CCI Group, Inc. (7381) Stock Price

Hokuriku Financial Holdings operates a diverse range of businesses centered on banking. Specifically, the company handles leasing operations, credit guarantee services related to consumer finance, and credit card operations. Through these services, the company meets the varied financial needs of individuals and corporations.

Additionally, Hokuriku Financial Holdings operates an e-commerce mall and manages debt collection operations. These initiatives enhance the convenience of online shopping while improving the efficiency of debt management. The company also promotes digitalization of financial services through system development and operational management.

Investment advisory services, consulting, and administrative outsourcing are also important business segments for Hokuriku Financial Holdings. These services support customers' asset management and business strategy, facilitating business growth. The company also provides investment opportunities through fund management operations.

Hokuriku Financial Holdings is classified as a specified listed company, and the materiality threshold for insider trading regulations is determined based on consolidated financial figures. This requirement ensures transparent management practices.

Hokuriku Financial Holdings aims to build a prosperous future together with the communities it serves while maintaining sound management practices. The company leverages its deep understanding of regional economics and culture to provide comprehensive information and financial services, positioning itself as a regional leader and earning stakeholder trust.

The company plans to rebrand as "CCI Group" in October 2025 as part of a new branding strategy. Building on the evolution of its banking operations, it will strengthen non-banking businesses including consulting, overseas operations, and investment management, with the goal of providing advanced financial services both within and beyond the region.

The medium-term management strategy emphasizes flexible and swift strategy execution, driving business expansion, productivity improvements, and cost reduction. The company's fundamental approach is to deepen community communication, establish the Hokuriku brand, and contribute to overall quality improvement in the region.

From 2026 to 2028, the company targets growth in banking business revenue, new business revenue, and ordinary profit. In particular, new businesses—centered on consulting, cashless solutions, and funds—will drive revenue expansion and improve ROE.

The company also prioritizes strengthened governance and human capital investment, including enhanced board effectiveness toward establishing a dual-brand structure and developing talent capable of managing new business areas. Through these initiatives, the company aims to increase corporate value and achieve sustainable growth.