- JP-listed companies
- The Yamagata Bank, Ltd.
The Yamagata Bank, Ltd.JP:8344
Market cap
¥34.2B
P/E ratio
16.4x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 9,710 | 11,067 | 12,448 | 10,623 | 8,034 | 6,992 | 5,910 | 4,468 | 4,264 | 5,367 | 4,996 | 3,432 |
| Depreciation | 1,252 | 1,169 | 1,181 | 1,253 | 970 | 1,122 | 1,274 | 1,347 | 1,686 | 1,864 | 1,881 | 1,921 |
| Impairment losses | 36 | 124 | 130 | 27 | - | 72 | - | 3 | 540 | 162 | 98 | 24 |
| Increase (decrease) in allowance for loan losses | -4,026 | -2,355 | -1,711 | 138 | 604 | 650 | 1,794 | 302 | 83 | -936 | -327 | -19 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | - | - | 1 | 3 | -2 | 2 | - | -2 | - | - | - | -4 |
| Decrease (increase) in retirement benefit asset | - | - | -1,242 | -657 | 14 | -183 | -424 | 243 | -1,336 | -1,860 | -215 | -2,482 |
| Increase (decrease) in retirement benefit liability | - | 712 | 2 | 4 | - | 1 | 4 | 415 | -415 | 4 | -5 | - |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 34 | 29 | 9 | -39 | -273 | 2 | 2 | 1 | 1 | 4 | -3 | 4 |
| Increase (decrease) in provision for share-based compensation-OpeCF | - | - | - | - | 24 | 21 | 31 | 24 | -5 | -11 | 12 | 33 |
| Increase (decrease) in provision for reimbursement of deposits | -22 | -29 | -80 | -23 | -8 | 96 | 19 | 5 | -46 | -13 | -26 | 3 |
| Increase (decrease) in provision for contingent loss | -35 | 78 | -11 | 6 | 5 | 74 | -51 | 55 | -13 | -31 | -23 | 47 |
| Interest income | -27,688 | -26,824 | -26,444 | -26,208 | -25,457 | -25,186 | -25,506 | -25,085 | -24,444 | -27,564 | -31,492 | -33,444 |
| Interest expenses | 3,140 | 3,050 | 2,688 | 2,730 | 2,480 | 2,168 | 2,554 | 2,115 | 1,350 | 1,194 | 3,718 | 5,391 |
| Loss (gain) related to securities | 237 | -3,057 | -4,288 | -3,621 | -2,572 | -2,721 | -2,684 | -2,636 | -19 | 3,325 | 5,926 | 6,015 |
| Loss (gain) on money held in trust | - | - | - | - | - | - | - | - | -4 | -58 | -140 | -194 |
| Foreign exchange losses (gains) | -85 | -78 | -73 | 74 | 176 | 36 | 49 | 246 | -129 | -28 | -14,409 | -14,000 |
| Loss (gain) on disposal of non-current assets | 36 | 11 | 140 | 96 | 49 | 73 | 51 | 165 | 34 | -40 | 442 | 304 |
| Net decrease (increase) in loans and bills discounted | -37,457 | -83,153 | -60,886 | -114,309 | -89,786 | -52,302 | 27,168 | -14,298 | -24,851 | 33,047 | -84,363 | -148,420 |
| Net increase (decrease) in deposits | 31,612 | 42,217 | 16,868 | 39,043 | 105,106 | 26,579 | 5,956 | 54,505 | 309,125 | 123,528 | 38,640 | 28,015 |
| Net increase (decrease) in negotiable certificates of deposit | 36,055 | -14,670 | 3,389 | 16,733 | -4,143 | -1,204 | -10,375 | -3,010 | -20,276 | 15,573 | -16,519 | -14,669 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 16,385 | 23,938 | -2,539 | 1,199 | 5,182 | 1,092 | -38,118 | -2,588 | 244,077 | 127,980 | -267,009 | -224 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 9,462 | 10,017 | -2,090 | -306 | -252 | -1,943 | -4,987 | 91 | -2,188 | 2,135 | 1,585 | 400 |
| Net decrease (increase) in call loans | 8,475 | 50,112 | -15,251 | 21,499 | 8,693 | 6,868 | -11,747 | 9,481 | 357 | -4,270 | -12,604 | 12,612 |
| Net increase (decrease) in call money | 521 | -538 | 39,895 | -24,641 | -3,955 | -3,166 | -7,968 | 19,697 | -17,676 | 116,295 | -105,721 | 1,485 |
