| Sep 30,
2010 | Sep 30,
2012 | Sep 30,
2013 | Sep 30,
2014 | Sep 30,
2015 | Sep 30,
2016 | Sep 30,
2017 | Sep 30,
2018 | Sep 30,
2019 | Sep 30,
2020 | Sep 30,
2021 | Sep 30,
2022 | Sep 30,
2023 |
|---|
| Net income | 11 | 11 | 56 | 66 | 73 | 81 | 89 | 85 | 80 | 83 | 81 | 75 | 75 |
|---|
| ESOP and stock-based compensation expense | 13 | 11 | 11 | 12 | 14 | 13 | 11 | 11 | 12 | 12 | 14 | 11 | 10 |
|---|
| Depreciation and amortization | 18 | 23 | 21 | 13 | 17 | 19 | 21 | 25 | 23 | 33 | 33 | 27 | 18 |
|---|
| Deferred income taxes | -11 | -19 | 6 | 10 | 9 | 11 | 4 | 4 | 22 | 22 | -14 | -27 | 4 |
|---|
| Provision (credit) for loan losses | 106 | 102 | 37 | 19 | -3 | -8 | -17 | -11 | -10 | 3 | -9 | 1 | -1 |
|---|
| Net gain on the sale of loans | 25 | 1 | 8 | 2 | 5 | 6 | 2 | 3 | 2 | 28 | 33 | 1 | 0 |
|---|
| Net gain on sale of commercial property | - | - | - | - | - | - | - | - | - | 5 | - | 0 | - |
|---|
| Other net (gains) losses | -2 | -2 | 1 | -3 | -3 | -1 | -1 | -1 | -0 | 1 | -1 | -1 | 0 |
|---|
| Principal repayments on and proceeds from sales of loans held for sale | 243 | 27 | 74 | 27 | 28 | 16 | 29 | 26 | 49 | 62 | 64 | 41 | 43 |
|---|
| Loans originated for sale | 207 | 10 | 66 | 28 | 27 | 20 | 25 | 26 | 51 | 60 | 67 | 66 | 45 |
|---|
| Increase in cash surrender value for bank owned life insurance contracts | - | - | - | - | - | - | - | - | - | 6 | 8 | 8 | 9 |
|---|
| Net (increase) decrease in interest receivable and other assets | 37 | -10 | -17 | 2 | 2 | 13 | 1 | 7 | 13 | 18 | -8 | 13 | 39 |
|---|
| Net increase (decrease) in accrued expenses and other liabilities | - | - | - | -8 | 1 | -4 | -1 | -7 | -0 | 25 | 15 | -1 | 36 |
|---|
| Net cash provided by operating activities | 117 | 156 | 141 | 104 | 102 | 85 | 109 | 147 | 103 | 122 | 83 | 39 | 91 |
|---|
| Loans originated or purchased | - | - | - | - | - | - | - | - | - | 4,256 | 4,875 | 5,274 | 3,549 |
|---|
| Principal repayments on loans | 1,886 | 2,186 | 2,370 | 1,783 | 2,052 | 2,310 | 2,495 | 2,509 | 2,629 | 3,550 | 4,757 | 3,448 | 2,605 |
|---|
| Securities available for sale | 9 | 75 | 206 | 157 | 154 | 155 | 153 | 140 | 153 | 269 | 317 | 164 | 84 |
|---|
| Loans | - | - | - | 49 | 133 | 187 | 218 | 372 | 70 | 766 | 740 | 88 | - |
|---|
| Proceeds from Sale, Loan, Held-for-Investment | 793 | - | 282 | - | - | - | - | - | - | - | - | - | 34 |
|---|
| Real estate owned | 17 | 23 | 26 | 26 | 25 | 22 | 9 | 6 | 4 | 4 | 0 | 0 | 0 |
|---|
| Premises, equipment and other assets | - | - | - | - | - | - | - | - | - | 24 | - | 0 | - |
|---|
| Bank-owned life insurance | - | - | - | - | - | - | - | - | - | - | 70 | - | - |
|---|
| FHLB stock | - | - | - | 5 | 29 | 0 | 20 | 4 | 8 | 35 | 26 | 50 | 35 |
