JP-listed companies
The Toho Bank, Ltd.

The Toho Bank, Ltd.JP:8346

Market cap

¥64.1B

P/E ratio

12.2x

Income statement Balance sheet Cash flow

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023	Mar 31, 2024
Ordinary income	60,998	61,817	64,516	75,568	70,300	70,605	72,497	63,449	58,275	60,227	58,703	58,984
Interest income	42,329	41,455	42,809	42,131	40,710	40,539	37,787	34,421	32,047	33,471	32,832	34,056
Interest on loans and discounts	32,676	30,452	30,485	29,810	28,412	28,614	28,718	28,105	27,700	26,726	25,918	26,620
Interest and dividends on securities	9,304	10,284	11,596	11,193	11,221	10,889	8,032	5,280	3,131	4,016	4,088	4,751
Interest on call loans and bills bought	347	271	107	88	40	40	46	44	10	40	48	62
Interest on call loans	-	-	-	-	-	-	-	-	-	-	48	62
Interest on deposits with banks	-	437	610	1,031	1,032	991	988	990	1,204	2,687	2,774	2,612
Other interest income	1	10	9	7	3	2	1	-	-	-	2	9
Trust fees	-	-	-	-	-	-	-	-	-	-	-	-
Fees and commissions	11,020	12,790	13,830	15,262	14,972	15,784	16,626	15,058	14,940	15,112	14,142	14,846
Fees and commissions on domestic and foreign exchanges	-	-	-	-	-	-	-	-	-	-	3,366	3,320
Other fees and commissions	-	-	-	-	-	-	-	-	-	-	9,679	9,933
Other ordinary income	5,028	3,664	2,406	13,043	10,366	10,432	13,119	11,827	9,252	9,746	8,774	8,594
Net gain on trading securities transactions	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of bonds	-	-	-	-	-	-	-	-	-	-	166	262
Gain on financial derivatives	-	-	-	-	-	-	-	-	-	-	167	205
Other	-	-	-	-	-	-	-	-	-	-	10	10
Other income	2,619	3,907	5,468	5,131	4,249	3,850	4,964	2,141	2,035	1,896	2,952	1,486
Recoveries of written off receivables	16	-	-	1	-	1	-	1	3	-	-	17
Other	2,602	3,883	4,375	4,372	4,248	3,849	4,963	2,140	2,032	1,896	2,952	1,469
Gain on sale of equity securities	-	-	-	-	-	-	-	-	-	-	1,783	289
Gain on money held in trust	-	-	-	-	-	-	-	-	-	-	17	18
Other	2,602	3,883	4,375	4,372	4,248	3,849	4,963	2,140	2,032	1,896	2,952	1,469
Ordinary expenses	49,774	47,262	47,514	58,428	59,608	59,585	66,707	59,073	62,363	50,009	52,003	50,663
Interest expenses	2,375	2,301	2,519	3,162	2,568	2,639	2,148	675	359	258	634	209
Interest on deposits	1,771	1,544	1,518	1,504	870	700	597	559	315	218	201	224
Interest on negotiable certificates of deposit	218	237	239	261	100	74	79	73	53	34	37	37
Interest on call money and bills sold	4	48	100	387	400	290	299	32	-19	-5	-23	-63
Interest on call money	-	-	-	-	-	-	-	-	-	-	-23	-63
Interest expenses on cash collateral received for securities lent	-	-	-	82	564	1,249	1,099	-	-	-	411	3
Interest on borrowings and rediscounts	378	448	244	261	250	186	70	8	8	9	7	7
Other interest expenses	1	21	416	664	381	138	1	1	1	1	-	-
Other interest expenses	1	21	416	664	381	138	1	1	1	1	-	-
Fees and commissions payments	5,395	5,251	5,268	5,075	5,582	5,514	5,558	5,463	5,281	5,188	5,158	5,311
Fees and commissions on domestic and foreign exchanges	-	-	-	-	-	-	-	-	-	-	253	237
Other fees and commissions	-	-	-	-	-	-	-	-	-	-	5,754	5,838
Other ordinary expenses	1,145	774	750	9,059	9,466	9,634	12,335	6,402	6,202	7,071	8,597	7,373
Loss on foreign exchange transactions	-	-	-	-	-	-	-	-	-	-	370	349
Loss on sale of bonds	-	-	-	-	-	-	-	-	-	-	458	20
Loss on redemption of bonds	-	-	-	-	-	-	-	-	-	-	728	-
Loss on devaluation of bonds	-	-	-	-	-	-	-	-	-	-	32	-
General and administrative expenses	36,800	37,338	38,041	39,640	39,597	39,083	37,714	36,631	35,622	34,084	32,831	35,150
Other expenses	4,057	1,595	934	1,490	2,392	2,713	8,950	9,899	14,897	3,407	4,782	2,618
Provision of allowance for loan losses	24	-	-	-	1,299	1,556	7,421	7,452	11,256	2,123	1,856	1,786
Write-off of loans	-	9	1	18	24	31	38	45	47	96	48	29
Loss on sale of equity securities	-	-	-	-	-	-	-	-	-	-	651	104
Other	4,032	1,585	933	1,472	1,069	1,124	1,490	2,401	3,593	1,186	2,878	802
Loss on devaluation of equity securities	-	-	-	-	-	-	-	-	-	-	1,278	1
Other	4,032	1,585	933	1,472	1,069	1,124	1,490	2,401	3,593	1,186	2,878	802
Ordinary profit (loss)	11,224	14,555	17,001	17,140	10,691	11,019	5,790	4,376	-4,087	10,217	6,699	8,321
Extraordinary income	-	265	28	7,679	39	170	92	248	75	67	695	298
Gain on disposal of non-current assets	-	1	2	6	28	11	11	2	73	67	659	262
Compensation for forced relocation	-	-	-	-	-	-	-	-	-	-	36	36
Extraordinary losses	487	395	238	438	334	420	285	656	2,321	562	331	624
Loss on disposal of non-current assets	270	180	210	371	254	116	86	147	112	164	176	138
Impairment losses	217	214	26	67	80	303	195	505	2,206	398	155	485
Provision of reserve for financial instruments transaction liabilities	-	-	-	-	-	-	-	-	-	-	-	-
Profit (loss) before income taxes	10,737	14,425	16,791	24,381	10,397	10,770	5,596	3,968	-6,333	9,722	7,063	7,995
Income taxes - current	4,491	4,241	5,377	4,122	2,261	3,219	3,370	1,718	2,380	2,649	2,993	3,745
Income taxes - deferred	-139	1,017	1,492	2,025	1,058	210	-1,358	-476	-4,049	319	-423	-1,003
Income taxes	4,352	5,259	6,869	6,148	3,319	3,430	2,011	1,241	-1,668	2,969	2,570	2,742
Profit (loss)	-	-	9,921	18,233	7,077	7,339	3,585	2,727	-4,664	6,753	4,493	5,252
Profit (loss) attributable to owners of parent	-	-	9,921	18,233	7,077	7,339	3,585	2,727	-4,664	6,753	4,493	5,252