| Net increase (decrease) in cash collateral received for securities lent | 12,571 | 5,828 | 3,898 | 10,031 | 10,044 | -18,308 | 3,085 | 35,943 | -57,521 | 29,019 | -19,116 | -20,431 |
| Net decrease (increase) in foreign exchanges - assets | 91 | -397 | 555 | -279 | 79 | -4 | -573 | -1,284 | 1,857 | -42 | -33 | -83 |
| Net increase (decrease) in foreign exchanges - liabilities | - | 16 | 2 | -19 | 15 | -21 | 28 | -31 | 6 | -6 | 14 | 77 |
| Interest received | 27,816 | 26,988 | 26,629 | 26,282 | 25,658 | 24,960 | 25,726 | 25,513 | 24,692 | 26,847 | 30,499 | 32,393 |
| Interest paid | -3,167 | -3,372 | -2,868 | -2,711 | -2,719 | -2,514 | -2,799 | -2,218 | -1,448 | -1,228 | -3,221 | -5,226 |
| Other, net | -796 | 1,453 | -4,021 | 815 | 988 | -12,953 | -12,832 | -1,759 | 2,629 | 1,440 | -1,660 | 273 |
| Subtotal | 83,881 | 41,180 | -13,789 | -42,249 | 38,989 | -49,676 | -44,405 | 101,719 | 440,329 | 451,646 | -469,077 | -146,765 |
| Income taxes paid | -1,556 | -1,308 | -3,554 | -3,858 | -3,091 | -2,717 | -2,184 | -1,685 | -519 | -1,414 | -639 | -550 |
| Income taxes refund | 184 | 364 | 7 | 6 | - | 226 | 7 | - | 387 | - | 403 | 1,963 |
| Net cash provided by (used in) operating activities | 82,509 | 40,237 | -17,336 | -46,101 | 35,898 | -52,166 | -46,581 | 100,034 | 440,197 | 450,231 | -469,312 | -145,352 |
| Purchase of securities | -697,972 | -536,323 | -295,083 | -207,039 | -354,502 | -449,849 | -448,553 | -561,905 | -617,035 | -569,901 | -679,392 | -264,041 |
| Proceeds from sale of securities | 559,620 | 397,961 | 284,951 | 244,592 | 308,247 | 375,250 | 430,278 | 418,332 | 464,300 | 349,870 | 722,594 | 324,325 |
| Proceeds from redemption of securities | 105,045 | 60,231 | 63,160 | 37,526 | 63,228 | 57,009 | 75,298 | 50,135 | 22,777 | 31,015 | 40,461 | 43,082 |
| Increase in money held in trust | - | - | - | - | - | - | - | - | -873 | -1,682 | -6,065 | -7,165 |
| Decrease in money held in trust | - | - | - | - | - | - | - | - | - | 48 | 69 | 239 |
| Purchase of property, plant and equipment | -590 | -1,090 | -1,466 | -1,145 | -1,349 | -1,283 | -650 | -1,696 | -1,239 | -2,827 | -976 | -1,141 |
| Proceeds from sale of property, plant and equipment | 52 | 14 | 6 | 141 | 15 | - | 291 | 12 | 3 | 318 | 15 | - |
| Payments for retirement of property, plant and equipment | - | - | - | - | - | - | - | -99 | - | - | -359 | -289 |
| Purchase of intangible assets | -490 | -252 | -222 | -914 | -662 | -468 | -1,229 | -1,439 | -867 | -1,517 | -795 | -710 |
| Payments for asset retirement obligations | - | - | - | - | - | - | - | -35 | -2 | -4 | -124 | -103 |
| Net cash provided by (used in) investing activities | -34,334 | -79,459 | 51,353 | 73,169 | 14,990 | -19,341 | 55,435 | -96,695 | -132,936 | -194,680 | 75,427 | 94,195 |
| Dividends paid | -1,022 | -1,022 | -1,001 | -980 | -1,225 | -1,143 | -1,143 | -1,062 | -980 | -980 | -1,204 | -1,124 |
| Purchase of treasury shares | -3 | -7 | -3,115 | -4 | -194 | -8 | -2 | -1 | -1 | -556 | -1 | -1 |
| Net cash provided by (used in) financing activities | -1,031 | -1,035 | 6,165 | -990 | -4,245 | -1,148 | -1,146 | -12,162 | -981 | -1,536 | -1,206 | -1,125 |
| Effect of exchange rate change on cash and cash equivalents | -1 | -1 | - | - | - | - | - | - | -2 | -1 | 2 | 4 |
| Net increase (decrease) in cash and cash equivalents | 47,142 | -40,259 | 40,182 | 26,078 | 46,644 | -72,655 | 7,707 | -8,822 | 306,277 | 254,013 | -395,088 | -52,278 |