THE BANK OF SAGA LTD.JP:8395

Market cap
¥36.3B
P/E ratio
6x
Mar 31,
2012
Mar 31,
2013
Mar 31,
2014
Mar 31,
2015
Mar 31,
2016
Mar 31,
2017
Mar 31,
2018
Mar 31,
2019
Mar 31,
2020
Mar 31,
2021
Mar 31,
2022
Mar 31,
2023
Mar 31,
2024
Cash and due from banks-153,345255,644236,762180,446169,874322,825227,074214,707377,496301,83372,968201,844
Cash-----------35,55831,452
Due from banks-----------37,392170,327
Monetary claims bought-29,9105,6664,0113,4213,5343,5682,1312,1622,1432,1642,3332,289
Money held in trust-4794544214003983988768628628628629,854
Securities-599,488635,929680,800638,161668,978526,138463,795521,195602,031662,989697,091690,060
Government bonds-----------26,21043,795
Local government bonds-----------268,763227,025
Short-term corporate bonds-----------4,999-
Corporate bonds-----------164,717164,938
Stocks-----------32,73140,491
Other securities-----------207,089221,231
Loans and bills discounted-1,245,8461,288,7151,345,0891,414,3051,456,5161,506,2931,721,3851,765,0202,016,1682,146,0602,180,4792,192,445
Bills discounted-----------4,1744,167
Loans on bills-----------71,47772,750
Loans on deeds-----------1,891,9331,870,175
Overdrafts-----------221,459254,161
Foreign exchanges-2,9312,7853,7933,1982,9903,8803,4033,4602,4113,5342,7873,158
Due from foreign banks (our accounts)-----------2,4333,043
Foreign bills bought-----------31572
Foreign bills receivable-----------3842
Other assets-12,0405,9607,89927,2556,95615,52913,13611,99913,11311,61911,65312,931
Prepaid expenses-----------5467
Accrued revenue-----------1,9472,526
Financial derivatives-----------1,188891
Other-----------4,6145,852
Lease receivables and investments in leases------13,44014,29115,54615,34415,12014,93515,402
Property, plant and equipment-24,50424,24124,85924,85924,95227,27025,39624,37823,24523,16523,29324,049
Buildings, net-3,4733,3653,6823,5223,9325,4875,3215,0744,8685,1755,3436,060
Land-19,60919,43819,50319,52219,48620,28518,60318,05216,86616,42815,77215,762
Construction in progress-222682651051889129421141
Other, net-1,3981,4101,6651,7871,5261,4871,4651,2331,4201,4311,7572,084
Other assets-12,0405,9607,89927,2556,95615,52913,13611,99913,11311,61911,65312,931
Prepaid expenses-----------5467
Accrued revenue-----------1,9472,526
Financial derivatives-----------1,188891
Other-----------4,6145,852
Intangible assets-2,6922,0652,0002,5302,0811,7101,3521,1681,1731,0219451,439
Software-2,4961,5108872,2411,8851,4781,181659981798659909
Other-1965541,112289195231170508191223285529
Property, plant and equipment-24,50424,24124,85924,85924,95227,27025,39624,37823,24523,16523,29324,049
Buildings, net-3,4733,3653,6823,5223,9325,4875,3215,0744,8685,1755,3436,060
Land-19,60919,43819,50319,52219,48620,28518,60318,05216,86616,42815,77215,762
Construction in progress-222682651051889129421141
Other, net-1,3981,4101,6651,7871,5261,4871,4651,2331,4201,4311,7572,084
Intangible assets-2,6922,0652,0002,5302,0811,7101,3521,1681,1731,0219451,439
Software-2,4961,5108872,2411,8851,4781,181659981798659909
Other-1965541,112289195231170508191223285529
Prepaid pension costs-----------1,3351,862
Retirement benefit asset---------2511941,8354,603
Deferred tax assets-------6191,9625853,4908,1394,343
Deferred tax assets-------6191,9625853,4908,1394,343
Customers' liabilities for acceptances and guarantees-11,89512,20612,71112,25312,40112,49912,63111,61011,7599,2339,08311,887
Customers' liabilities for acceptances and guarantees-11,89512,20612,71112,25312,40112,49912,63111,61011,7599,2339,08311,887
Allowance for loan losses--20,010-16,850-15,025-14,896-14,177-12,976-15,770-14,156-15,507-17,231-17,133-13,510
Allowance for loan losses--20,010-16,850-15,025-14,896-14,177-12,976-15,770-14,156-15,507-17,231-17,133-13,510
Assets-2,124,4202,223,3612,304,2642,292,7962,335,3052,421,2312,470,2922,559,8863,051,0473,164,0263,009,2453,160,769
Allowance for investment loss-------31-31-31-31-31-31-31
Assets-2,124,4202,223,3612,304,2642,292,7962,335,3052,421,2312,470,2922,559,8863,051,0473,164,0263,009,2453,160,769
