- JP-listed companies
- The Musashino Bank, Ltd.
The Musashino Bank, Ltd.JP:8336
Market cap
¥90.1B
P/E ratio
8.4x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 18,612 | 18,763 | 22,091 | 20,095 | 12,881 | 15,334 | 10,917 | 8,732 | 12,796 | 13,421 | 15,548 | 16,231 |
| Depreciation | 2,608 | 2,674 | 2,506 | 2,634 | 2,617 | 3,271 | 2,387 | 2,870 | 2,711 | 3,087 | 3,730 | 3,930 |
| Impairment losses | 239 | 58 | - | - | - | 1 | - | - | - | 45 | 34 | - |
| Share of loss (profit) of entities accounted for using equity method | - | - | - | - | -28 | -8 | -11 | -7 | -2 | -5 | -8 | -8 |
| Increase (decrease) in allowance for loan losses | -1,009 | -1,605 | -2,055 | -648 | 101 | -1,998 | 9,645 | -3,191 | 1,898 | -538 | -1,435 | -2,670 |
| Increase (decrease) in provision for bonuses | 1 | -9 | 9 | 24 | -1 | -41 | -61 | -14 | 18 | -13 | -9 | 21 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | -1 | -2 | - | - | - | 1 | -1 | 1 | - | 25 | - | -4 |
| Decrease (increase) in retirement benefit asset | - | 345 | -726 | -416 | -356 | -438 | -466 | -476 | -450 | -552 | -541 | -503 |
| Increase (decrease) in retirement benefit liability | - | 102 | -125 | -1,769 | -252 | -314 | -269 | -96 | -191 | -208 | -166 | -144 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | - | - | - | - | - | 29 | 1 | 9 | -7 | -4 | 8 | -1 |
| Increase (decrease) in provision for loss on interest repayment | 27 | -19 | -3 | -28 | -14 | 16 | -15 | 8 | -9 | 1 | -15 | 3 |
| Increase (decrease) in provision for reimbursement of deposits | 42 | 105 | 90 | 64 | 214 | -102 | -158 | -126 | -46 | -124 | -53 | -44 |
| Increase (decrease) in provision for point card certificates | -10 | 2 | 4 | - | 7 | 2 | 6 | 3 | 7 | 12 | 1 | 5 |
| Increase (decrease) in provision for contingent loss | -81 | -97 | -76 | -123 | -101 | -91 | -21 | 58 | 61 | -10 | -87 | -31 |
| Increase (decrease) in provision for share-based compensation | - | - | - | - | 14 | 23 | 28 | -6 | 17 | 2 | 3 | -8 |
| Interest income | -52,858 | -50,198 | -47,516 | -46,506 | -43,331 | -42,373 | -41,193 | -38,872 | -39,380 | -39,714 | -42,569 | -46,932 |
| Interest expenses | 3,826 | 3,280 | 3,069 | 2,921 | 2,132 | 1,938 | 2,622 | 2,479 | 1,274 | 1,053 | 3,113 | 4,621 |
| Loss (gain) related to securities | -954 | -1,453 | -1,431 | -1,673 | -985 | -578 | -6,830 | -8 | -1,694 | -89 | 11 | 671 |
| Loss (gain) on money held in trust | - | -13 | -3 | 7 | -1 | 6 | 8 | 3 | 2 | 4 | 7 | 1 |
| Foreign exchange losses (gains) | -420 | -312 | -4,521 | 3,563 | 114 | 2,579 | -1,872 | 1,123 | -2,029 | -3,377 | -3,456 | -9,155 |
| Loss (gain) on disposal of non-current assets | 57 | 35 | 86 | 22 | 5 | 7 | 14 | 13 | 10 | 25 | 52 | 29 |
| Net decrease (increase) in trading securities | -79 | 250 | -105 | -357 | -126 | 257 | 301 | 13 | -13 | 10 | 44 | 1 |
| Net decrease (increase) in loans and bills discounted | -94,598 | -115,125 | -144,582 | -108,561 | -92,966 | -45,713 | -64,284 | -49,584 | -218,233 | -51,689 | -68,215 | -85,153 |
| Net increase (decrease) in deposits | 114,824 | 62,996 | 144,378 | 13,658 | 93,256 | 92,626 | 94,512 | 84,619 | 376,517 | 171,244 | 117,413 | 98,258 |
| Net increase (decrease) in negotiable certificates of deposit | -4,848 | 67,830 | 5,567 | 56,919 | 32,938 | -25,345 | -5,990 | -23,600 | -62,440 | -48,100 | -7,220 | 23,430 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -623 | -842 | 1,632 | 907 | 1,157 | 1,062 | 217 | 957 | 299,337 | 47,164 | -290,116 | -55,896 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -40,080 | 15,054 | 3,049 | 21,913 | 24 | 108 | -10,174 | 9,915 | - | -95 | 46 | 127 |
