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(E03542)

Market cap
P/E ratio
A regional bank serving individuals and small businesses in Aomori Prefecture, Japan through 87 locations and subsidiaries offering banking, leasing, and credit services.
SummaryFinancialsDividendsHistoryWorkforce
Period EndTotal liabilities (Million JPY)YoY (%)
Mar 31, 20223,737,774+5.09%
Mar 31, 20213,556,612+15.79%
Mar 31, 20203,071,581+5.22%
Mar 31, 20192,919,270+4.78%
Mar 31, 20182,786,175+0.15%
Mar 31, 20172,781,937+7.02%
Mar 31, 20162,599,500+2.41%
Mar 31, 20152,538,425+2.74%
Mar 31, 20142,470,654+1.68%
Mar 31, 20132,429,796

Income Statement

RevenueRevenue growth (%)Cost of revenueGross profitGross margin (%)Research & developmentSelling, general & administrativeOperating margin (%)Operating expenses Operating income Income before tax Pretax margin (%)Provision for income taxesEffective tax rate (%)Net income Net income margin (%)Earnings per shareDiluted EPSDividend payout ratio (%)Dividend per shareEBITDAEBITDA margin (%)

Balance Sheet

Cash and cash equivalents Marketable securities, current Total cash & short-term investmentsAccounts receivable, netInventoriesTotal current assetsProperty, plant and equipment, netMarketable securities, non-current Total non-current assetsTotal assets Accounts payableShort-term debtLong-term debt, current Total current liabilitiesLong-term debt, non-current Total non-current liabilitiesTotal liabilities Common stock and paid-in capital Retained earningsStockholders' equityTotal debtNet debtD/E ratio (%)Working capital

Cash Flow

Depreciation & amortizationStock-based compensationCash from operations Capital expendituresCash from investing Payments for dividends Repurchases of common stockProceeds from issuance of term debt, netRepayments of term debtCash from financing Free cash flowFCF margin (%)
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