- JP-listed companies
- THE BANK OF SAGA LTD.
THE BANK OF SAGA LTD.JP:8395
Market cap
¥36.3B
P/E ratio
6x
Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
Ordinary income | 42,573 | 42,621 | 41,910 | 49,017 | 44,106 | 39,622 | 46,664 | 41,400 | 41,153 | 43,861 | 47,675 | 53,013 |
Interest income | 27,485 | 26,127 | 25,905 | 26,616 | 26,514 | 26,039 | 24,135 | 23,542 | 23,521 | 24,502 | 27,117 | 28,887 |
Interest on loans and discounts | 20,567 | 19,291 | 18,944 | 18,748 | 18,343 | 18,431 | 18,517 | 18,338 | 18,660 | 18,674 | 19,222 | 20,198 |
Interest and dividends on securities | 6,683 | 6,590 | 6,698 | 7,653 | 7,941 | 7,413 | 5,454 | 4,993 | 4,608 | 5,280 | 7,405 | 8,351 |
Interest on call loans and bills bought | 73 | 24 | 2 | 11 | 8 | -2 | -13 | 1 | -3 | - | - | - |
Interest on call loans | - | - | - | - | - | - | - | - | - | - | - | - |
Interest on deposits with banks | 36 | 121 | 180 | 122 | 132 | 130 | 129 | 130 | 204 | 510 | 385 | 321 |
Other interest income | 124 | 99 | 79 | 81 | 87 | 66 | 47 | 80 | 51 | 37 | 103 | 17 |
Fees and commissions | 6,565 | 6,747 | 6,894 | 6,728 | 6,543 | 6,389 | 6,532 | 7,156 | 7,605 | 7,957 | 8,337 | 8,702 |
Fees and commissions on domestic and foreign exchanges | - | - | - | - | - | - | - | - | - | - | 2,047 | 2,024 |
Other fees and commissions | - | - | - | - | - | - | - | - | - | - | 5,936 | 6,292 |
Other ordinary income | 5,606 | 6,769 | 6,865 | 13,800 | 9,852 | 5,472 | 8,123 | 9,498 | 8,482 | 8,789 | 8,519 | 9,631 |
Gain on sale of bonds | - | - | - | - | - | - | - | - | - | - | 361 | 1,091 |
Gain on financial derivatives | - | - | - | - | - | - | - | - | - | - | 507 | 996 |
Other | - | - | - | - | - | - | - | - | - | - | 49 | 6 |
Other income | 2,701 | 2,845 | 2,142 | 1,783 | 1,154 | 1,702 | 7,846 | 1,203 | 1,544 | 2,612 | 3,700 | 5,791 |
Reversal of allowance for loan losses | - | 1,764 | 892 | - | 195 | 488 | - | - | - | - | - | 243 |
Recoveries of written off receivables | - | - | - | 1 | 1 | - | - | - | - | 1 | - | - |
Other | 2,701 | 1,080 | 1,250 | 1,782 | 957 | 1,213 | 7,845 | 1,202 | 1,544 | 2,611 | 3,700 | 5,548 |
Gain on sale of equity securities | - | - | - | - | - | - | - | - | - | - | 2,788 | 4,712 |
Gain on money held in trust | - | - | - | - | - | - | - | - | - | - | 3 | - |
Other | 2,701 | 1,080 | 1,250 | 1,782 | 957 | 1,213 | 7,845 | 1,202 | 1,544 | 2,611 | 3,700 | 5,548 |
Ordinary expenses | 36,589 | 34,612 | 35,208 | 42,851 | 40,048 | 36,151 | 43,244 | 36,798 | 36,940 | 36,886 | 40,409 | 45,442 |
Interest expenses | 1,192 | 1,256 | 1,416 | 1,318 | 755 | 514 | 460 | 427 | 440 | 392 | 2,468 | 3,275 |
Interest on deposits | 911 | 955 | 1,073 | 1,001 | 618 | 425 | 313 | 313 | 307 | 285 | 576 | 120 |
Interest on negotiable certificates of deposit | 35 | 17 | 13 | 9 | 4 | 3 | 4 | 7 | 4 | 4 | 3 | 2 |
Interest on call money and bills sold | 1 | 35 | 79 | 88 | 35 | 14 | -1 | 46 | 4 | -2 | 39 | -8 |
Interest on call money | - | - | - | - | - | - | - | - | - | - | 39 | -8 |
Interest expenses on cash collateral received for securities lent | - | 28 | 45 | 18 | 6 | 25 | 98 | 19 | 48 | 78 | 1,823 | 3,097 |