| Net decrease (increase) in call loans | 30,781 | -14,414 | -653 | 5,060 | 2,926 | -1,932 | -2,075 | 12,123 | -102 | -202 | -22 | 80 |
| Net increase (decrease) in call money | -1,712 | -14 | -926 | - | 24,706 | -2,519 | 8,334 | -100 | 5,005 | -1,769 | 23,894 | -18,033 |
| Net increase (decrease) in cash collateral received for securities lent | - | - | - | 7,257 | 39,177 | -24,805 | -477 | -5,013 | 4,020 | -2,682 | -6,837 | 316 |
| Net decrease (increase) in foreign exchanges - assets | -252 | -774 | 1,314 | -310 | -1,543 | -1,092 | 2,391 | -2,630 | 2,033 | -543 | -3,556 | 2,597 |
| Net increase (decrease) in foreign exchanges - liabilities | -20 | 62 | 165 | -6 | -174 | 76 | -39 | 158 | -134 | -5 | 172 | -42 |
| Net increase (decrease) in borrowed money from trust account | - | - | - | - | - | - | - | 1,043 | 2,239 | 2,452 | 2,021 | 306 |
| Interest received | 54,682 | 52,448 | 48,750 | 47,318 | 44,157 | 42,636 | 41,752 | 40,021 | 39,896 | 40,087 | 41,955 | 45,508 |
| Interest paid | -4,464 | -3,787 | -3,140 | -3,048 | -2,417 | -1,904 | -2,583 | -2,596 | -1,406 | -1,124 | -2,804 | -4,604 |
| Other, net | -2,653 | -3,191 | -2,197 | -3,798 | -1,602 | -9,137 | -987 | -326 | 3,557 | 1,836 | -2,258 | 1,000 |
| Subtotal | 21,048 | 32,167 | 22,001 | 15,120 | 112,532 | 1,877 | 35,946 | 37,219 | 424,934 | 129,621 | -221,315 | -26,088 |
| Income taxes refund | - | - | - | - | - | - | - | - | 2,160 | 23 | 4 | 113 |
| Income taxes paid | -5,320 | -7,420 | -5,052 | -5,901 | -5,091 | -3,187 | -4,617 | -6,509 | -1,392 | -5,314 | -4,304 | -3,701 |
| Net cash provided by (used in) operating activities | 15,728 | 24,747 | 16,949 | 9,219 | 107,440 | -1,310 | 31,328 | 30,710 | 425,702 | 124,330 | -225,615 | -29,676 |
| Purchase of securities | -316,265 | -319,008 | -337,375 | -226,673 | -171,083 | -161,253 | -187,262 | -237,880 | -309,024 | -222,577 | -565,412 | -623,345 |
| Proceeds from sale of securities | 263,541 | 193,026 | 274,557 | 89,658 | 30,192 | 47,093 | 80,015 | 32,422 | 81,587 | 84,263 | 269,334 | 253,040 |
| Proceeds from redemption of securities | 80,273 | 79,001 | 111,547 | 108,437 | 114,236 | 162,748 | 188,064 | 223,679 | 178,329 | 81,021 | 220,853 | 154,342 |
| Increase in money held in trust | - | -4 | - | - | -9 | - | -9 | -9 | -5 | -5 | -8 | -10 |
| Purchase of property, plant and equipment | -2,798 | -2,402 | -1,736 | -1,918 | -1,214 | -1,945 | -775 | -7,006 | -7,110 | -11,570 | -892 | -1,743 |
| Purchase of intangible assets | -1,237 | -656 | -1,092 | -1,379 | -1,040 | -892 | -1,965 | -1,661 | -1,518 | -1,932 | -1,433 | -1,667 |
| Payments for asset retirement obligations | -3 | -20 | -17 | -17 | -13 | -2 | -14 | -114 | -1 | -11 | -62 | -98 |
| Net cash provided by (used in) investing activities | 23,515 | -49,949 | 43,486 | -31,892 | -28,933 | 45,749 | 78,054 | 9,441 | -57,734 | -70,810 | -77,621 | -219,482 |
| Dividends paid | -2,371 | -2,514 | -2,682 | -2,682 | -3,018 | -2,682 | -2,682 | -2,682 | -2,682 | -2,682 | -3,185 | -3,333 |
| Purchase of treasury shares | -950 | -11 | -12 | -11 | -104 | -11 | -6 | -42 | -2 | -4 | -71 | -915 |
| Proceeds from sale of treasury shares | 7 | 6 | - | - | - | 17 | - | 40 | - | 24 | 13 | 58 |
| Net cash provided by (used in) financing activities | -5,818 | 12,477 | -11,698 | -2,694 | -16,513 | -5,172 | -22,689 | -2,947 | -2,685 | -2,663 | -3,244 | -4,191 |
| Net increase (decrease) in cash and cash equivalents | 33,425 | -12,725 | 48,738 | -25,368 | 61,994 | 39,266 | 86,694 | 37,204 | 365,282 | 50,856 | -306,481 | -253,350 |