US-listed companies
TFS Financial CORP

TFS Financial CORPTFSL

Market cap

$3.6B

P/E ratio

47.3x

Income statement Balance sheet Cash flow

	Sep 30, 2010	Sep 30, 2012	Sep 30, 2013	Sep 30, 2014	Sep 30, 2015	Sep 30, 2016	Sep 30, 2017	Sep 30, 2018	Sep 30, 2019	Sep 30, 2020	Sep 30, 2021	Sep 30, 2022	Sep 30, 2023
Loans, including fees	415	409	377	363	369	376	394	423	459	441	382	396	566
Investment securities available for sale	-	-	-	-	-	-	-	-	-	-	4	6	14
Other Interest and Dividend Income	3	2	2	2	5	3	6	9	10	5	4	8	32
Interest income	438	418	384	375	383	388	409	443	482	455	389	409	612
Deposits	208	153	111	93	94	90	87	102	143	140	97	77	174
Borrowed funds	2	3	4	10	20	28	43	60	73	73	60	65	154
Interest expense	210	156	115	103	113	118	130	162	217	213	158	142	328
Net interest income	228	262	269	271	270	270	279	281	265	242	232	267	284
Provision (credit) for loan losses	106	102	37	19	-3	-8	-17	-11	-10	3	-9	1	-1
Net interest income after provision for loan losses	122	160	232	252	273	278	296	292	275	239	241	266	285
Revenue Not from Contract with Customer	-	-	-	-	-	-	-	-	7	9	10	10	8
Net gain on the sale of loans	25	1	8	2	5	6	2	3	2	28	33	1	0
Bank Owned Life Insurance Income	6	6	6	6	7	7	6	6	7	7	10	10	9
Other	6	6	5	4	4	4	4	5	5	9	3	3	4
Non-interest income	59	24	28	22	24	25	20	22	20	53	55	24	21
Labor and Related Expense	84	80	86	90	96	96	96	101	104	104	109	109	113
Marketing Expense	6	10	13	14	20	17	20	19	19	17	19	21	25
Equipment And Software Expense	20	20	21	21	22	24	25	27	26	25	26	27	28
Federal insurance premium and assessments	19	14	13	10	11	10	10	11	10	11	9	9	13
Taxes, Other	5	6	7	7	6	5	5	5	5	5	5	5	5
Other expenses	23	29	28	24	24	22	24	27	28	31	28	27	29
Total non-interest expense	162	171	178	175	188	181	182	192	194	192	196	198	213
Income tax expense	7	2	26	33	37	42	44	36	22	17	19	17	18
Income tax expense	7	2	26	33	37	42	44	36	22	17	19	17	18
Net income	11	11	56	66	73	81	89	85	80	83	81	75	75
Net income	11	11	56	66	73	81	89	85	80	83	81	75	75
Earnings Per Share, Basic	-	-	-	-	-	-	-	0.31	0.29	0.3	0.29	0.26	0.27
Earnings Per Share, Diluted	-	-	-	-	-	-	-	0.3	0.28	0.29	0.29	0.26	0.26
Earnings Per Share, Basic	-	-	-	-	-	-	-	0.31	0.29	0.3	0.29	0.26	0.27
Earnings Per Share, Diluted	-	-	-	-	-	-	-	0.3	0.28	0.29	0.29	0.26	0.26
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	18	14	82	99	109	122	133	121	102	100	100	92	93