Interest on borrowings and rediscounts | 243 | 219 | 203 | 199 | 89 | 44 | 44 | 39 | 75 | 25 | 24 | 27 |
Interest expenses on interest rate swaps | - | - | - | - | - | - | - | - | - | - | - | 35 |
Other interest expenses | - | - | 1 | - | - | - | - | - | - | - | - | - |
Fees and commissions payments | 2,596 | 2,700 | 2,841 | 3,047 | 3,271 | 3,396 | 3,564 | 3,530 | 3,371 | 3,166 | 3,199 | 3,201 |
Fees and commissions on domestic and foreign exchanges | - | - | - | - | - | - | - | - | - | - | 464 | 373 |
Other fees and commissions | - | - | - | - | - | - | - | - | - | - | 3,036 | 3,128 |
Other ordinary expenses | 3,425 | 4,834 | 5,836 | 13,014 | 11,112 | 8,516 | 11,029 | 8,150 | 7,810 | 8,804 | 12,548 | 16,315 |
Loss on foreign exchange transactions | - | - | - | - | - | - | - | - | - | - | 1,256 | 3,752 |
Loss on sale of bonds | - | - | - | - | - | - | - | - | - | - | 4,133 | 5,471 |
Loss on devaluation of bonds | - | - | - | - | - | - | - | - | - | - | 110 | 201 |
General and administrative expenses | 24,394 | 24,187 | 24,831 | 24,029 | 24,167 | 23,404 | 23,323 | 22,704 | 22,266 | 20,460 | 19,903 | 20,394 |
Other expenses | 4,980 | 1,634 | 282 | 1,441 | 741 | 318 | 4,866 | 1,985 | 3,051 | 4,062 | 2,289 | 2,255 |
Provision of allowance for loan losses | 1,402 | - | - | 301 | - | - | 4,427 | 1,594 | 2,418 | 3,330 | 874 | - |
Other | 3,578 | 1,634 | 282 | 1,140 | 741 | 318 | 439 | 391 | 632 | 732 | 1,415 | 2,255 |
Loss on sale of equity securities | - | - | - | - | - | - | - | - | - | - | 895 | 1,993 |
Loss on devaluation of equity securities | - | - | - | - | - | - | - | - | - | - | 110 | - |
Loss on money held in trust | - | - | - | - | - | - | - | - | - | - | - | 6 |
Other | 3,578 | 1,634 | 282 | 1,140 | 741 | 318 | 439 | 391 | 632 | 732 | 1,415 | 2,255 |
Ordinary profit (loss) | 5,984 | 8,008 | 6,701 | 6,166 | 4,057 | 3,471 | 3,419 | 4,602 | 4,213 | 6,975 | 7,265 | 7,571 |
Extraordinary income | - | 92 | 153 | - | - | 5,163 | 754 | 1 | 558 | 43 | 587 | 247 |
Gain on disposal of non-current assets | - | 92 | 152 | - | - | 160 | 754 | 1 | 558 | 43 | 147 | 247 |
Gain on revision of retirement benefit plan | - | - | - | - | - | - | - | - | - | - | 440 | - |
Extraordinary losses | 402 | 256 | 184 | 56 | 58 | 554 | 256 | 513 | 879 | 344 | 283 | 127 |
Loss on disposal of non-current assets | 42 | 37 | 44 | 54 | 51 | 70 | 180 | 15 | 148 | 115 | 154 | 121 |
Impairment losses | 359 | 218 | 131 | 2 | 6 | 193 | 75 | 492 | 728 | 228 | 129 | 6 |
Profit (loss) before income taxes | 5,581 | 7,844 | 6,670 | 6,109 | 3,999 | 8,080 | 3,917 | 4,090 | 3,892 | 6,674 | 7,569 | 7,690 |
Income taxes - current | 776 | 2,382 | 1,278 | 1,952 | 769 | 719 | 2,317 | 831 | 2,017 | 2,382 | 1,805 | 980 |
Income taxes - deferred | 2,361 | 221 | 1,464 | 497 | -74 | 462 | -1,036 | 817 | -590 | 215 | 273 | 491 |
Income taxes | 3,137 | 2,603 | 2,742 | 2,449 | 694 | 1,182 | 1,281 | 1,649 | 1,427 | 2,598 | 2,078 | 1,472 |
Profit (loss) | - | - | 3,927 | 3,660 | 3,305 | 6,898 | 2,636 | 2,441 | 2,465 | 4,076 | 5,491 | 6,218 |
Profit (loss) attributable to owners of parent | - | - | 3,316 | 3,242 | 2,898 | 6,650 | 2,636 | 2,441 | 2,465 | 4,076 | 5,491 | 6,218 |