JP-listed companies
The Yamagata Bank, Ltd.

The Yamagata Bank, Ltd.JP:8344

Market cap

¥34.2B

P/E ratio

16.4x

Income statement Balance sheet Cash flow

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023	Mar 31, 2024
Ordinary income	47,927	45,738	45,970	45,252	45,886	42,488	47,354	44,041	41,225	44,026	51,184	55,097
Interest income	27,688	26,824	26,444	26,208	25,457	25,186	25,506	25,085	24,444	27,564	31,492	33,444
Interest on loans and discounts	20,155	19,381	18,852	18,403	17,946	17,799	17,640	17,161	16,826	16,132	17,000	18,770
Interest and dividends on securities	7,227	7,204	7,316	7,617	7,269	7,207	7,624	7,716	7,434	10,714	14,086	14,420
Interest on call loans and bills bought	66	90	88	51	130	92	120	77	-4	4	171	183
Interest on call loans	-	-	-	-	-	-	-	-	-	-	171	183
Interest on deposits with banks	13	18	18	11	9	8	11	12	89	630	162	11
Other interest income	222	129	168	124	101	79	110	118	99	81	71	57
Fees and commissions	7,230	7,349	7,632	7,669	7,671	7,626	7,751	7,507	7,422	7,699	7,678	8,092
Fees and commissions on domestic and foreign exchanges	-	-	-	-	-	-	-	-	-	-	1,318	1,276
Other fees and commissions	-	-	-	-	-	-	-	-	-	-	5,223	5,655
Other ordinary income	9,200	8,201	8,531	7,053	9,624	6,712	10,200	9,931	7,526	7,260	9,931	7,205
Net gain on trading securities transactions	-	-	-	-	-	-	-	-	-	-	-	2
Gain on sale of bonds	-	-	-	-	-	-	-	-	-	-	3,817	1,188
Other income	3,807	3,361	3,361	4,321	3,132	2,963	3,895	1,516	1,831	1,502	2,082	6,354
Reversal of allowance for loan losses	2,838	1,612	429	-	-	-	-	-	-	-	133	-
Recoveries of written off receivables	-	-	-	-	11	15	20	16	17	15	17	14
Other	949	1,734	2,919	4,298	3,121	2,947	3,874	1,500	1,814	1,487	1,932	6,339
Gain on sale of equity securities	-	-	-	-	-	-	-	-	-	-	1,337	5,524
Gain on money held in trust	-	-	-	-	-	-	-	-	-	-	197	446
Other	949	1,734	2,919	4,298	3,121	2,947	3,874	1,500	1,814	1,487	1,932	6,339
Ordinary expenses	38,145	34,534	33,250	34,504	37,802	35,350	41,391	39,406	36,386	38,536	45,646	51,334
Interest expenses	3,140	3,050	2,688	2,730	2,480	2,168	2,554	2,115	1,350	1,194	3,718	5,391
Interest on deposits	1,616	1,602	1,273	1,297	1,080	753	757	643	494	436	2,116	2,537
Interest on negotiable certificates of deposit	118	109	131	150	100	59	26	19	12	8	6	5
Interest on call money and bills sold	65	17	15	25	17	5	33	7	37	17	232	958
Interest on call money	-	-	-	-	-	-	-	-	-	-	232	958
Interest expenses on cash collateral received for securities lent	21	15	26	76	139	274	659	486	54	48	512	607
Interest on borrowings and rediscounts	55	56	69	81	82	144	198	163	90	52	462	975
Other interest expenses	1,261	1,249	1,170	1,099	1,060	930	877	795	661	630	388	307
Interest expenses on interest rate swaps	-	-	-	-	-	-	-	-	-	-	386	305
Fees and commissions payments	2,137	2,256	2,336	2,091	2,301	2,436	2,306	2,594	2,582	2,480	2,451	2,498
Fees and commissions on domestic and foreign exchanges	-	-	-	-	-	-	-	-	-	-	158	155
Other fees and commissions	-	-	-	-	-	-	-	-	-	-	3,028	3,075
Other ordinary expenses	6,607	5,255	5,341	6,094	8,266	6,825	10,151	9,624	8,012	9,724	16,674	21,466
Loss on foreign exchange transactions	-	-	-	-	-	-	-	-	-	-	1,094	3,486
Loss on sale of bonds	-	-	-	-	-	-	-	-	-	-	9,619	12,433
Loss on devaluation of bonds	-	-	-	-	-	-	-	-	-	-	-	30
Loss on financial derivatives	-	-	-	-	-	-	-	-	-	-	552	220
General and administrative expenses	23,540	23,341	22,638	22,281	22,281	22,025	21,465	21,767	22,437	21,949	20,785	20,555
Other expenses	2,718	630	246	1,306	2,472	1,894	4,914	3,305	2,004	3,186	2,016	1,422
Provision of allowance for loan losses	-	-	-	585	1,673	1,095	3,096	1,735	765	970	-	148
Other	2,718	630	246	721	798	799	1,817	1,570	1,238	2,216	2,016	1,273
Loss on sale of equity securities	-	-	-	-	-	-	-	-	-	-	1,450	266
Loss on devaluation of equity securities	-	-	-	-	-	-	-	-	-	-	10	-
Loss on money held in trust	-	-	-	-	-	-	-	-	-	-	56	251
Other	2,718	630	246	721	798	799	1,817	1,570	1,238	2,216	2,016	1,273
Ordinary profit (loss)	9,782	11,203	12,719	10,747	8,083	7,138	5,962	4,634	4,838	5,489	5,537	3,762
Extraordinary income	10	-	-	-	-	-	8	3	-	106	1	-
Gain on disposal of non-current assets	10	-	-	-	-	-	8	-	-	106	1	-
Extraordinary losses	82	136	271	124	49	146	60	169	574	228	542	329
Loss on disposal of non-current assets	46	11	140	96	49	73	60	165	34	66	443	304
Impairment losses	36	124	130	27	-	72	-	3	540	162	98	24
Profit (loss) before income taxes	9,710	11,067	12,448	10,623	8,034	6,992	5,910	4,468	4,264	5,367	4,996	3,432
Income taxes - current	1,127	2,924	3,233	3,548	3,081	2,630	2,177	1,330	1,936	1,755	1,083	520
Income taxes - deferred	2,308	1,241	1,167	-117	-720	-626	-294	597	-528	208	472	830
Income taxes	3,436	4,166	4,401	3,431	2,361	2,004	1,882	1,927	1,407	1,964	1,555	1,350
Profit (loss)	-	-	8,047	7,191	5,673	4,988	4,028	2,541	2,857	3,403	3,440	2,082
Profit (loss) attributable to non-controlling interests	-	-	564	477	200	-	7	3	4	5	5	2
Profit (loss) attributable to owners of parent	-	-	7,483	6,714	5,473	4,988	4,020	2,537	2,852	3,398	3,435	2,080