AIFUL CORPORATIONJP:8515

Market cap
¥230.2B
P/E ratio
11.4x
Mar 31,
2013
Mar 31,
2014
Mar 31,
2015
Mar 31,
2016
Mar 31,
2017
Mar 31,
2018
Mar 31,
2019
Mar 31,
2020
Mar 31,
2021
Mar 31,
2022
Mar 31,
2023
Interest on operating loans61,60750,57743,76144,25547,86956,30565,45672,44474,04176,33283,230
Revenue from credit card business12,51413,42613,54814,59115,42216,02516,46618,86218,64618,83320,508
Other financial revenue161114711397655
Revenue from installment sales finance business2311851281151081,2662,649
Purchased receivables recovery income - RevOA8891,094
Revenue from credit guarantee4,6097,94911,38112,49112,49412,99213,95315,20314,52415,73017,030
Recoveries of written off receivables10,8409,6637,7416,0215,6786,4116,3206,8966,7617,4927,488
Other5,8917,0327,6388,0837,8878,76111,41211,96111,92712,81312,144
Total other operating revenue20,63919,70617,51616,24615,66230,05219,44320,52020,26221,19520,727
Revenue from credit guarantee4,6097,94911,38112,49112,49412,99213,95315,20314,52415,73017,030
Operating revenue62,31059,19654,92155,12058,33964,66370,99177,50478,82683,11788,449
Other financial revenue161114711397655
Purchased receivables recovery income - RevOA8891,094
Revenue from credit guarantee4,6097,94911,38112,49112,49412,99213,95315,20314,52415,73017,030
Recoveries of written off receivables10,8409,6637,7416,0215,6786,4116,3206,8966,7617,4927,488
Other5,8917,0327,6388,0837,8878,76111,41211,96111,92712,81312,144
Total other operating revenue20,63919,70617,51616,24615,66230,05219,44320,52020,26221,19520,727
Operating revenue99,61991,85886,35287,70891,450115,389115,328127,038127,481132,097144,152
Interest expenses5,9114,7004,0924,3334,7625,7836,6306,1006,0865,8725,889
Interest expenses on bonds9667482,3902,5502,385813377623516433429
Other173952,124896882963940797645735749
Financial expenses6,8955,8448,6067,7808,0307,5607,9497,5227,2487,0417,068
Advertising expenses9,07211,32116,876
Commission expenses9,75210,46710,30611,18211,83512,96214,64415,72214,97815,28317,958
Provision of allowance for doubtful accounts8,13610,9302,23416,12620,74420,02029,34033,79638,81827,91836,004
Provision for loss on interest repayment17,2961,88563,7332,89712,38411,50116,92719,929
Employees' salaries, allowances and bonuses9,9119,6199,5469,79510,23211,40911,71111,96412,01912,07112,333
Employees' salaries and allowances6,2095,7605,5285,5435,9936,0605,8996,0036,0205,8835,866
Provision for bonuses8758668698988959721,2791,3111,3331,3031,462
Provision for bonuses583546541565563643828857852816876
Retirement benefit expenses517476474471470474484497503502509
Depreciation3,6202,0981,5321,3911,2631,2501,2491,1621,3361,7061,745
Other25,96524,24125,54627,04719,87522,65023,41825,51724,61525,28327,985
Other13,44519,69421,43617,41912,77913,13012,89913,29413,77210,89912,634
Other operating expenses74,80461,153115,57571,64174,87292,520103,049116,547101,286113,614113,129
Operating expenses84,90069,360125,91481,03284,440112,897112,297125,358109,950120,855120,427
Interest expenses5,9114,7004,0924,3334,7625,7836,6306,1006,0865,8725,889
Interest expenses on bonds9667482,3902,5502,385813377623516433429
Other173952,124896882963940797645735749
Financial expenses6,8955,8448,6067,7808,0307,5607,9497,5227,2487,0417,068
Other1972586173131169273199229
Cost of sales3,2002,3611,7321,6091,53712,8151,2981,2891,414199229
Advertising expenses9,07211,32116,876
Commission expenses9,75210,46710,30611,18211,83512,96214,64415,72214,97815,28317,958
Provision of allowance for doubtful accounts8,13610,9302,23416,12620,74420,02029,34033,79638,81827,91836,004
Provision for loss on interest repayment17,2961,88563,7332,89712,38411,50116,92719,929
Employees' salaries, allowances and bonuses9,9119,6199,5469,79510,23211,40911,71111,96412,01912,07112,333
Employees' salaries and allowances6,2095,7605,5285,5435,9936,0605,8996,0036,0205,8835,866
Provision for bonuses8758668698988959721,2791,3111,3331,3031,462
Provision for bonuses583546541565563643828857852816876
Retirement benefit expenses517476474471470474484497503502509
Depreciation3,6202,0981,5321,3911,2631,2501,2491,1621,3361,7061,745
Other25,96524,24125,54627,04719,87522,65023,41825,51724,61525,28327,985
Other13,44519,69421,43617,41912,77913,13012,89913,29413,77210,89912,634
Other operating expenses74,80461,153115,57571,64174,87292,520103,049116,547101,286113,614113,129
Operating expenses84,90069,360125,91481,03284,440112,897112,297125,358109,950120,855120,427
Operating profit (loss)14,71822,498-39,5626,6767,0092,4923,0311,67917,53011,24223,724
Interest on loans4551,3451,891917256515519320322419
Share of profit of entities accounted for using equity method81110204150184
Dividend income3210,831
Foreign exchange gains2,2201,6972,88568214560370204
Other8055863,082220476152153141592313246
Rental income from real estate515155738284897793
Non-operating income3,0262,2833,1332205573591,1455291,9281,058747
Other8055863,082220476152153141592313246
Non-operating income3,0262,2833,1332205573591,1455291,9281,058747
Provision of allowance for doubtful accounts40418144733
Loss on investments in silent partnerships16
Infectious disease related cost90104
Infectious disease related cost90104
Other573028358217138112018
Other573028358217138112018
Non-operating expenses9830703516828664931533544
Non-operating expenses9830703516828664931533544
Ordinary profit (loss)17,64624,752-36,4986,8607,3992,8234,1101,71619,30512,26524,428
Loss on valuation of shares of subsidiaries and associates8,7604,46414
Provision of allowance for doubtful accounts453
Extraordinary losses83426903761,156468
Profit (loss) before income taxes23,60031,108-35,8536,8607,3993,5273,4201,56918,14912,26523,959
Income taxes - current4147645841794404378582,1552,9652,6023,349
Income taxes - deferred28-11761-363-318144-5,621-886-2,610-3,374-2,336
Income taxes443646645-183122581-4,7631,269354-7721,013
Profit (loss)-36,4997,0447,2762,9458,18330017,79413,03722,946
Profit (loss) attributable to non-controlling interests-1,012-1,162-1,089-642703603
Profit (loss) attributable to owners of parent-36,4997,0447,2763,9589,3461,39018,43712,33422,343