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(E03542)

Market cap
P/E ratio
A regional bank serving individuals and small businesses in Aomori Prefecture, Japan through 87 locations and subsidiaries offering banking, leasing, and credit services.
SummaryFinancialsDividendsHistoryWorkforce
Period EndDepreciation & amortization (Million JPY)YoY (%)
Mar 31, 20221,851+8.95%
Mar 31, 20211,699-4.55%
Mar 31, 20201,780+5.58%
Mar 31, 20191,686+6.98%
Mar 31, 20181,576-25.63%
Mar 31, 20172,119+41.83%
Mar 31, 20161,494+4.18%
Mar 31, 20151,434-16.09%
Mar 31, 20141,709-3.45%
Mar 31, 20131,770

Income Statement

RevenueRevenue growth (%)Cost of revenueGross profitGross margin (%)Research & developmentSelling, general & administrativeOperating margin (%)Operating expenses Operating income Income before tax Pretax margin (%)Provision for income taxesEffective tax rate (%)Net income Net income margin (%)Earnings per shareDiluted EPSDividend payout ratio (%)Dividend per shareEBITDAEBITDA margin (%)

Balance Sheet

Cash and cash equivalents Marketable securities, current Total cash & short-term investmentsAccounts receivable, netInventoriesTotal current assetsProperty, plant and equipment, netMarketable securities, non-current Total non-current assetsTotal assets Accounts payableShort-term debtLong-term debt, current Total current liabilitiesLong-term debt, non-current Total non-current liabilitiesTotal liabilities Common stock and paid-in capital Retained earningsStockholders' equityTotal debtNet debtD/E ratio (%)Working capital

Cash Flow

Depreciation & amortizationStock-based compensationCash from operations Capital expendituresCash from investing Payments for dividends Repurchases of common stockProceeds from issuance of term debt, netRepayments of term debtCash from financing Free cash flowFCF margin (%)
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