Daishi Hokuetsu Financial Group,Inc. (7327) Stock Price

Dai-Shi Hokuestu Financial Group provides diverse financial services centered on banking operations. The group consists of 15 companies, including Dai-Shi Hokuestu Bank, and offers a wide range of financial products to regional customers. Banking services include deposits, loans, domestic and foreign exchange, and sales of government bonds and securities investment trusts.

Leasing operations are handled by Dai-Shi Hokuestu Lease Co., Ltd. and Hokuestu Lease Co., Ltd., providing leasing services primarily to local businesses. This supports the revitalization of the regional economy. Securities operations are conducted by Dai-Shi Hokuestu Securities Co., Ltd., which supports customer asset management and fundraising through trading, underwriting, and distribution of securities.

Other business operations include credit card services, systems-related services, and personnel placement services. These services aim to enhance customer satisfaction by providing high-quality products. Through regionally-rooted financial services, Dai-Shi Hokuestu Financial Group contributes to the development of the local community.

Daishi Hokuestu Financial Group is committed to contributing to the development of regional communities as a trusted financial group. By boldly embracing change and creating new value, the company aims to become a financial and information services group with overwhelming support from the region.

The company launched its Third Medium-Term Management Plan in April 2024. Under this plan, all executives and employees are working together to position the group as Niigata Prefecture's leading financial and information services provider, embracing change and achieving growth. For fiscal year 2026, the final year of the plan, the company has revised its consolidated net profit target upward to 40 billion yen.

The Third Medium-Term Management Plan designates environmental and social issues alongside financial challenges as critical management priorities. To address these challenges, the company has established four core strategies: "leveraging group comprehensive capabilities," "pursuing productivity improvements," "enhancing human capital value," and "deepening risk management."

The company is strengthening initiatives to revitalize the regional economy. It is actively involved in projects that leverage regional characteristics, including support to enhance the appeal of Sado Island's gold mines and traditional sake brewing, as well as large-scale resort development in the Myoko district.

Regarding capital policy, the company has revised its shareholder return policy to implement progressive dividend increases per share, targeting a dividend payout ratio of approximately 40%. This approach strengthens shareholder returns while reinforcing the earnings base.

Prioritizing compliance, the group is establishing high ethical standards across the organization and building quality governance structures. Through these efforts, the company aims to solidify trust from customers and regional communities while pursuing sustainable growth.