- JP-listed companies
- The Toho Bank, Ltd.
The Toho Bank, Ltd.JP:8346
Market cap
¥64.1B
P/E ratio
12.2x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 10,737 | 14,425 | 16,791 | 24,381 | 10,397 | 10,770 | 5,596 | 3,968 | -6,333 | 9,722 | 7,063 | 7,995 |
| Depreciation | 2,743 | 2,777 | 2,632 | 2,373 | 2,806 | 2,397 | 2,624 | 2,678 | 2,528 | 2,290 | 2,454 | 2,956 |
| Impairment losses | 217 | 214 | 26 | 67 | 80 | 303 | 195 | 505 | 2,206 | 398 | 155 | 485 |
| Increase (decrease) in allowance for loan losses | -3,784 | -2,422 | -1,842 | -3,266 | -1,687 | -62 | 3,801 | 2,489 | 9,872 | -898 | -905 | -1,568 |
| Increase (decrease) in retirement benefit liability | - | 18 | -4,967 | -717 | -802 | -839 | 1,104 | -402 | -3,272 | -3,894 | -1,714 | -5,170 |
| Increase (decrease) in provision for reimbursement of deposits | 91 | -23 | 220 | 80 | 56 | 68 | -14 | -82 | -120 | -124 | -60 | -25 |
| Increase (decrease) in provision for contingent loss | -32 | 241 | -16 | -74 | -12 | 2 | -34 | -82 | 30 | 55 | 64 | 126 |
| Increase (decrease) in provision for point card certificates | 15 | -2 | -2 | 23 | 55 | 1 | -9 | 5 | 27 | 16 | 3 | 3 |
| Interest income | -42,329 | -41,455 | -42,809 | -42,131 | -40,710 | -40,539 | -37,787 | -34,421 | -32,047 | -33,471 | -32,832 | -34,056 |
| Interest expenses | 2,375 | 2,301 | 2,519 | 3,162 | 2,568 | 2,639 | 2,148 | 675 | 359 | 258 | 634 | 209 |
| Loss (gain) related to securities | -1,199 | -3,779 | -3,286 | -5,361 | -2,047 | -947 | -1,588 | -1,914 | 2,436 | -188 | 1,189 | -427 |
| Loss (gain) on money held in trust | -390 | 328 | -352 | 315 | -150 | -308 | 222 | -1 | -1 | -1 | -1 | -1 |
| Foreign exchange losses (gains) | -11 | -10 | -13 | 5 | 1 | 3 | -2 | 2 | -2 | -835 | -1,258 | -1,522 |
| Loss (gain) on disposal of non-current assets | 126 | 68 | 79 | 152 | 165 | 43 | 21 | 46 | -26 | - | -628 | -245 |
| Net decrease (increase) in trading securities | -89 | 401 | 69 | 59 | 101 | -726 | 854 | 5 | -1 | -506 | 506 | -25 |
| Net decrease (increase) in loans and bills discounted | -41,072 | -171,977 | -27,806 | -264,286 | -298,674 | -36,216 | -297,801 | -296,377 | 74,261 | 113,499 | -240,403 | -14,016 |
| Net increase (decrease) in deposits | 266,336 | 656,352 | 433,135 | -25,265 | 102,261 | -7,187 | -35,048 | 127,901 | 467,876 | -43,940 | 28,784 | 55,249 |
| Net increase (decrease) in negotiable certificates of deposit | 135,013 | 33,818 | 3,638 | -12,916 | 6,835 | 48,195 | 27,533 | -1,245 | -124,093 | 126,866 | -47,323 | 48,047 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -746 | 240 | 4,000 | -5,077 | -594 | -645 | -5,153 | 802 | 420,462 | 262,229 | -508,926 | 16,362 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -75 | 52 | 22 | -305 | -6,478 | 6,857 | -9,934 | 9,778 | -359 | 268 | -323 | 370 |
| Net decrease (increase) in call loans | 244,057 | 225,407 | 86,026 | 9,760 | -2,999 | 3,263 | 63 | 924 | 632 | -240 | -536 | -52 |
| Net decrease (increase) in foreign exchanges - assets | -355 | -303 | -477 | 1,225 | -38 | 284 | -276 | -177 | -362 | 158 | -1,037 | 1,513 |
| Net increase (decrease) in foreign exchanges - liabilities | 10 | -113 | 72 | -61 | 42 | 45 | -51 | 25 | 72 | -92 | 21 | 69 |
| Net decrease (increase) in lease receivables and investments in leases | - | - | - | 547 | 210 | -1,272 | -1,572 | -1,933 | -605 | 488 | 211 | -1,871 |