|---|
| Payments to Acquire Debt Securities, Available-for-Sale | - | - | - | - | - | - | - | - | - | - | 297 | 250 | 145 |
|---|
| Premises, equipment, and software, net | 4 | 7 | 3 | 3 | 6 | 9 | 4 | 8 | 4 | 3 | 1 | 3 | 5 |
|---|
| Other | -0 | -0 | 0 | -0 | -1 | -1 | -1 | - | -1 | -1 | -3 | -1 | -2 |
|---|
| Net Cash Provided by (Used in) Investing Activities | -126 | -741 | 145 | -669 | -600 | -454 | -755 | -475 | -342 | 148 | 547 | -1,875 | -1,009 |
|---|
| Increase (Decrease) in Deposits | 281 | 266 | -517 | 189 | -368 | 46 | -180 | 340 | 275 | 459 | -232 | -73 | 520 |
|---|
| Net increase (decrease) in borrowers' advances for insurance and taxes | - | - | - | 5 | 10 | 6 | 8 | 3 | 0 | 8 | -2 | 8 | 7 |
|---|
| Net decrease in principal and interest owed on loans serviced | 179 | -24 | -52 | -21 | -5 | -0 | -14 | -4 | 1 | 13 | -4 | -12 | -0 |
|---|
| Fair Value of Plan Assets | - | - | - | - | - | - | - | - | - | - | - | 875 | 417 |
|---|
| Increase (Decrease) in Federal Funds Purchased | - | - | - | - | - | - | - | - | - | - | - | -225 | 225 |
|---|
| Proceeds from long-term borrowed funds | - | 35 | 320 | 450 | 600 | 40 | - | 15 | 275 | 250 | 100 | 600 | 350 |
|---|
| Repayment of long-term borrowed funds | - | 3 | 10 | 51 | 15 | 186 | 208 | 282 | 421 | 350 | 5 | 4 | 78 |
|---|
| Increase (Decrease) Cash Collateral from Counterparties | - | - | - | - | - | - | 8 | 55 | -152 | -88 | 90 | 162 | 88 |
|---|
| Acquisition of treasury shares | 2 | - | - | 101 | 173 | 128 | 54 | 20 | 9 | 0 | - | 6 | 6 |
|---|
| Dividends paid to common shareholders | 16 | - | - | 5 | 19 | 23 | 28 | 38 | 50 | 55 | 57 | 58 | 58 |
|---|
| Net cash provided (used in) by financing activities | 446 | 599 | -308 | 461 | 472 | 445 | 683 | 329 | 244 | -46 | -640 | 1,717 | 1,015 |
|---|
| Deposits | - | - | - | - | - | - | - | - | 143 | 141 | 99 | 77 | 169 |
|---|
| Debt | - | - | - | - | - | - | - | - | 82 | 54 | 16 | 37 | 195 |
|---|
| cash paid (received) for interest on interest rate swaps | - | - | - | - | - | - | - | - | - | - | 45 | 29 | -50 |
|---|
| Income Taxes Paid | 20 | 20 | 20 | 25 | 23 | 32 | 38 | 33 | 10 | 2 | 26 | 40 | 22 |
|---|
| Transfer of loans to real estate owned | - | - | - | 27 | 24 | 12 | 8 | 4 | 3 | 2 | 0 | 1 | 1 |
|---|
| Transfer of loans from held for investment to held for sale | - | 246 | 337 | 48 | 127 | 183 | 219 | 373 | 69 | 778 | 699 | 86 | 34 |
|---|
| Transfer of Loans Held-for-sale to Portfolio Loans | - | 105 | 155 | - | - | - | - | 0 | - | - | - | 23 | 8 |
|---|
| Treasury Stock Issued For Stock Benefit Plans | - | - | - | - | 7 | 3 | 1 | 3 | 0 | 1 | 5 | 2 | 2 |
|---|
| NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS | - | - | - | - | - | - | - | - | - | 223 | -10 | -119 | 97 |
|---|
| Net income | 11 | 11 | 56 | 66 | 73 | 81 | 89 | 85 | 80 | 83 | 81 | 75 | 75 |
|---|
| ESOP and stock-based compensation expense | 13 | 11 | 11 | 12 | 14 | 13 | 11 | 11 | 12 | 12 | 14 | 11 | 10 |
|---|
| Depreciation and amortization | 18 | 23 | 21 | 13 | 17 | 19 | 21 | 25 | 23 | 33 | 33 | 27 | 18 |
|---|
| Deferred income taxes | -11 | -19 | 6 | 10 | 9 | 11 | 4 | 4 | 22 | 22 | -14 | -27 | 4 |
|---|
| Provision (credit) for loan losses | 106 | 102 | 37 | 19 | -3 | -8 | -17 | -11 | -10 | 3 | -9 | 1 | -1 |
|---|
| Net gain on the sale of loans | 25 | 1 | 8 | 2 | 5 | 6 | 2 | 3 | 2 | 28 | 33 | 1 | 0 |
|---|
| Net gain on sale of commercial property | - | - | - | - | - | - | - | - | - | 5 | - | 0 | - |
|---|
| Other net (gains) losses | -2 | -2 | 1 | -3 | -3 | -1 | -1 | -1 | -0 | 1 | -1 | -1 | 0 |
|---|
| Principal repayments on and proceeds from sales of loans held for sale | 243 | 27 | 74 | 27 | 28 | 16 | 29 | 26 | 49 | 62 | 64 | 41 | 43 |
|---|
| Loans originated for sale | 207 | 10 | 66 | 28 | 27 | 20 | 25 | 26 | 51 | 60 | 67 | 66 | 45 |
|---|
| Increase in cash surrender value for bank owned life insurance contracts | - | - | - | - | - | - | - | - | - | 6 | 8 | 8 | 9 |
|---|
| Net (increase) decrease in interest receivable and other assets | 37 | -10 | -17 | 2 | 2 | 13 | 1 | 7 | 13 | 18 | -8 | 13 | 39 |
|---|
| Net increase (decrease) in accrued expenses and other liabilities | - | - | - | -8 | 1 | -4 | -1 | -7 | -0 | 25 | 15 | -1 | 36 |
|---|
| Net cash provided by operating activities | 117 | 156 | 141 | 104 | 102 | 85 | 109 | 147 | 103 | 122 | 83 | 39 | 91 |
|---|
| Loans originated or purchased | - | - | - | - | - | - | - | - | - | 4,256 | 4,875 | 5,274 | 3,549 |
|---|
| Principal repayments on loans | 1,886 | 2,186 | 2,370 | 1,783 | 2,052 | 2,310 | 2,495 | 2,509 | 2,629 | 3,550 | 4,757 | 3,448 | 2,605 |
|---|
| Securities available for sale | 9 | 75 | 206 | 157 | 154 | 155 | 153 | 140 | 153 | 269 | 317 | 164 | 84 |
|---|
| Loans | - | - | - | 49 | 133 | 187 | 218 | 372 | 70 | 766 | 740 | 88 | - |
|---|
| Proceeds from Sale, Loan, Held-for-Investment | 793 | - | 282 | - | - | - | - | - | - | - | - | - | 34 |
|---|
| Real estate owned | 17 | 23 | 26 | 26 | 25 | 22 | 9 | 6 | 4 | 4 | 0 | 0 | 0 |
|---|
| Premises, equipment and other assets | - | - | - | - | - | - | - | - | - | 24 | - | 0 | - |
|---|
| Bank-owned life insurance | - | - | - | - | - | - | - | - | - | - | 70 | - | - |
|---|
| FHLB stock | - | - | - | 5 | 29 | 0 | 20 | 4 | 8 | 35 | 26 | 50 | 35 |
|---|
| Payments to Acquire Debt Securities, Available-for-Sale | - | - | - | - | - | - | - | - | - | - | 297 | 250 | 145 |
