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
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Data processing | - | - | - | - | - | - | 3 | 3 | 4 | 5 |
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Taxes, Other | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
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FDIC Insurance | 1 | 1 | 1 | 1 | 0 | 1 | 0 | 0 | 1 | 1 |
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ATM/debit card processing | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
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Telecommunications | - | - | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
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Nonservice pension | - | - | - | - | - | - | - | - | 1 | 1 |
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Other | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 3 | 3 |
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Total noninterest expense | 28 | 31 | 31 | 33 | 43 | 37 | 38 | 39 | 43 | 49 |
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Income before federal income taxes | - | - | 12 | 9 | 6 | 6 | 19 | 13 | 23 | 17 |
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Federal income tax expense | - | - | 2 | 1 | 4 | -0 | 3 | 0 | 3 | 3 |
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Net income | 7 | 5 | 10 | 8 | 2 | 6 | 16 | 13 | 20 | 15 |
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Basic earnings per share | 1.66 | 1.32 | 2.4 | 1.88 | 0.5 | 1.4 | 3.68 | 2.94 | 4.44 | 3.38 |
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Diluted earnings per share | 1.66 | 1.32 | 2.4 | 1.88 | 0.5 | 1.39 | 3.67 | 2.93 | 4.42 | 3.36 |
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