| Net increase (decrease) in borrowed money from trust account | - | - | - | - | - | - | 37 | 931 | 2,570 | 1,016 | 1,339 | 115 |
| Interest received | 43,816 | 43,799 | 43,080 | 43,707 | 41,226 | 40,614 | 38,766 | 34,661 | 32,349 | 34,129 | 33,368 | 33,869 |
| Interest paid | -2,939 | -2,785 | -2,505 | -3,240 | -2,680 | -2,668 | -2,320 | -767 | -503 | -292 | -655 | -201 |
| Other, net | -2,200 | -328 | -10,558 | -440 | -22,473 | -29,608 | -16,074 | -7,628 | 8,741 | 37,920 | 3,705 | 9,325 |
| Subtotal | 606,952 | 772,538 | 526,656 | -258,112 | -157,010 | -33,418 | -412,845 | -170,442 | 856,697 | 504,830 | -757,104 | 117,514 |
| Income taxes paid | -4,896 | -4,883 | -4,493 | -6,266 | -4,006 | -1,807 | -3,572 | -3,621 | -1,380 | -2,782 | -2,810 | -3,301 |
| Income taxes refund | - | 1 | 12 | 12 | - | 585 | 74 | 103 | 695 | 49 | 69 | 65 |
| Net cash provided by (used in) operating activities | 602,055 | 767,656 | 522,175 | -264,365 | -161,016 | -34,640 | -416,343 | -173,959 | 856,012 | 502,097 | -759,846 | 114,278 |
| Purchase of securities | -450,361 | -669,690 | -1,023,609 | -708,626 | -360,344 | -134,113 | -149,088 | -147,487 | -231,237 | -234,712 | -171,762 | -499,372 |
| Proceeds from sale of securities | 163,954 | 394,367 | 615,656 | 626,962 | 133,826 | 178,662 | 549,369 | 180,442 | 31,122 | 107,282 | 63,613 | 153,156 |
| Proceeds from redemption of securities | 83,879 | 128,612 | 222,576 | 252,788 | 225,264 | 272,409 | 209,098 | 171,317 | 72,427 | 85,484 | 65,847 | 47,011 |
| Increase in money held in trust | -1,000 | -1,691 | -1,500 | -1 | -1,559 | -5,450 | -500 | -2,150 | -6,100 | -2,200 | -2,100 | -4,400 |
| Decrease in money held in trust | - | 21,777 | - | - | 941 | 4,600 | 7,008 | 1,650 | 2,800 | 5,100 | 1,700 | 5,200 |
| Purchase of property, plant and equipment | -3,031 | -1,776 | -2,243 | -5,548 | -2,688 | -2,072 | -1,148 | -963 | -1,287 | -2,678 | -4,180 | -1,578 |
| Proceeds from sale of property, plant and equipment | 108 | 248 | 41 | 85 | 473 | 171 | 221 | 32 | 697 | 745 | 1,196 | 535 |
| Purchase of intangible assets | -430 | -410 | -258 | -809 | -940 | -865 | -1,238 | -3,100 | -1,987 | -3,389 | -3,976 | -3,384 |
| Net cash provided by (used in) investing activities | -206,881 | -128,561 | -189,337 | 160,268 | -5,026 | 313,341 | 613,724 | 199,741 | -133,565 | -44,368 | -49,661 | -302,831 |
| Dividends paid | -1,779 | -1,711 | -1,953 | -2,084 | -2,142 | -2,016 | -2,016 | -2,016 | -1,260 | -1,260 | -1,890 | -1,765 |
| Repayments of lease liabilities | -404 | -433 | -512 | -5 | - | - | -10 | -12 | -13 | -13 | -13 | -13 |
| Purchase of treasury shares | -4 | -965 | -3 | -2 | -2 | - | - | - | - | - | - | - |
| Proceeds from sale of treasury shares | 310 | 1 | 1 | 495 | - | - | - | - | - | - | - | 46 |
| Net cash provided by (used in) financing activities | 7,919 | -1,312 | -2,468 | -1,597 | -2,145 | -11,817 | -18,826 | -2,029 | -1,273 | -1,273 | -1,903 | -1,732 |
| Effect of exchange rate change on cash and cash equivalents | 11 | 10 | 13 | -5 | -1 | -3 | 2 | -2 | 2 | 7 | - | - |
| Net increase (decrease) in cash and cash equivalents | 403,105 | 637,792 | 330,383 | -105,701 | -168,189 | 266,880 | 178,555 | 23,750 | 721,176 | 456,462 | -811,410 | -190,285 |