|---|
| Premises, equipment, and software, net | 4 | 7 | 3 | 3 | 6 | 9 | 4 | 8 | 4 | 3 | 1 | 3 | 5 |
|---|
| Other | -0 | -0 | 0 | -0 | -1 | -1 | -1 | - | -1 | -1 | -3 | -1 | -2 |
|---|
| Net Cash Provided by (Used in) Investing Activities | -126 | -741 | 145 | -669 | -600 | -454 | -755 | -475 | -342 | 148 | 547 | -1,875 | -1,009 |
|---|
| Increase (Decrease) in Deposits | 281 | 266 | -517 | 189 | -368 | 46 | -180 | 340 | 275 | 459 | -232 | -73 | 520 |
|---|
| Net increase (decrease) in borrowers' advances for insurance and taxes | - | - | - | 5 | 10 | 6 | 8 | 3 | 0 | 8 | -2 | 8 | 7 |
|---|
| Net decrease in principal and interest owed on loans serviced | 179 | -24 | -52 | -21 | -5 | -0 | -14 | -4 | 1 | 13 | -4 | -12 | -0 |
|---|
| Fair Value of Plan Assets | - | - | - | - | - | - | - | - | - | - | - | 875 | 417 |
|---|
| Increase (Decrease) in Federal Funds Purchased | - | - | - | - | - | - | - | - | - | - | - | -225 | 225 |
|---|
| Proceeds from long-term borrowed funds | - | 35 | 320 | 450 | 600 | 40 | - | 15 | 275 | 250 | 100 | 600 | 350 |
|---|
| Repayment of long-term borrowed funds | - | 3 | 10 | 51 | 15 | 186 | 208 | 282 | 421 | 350 | 5 | 4 | 78 |
|---|
| Increase (Decrease) Cash Collateral from Counterparties | - | - | - | - | - | - | 8 | 55 | -152 | -88 | 90 | 162 | 88 |
|---|
| Acquisition of treasury shares | 2 | - | - | 101 | 173 | 128 | 54 | 20 | 9 | 0 | - | 6 | 6 |
|---|
| Dividends paid to common shareholders | 16 | - | - | 5 | 19 | 23 | 28 | 38 | 50 | 55 | 57 | 58 | 58 |
|---|
| Net cash provided (used in) by financing activities | 446 | 599 | -308 | 461 | 472 | 445 | 683 | 329 | 244 | -46 | -640 | 1,717 | 1,015 |
|---|
| Deposits | - | - | - | - | - | - | - | - | 143 | 141 | 99 | 77 | 169 |
|---|
| Debt | - | - | - | - | - | - | - | - | 82 | 54 | 16 | 37 | 195 |
|---|
| cash paid (received) for interest on interest rate swaps | - | - | - | - | - | - | - | - | - | - | 45 | 29 | -50 |
|---|
| Income Taxes Paid | 20 | 20 | 20 | 25 | 23 | 32 | 38 | 33 | 10 | 2 | 26 | 40 | 22 |
|---|
| Transfer of loans to real estate owned | - | - | - | 27 | 24 | 12 | 8 | 4 | 3 | 2 | 0 | 1 | 1 |
|---|
| Transfer of loans from held for investment to held for sale | - | 246 | 337 | 48 | 127 | 183 | 219 | 373 | 69 | 778 | 699 | 86 | 34 |
|---|
| Transfer of Loans Held-for-sale to Portfolio Loans | - | 105 | 155 | - | - | - | - | 0 | - | - | - | 23 | 8 |
|---|
| Treasury Stock Issued For Stock Benefit Plans | - | - | - | - | 7 | 3 | 1 | 3 | 0 | 1 | 5 | 2 | 2 |
|---|
| NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS | - | - | - | - | - | - | - | - | - | 223 | -10 | -119 | 97 |
|---|