Deposits-1,953,8632,013,2832,077,6462,093,8372,150,9492,233,0622,286,1072,373,3782,699,2632,787,6242,778,2752,938,184
Current deposits-----------166,615241,388
Ordinary deposits-----------1,854,0411,975,910
Savings deposits-----------5,3065,891
Deposits at notice-----------3,0897,356
Time deposits-----------731,214692,106
Other deposits-----------23,27321,380
Negotiable certificates of deposit-4,4776,5235,7856,3915,3426,12410,6459,8639,3228,7118,5978,532
Cash collateral received for securities lent-2,52813,7624,309-2,14410,5637,7132,36526,70948,36365,69250,754
Borrowed money-17,34015,64015,49215,3702,7759,5438,71114,429136,753154,1546,4426,575
Borrowings from other banks-----------117-
Foreign exchanges-635912414459431392483861488092
Foreign bills sold-----------5533
Foreign bills payable-----------2459
Other liabilities-10,93121,77929,14021,71720,3799,86614,95923,55827,41528,84927,19418,099
Income taxes payable-----------320106
Accrued expenses-----------660739
Unearned revenue-----------1,079987
Financial derivatives-----------1,8025,511
Asset retirement obligations-----------260237
Other-----------19,8026,908
Provision for bonuses-702704708681686675663654628614598626
Provision for reimbursement of deposits-251191169281328332399301229220170130
Retirement benefit liability--12,97911,2198,6228,0533,4443,7423,4391,1571,2151,210276
Deferred tax liabilities for land revaluation-4,7934,7224,2624,0494,0474,0133,5673,4103,1223,0543,0083,007
Provision for retirement benefits for directors (and other officers)-1259111221222112191016
Acceptances and guarantees-11,89512,20612,71112,25312,40112,49912,63111,61011,7599,2339,08311,887
Provision for reimbursement of deposits-251191169281328332399301229220170130
Liabilities-2,022,2552,117,2972,185,1662,173,4772,214,6172,294,6572,349,7992,445,1402,924,6343,048,2402,900,4833,038,204
Deferred tax liabilities-------4941152,78215412020
Deferred tax liabilities for land revaluation-4,7934,7224,2624,0494,0474,0133,5673,4103,1223,0543,0083,007
Acceptances and guarantees-11,89512,20612,71112,25312,40112,49912,63111,61011,7599,2339,08311,887
Liabilities-2,022,2552,117,2972,185,1662,173,4772,214,6172,294,6572,349,7992,445,1402,924,6343,048,2402,900,4833,038,204
Share capital-16,06216,06216,06216,06216,06216,06216,06216,06216,06216,06216,06216,062
Capital surplus-11,37511,37511,37511,37511,37513,32713,32713,32713,32713,32713,32713,327
Legal capital surplus-----------11,37411,374
Retained earnings-51,48455,59358,39960,38362,19567,68770,16371,78373,49276,54180,82485,849
Legal retained earnings-----------14,92614,926
Other retained earnings-----------70,68175,558
General reserve-----------61,80066,800
Reserve for tax purpose reduction entry of non-current assets-----------254254
Retained earnings brought forward-----------8,6268,504
Treasury shares--1,237-1,226-1,229-1,211-1,191-1,130-1,073-1,067-969-978-929-881
Shareholders' equity-77,68481,80384,60786,60988,44195,94598,479100,105101,911104,951109,284114,356
Valuation difference on available-for-sale securities-13,67412,48021,20221,87920,55423,20116,0348,66017,0624,264-6,751-284
Deferred gains or losses on hedges------------34
Revaluation reserve for land-7,7357,6048,0848,2978,3078,2327,2116,8606,4226,2676,2736,272
Valuation and translation adjustments-21,40920,90130,47228,24427,33930,42921,81414,40024,29310,583-7827,930
Remeasurements of defined benefit plans--8161,184-1,932-1,522-1,005-1,431-1,12080851-3041,907
Share acquisition rights-3673127161201199199240206250259277
Valuation and translation adjustments-21,40920,90130,47228,24427,33930,42921,81414,40024,29310,583-7827,930
Net assets96,022102,164106,064119,098119,319120,687126,574120,493114,746126,412115,786108,761122,564
Share acquisition rights-3673127161201199199240206250259277
Net assets96,022102,164106,064119,098119,319120,687126,574120,493114,746126,412115,786108,761122,564
Liabilities and net assets-2,124,4202,223,3612,304,2642,292,7962,335,3052,421,2312,470,2922,559,8863,051,0473,164,0263,009,2453,160,769