JP-listed companies
Kyushu Financial Group,Inc.

Kyushu Financial Group,Inc.JP:7180

Market cap

¥326.9B

P/E ratio

44.4x

Income statement Balance sheet Cash flow

	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023	Mar 31, 2024
Ordinary income	131,224	172,216	164,696	170,322	172,140	180,896	187,630	214,368	222,551
Interest income	74,741	96,257	95,768	98,120	98,654	96,832	98,273	111,508	119,983
Interest on loans and discounts	53,402	69,922	69,501	70,254	71,302	70,997	70,743	74,512	79,111
Interest and dividends on securities	20,694	25,931	25,888	27,446	26,941	25,318	26,214	34,313	28,544
Interest on call loans and bills bought	62	26	3	-12	-32	-16	37	25	-51
Interest on deposits with banks	11	2	1	76	1	1	-	1	-
Other interest income	570	372	373	354	440	531	1,277	2,655	12,377
Trust fees	-	-	-	-	41	52	111	151	153
Fees and commissions	17,300	21,948	21,370	21,661	21,284	21,671	23,244	25,355	26,503
Gain on trading account transactions	124	42	69	827	474	440	330	742	197
Other ordinary income	29,073	44,146	36,489	41,002	45,947	51,617	55,927	64,947	57,341
Other income	9,983	9,822	10,998	8,710	5,737	10,281	9,743	11,664	18,371
Recoveries of written off receivables	229	41	46	57	21	6	7	23	22
Other	9,754	9,780	10,951	8,652	5,716	10,275	9,735	11,641	18,349
Dividends from subsidiaries and associates	-	-	-	-	-	-	-	7,435	7,496
Commissions from subsidiaries and associates	-	-	-	-	-	-	-	2,276	2,516
Operating revenue	-	-	-	-	-	-	-	9,711	10,012
Ordinary expenses	105,617	150,684	135,315	136,604	145,106	159,213	162,974	178,771	184,113
Interest expenses	6,747	7,482	7,367	7,760	11,834	9,147	8,580	14,615	26,037
Interest on deposits	2,050	1,618	1,281	863	749	576	357	862	269
Interest on negotiable certificates of deposit	374	150	77	41	38	29	24	19	16
Interest on call money and bills sold	5	22	4	-3	50	303	-52	-86	-58
Interest expenses on securities sold under repurchase agreements	-	1	688	1,451	3,058	84	-158	2,668	8,523
Interest expenses on cash collateral received for securities lent	239	2,036	2,167	2,570	4,451	1,164	718	9,152	13,638
Interest on borrowings and rediscounts	164	175	273	467	621	484	178	1,712	3,642
Other interest expenses	3,912	3,477	2,872	2,369	2,862	6,502	7,512	288	4
Fees and commissions payments	5,764	8,472	9,086	8,132	8,612	8,783	9,012	8,727	10,008
Loss on trading account transactions	-	-	-	-	-	-	-	-	-
Other ordinary expenses	24,056	40,154	35,199	36,658	34,227	41,275	53,632	77,246	62,679
General and administrative expenses	61,156	79,825	76,564	75,645	76,686	79,123	77,524	72,084	77,948
Other expenses	7,893	14,750	7,097	8,406	13,745	20,883	14,224	6,097	7,438
Provision of allowance for loan losses	4,929	10,267	4,573	3,809	1,208	14,299	8,472	841	4,790
Other	2,963	4,482	2,524	4,597	12,537	6,584	5,752	5,255	2,647
Selling, general and administrative expenses	-	-	-	-	-	-	-	2,937	3,130
Operating expenses	-	-	-	-	-	-	-	2,937	3,130
Ordinary profit (loss)	25,606	21,532	29,381	33,717	27,033	21,682	24,656	35,597	38,438
Operating profit (loss)	-	-	-	-	-	-	-	6,774	6,882
Extraordinary income	92,787	11	1	115	398	21	293	29	82
Gain on disposal of non-current assets	77	11	1	115	398	21	293	29	82
Interest and dividend income	-	-	-	-	-	-	-	-	2
Rental income	-	-	-	-	-	-	-	513	527
Miscellaneous income	-	-	-	-	-	-	-	18	18
Non-operating income	-	-	-	-	-	-	-	532	547
Extraordinary losses	418	563	166	466	620	304	1,306	225	565
Loss on disposal of non-current assets	18	76	103	374	501	62	197	194	98
Impairment losses	399	487	63	92	118	242	1,109	31	434
Other	-	-	-	-	-	-	-	-	32
Interest expenses	-	-	-	-	-	-	-	72	64
Miscellaneous losses	-	-	-	-	-	-	-	-	-
Non-operating expenses	-	-	-	-	-	-	-	72	64
Profit (loss) before income taxes	117,976	20,980	29,216	33,366	26,810	21,399	23,642	35,400	37,954
Ordinary profit (loss)	25,606	21,532	29,381	33,717	27,033	21,682	24,656	35,597	38,438
Income taxes - current	11,083	11,429	11,200	12,185	10,177	9,823	8,667	8,595	12,178
Gain on sale of non-current assets	-	-	-	-	-	-	-	-	-
Extraordinary income	92,787	11	1	115	398	21	293	29	82
Gain on disposal of non-current assets	77	11	1	115	398	21	293	29	82
Income taxes - deferred	-1,849	-5,510	-1,792	-1,484	-1,755	-3,566	-1,791	2,062	-686
Loss on retirement of non-current assets	-	-	-	-	-	-	-	-	-
Extraordinary losses	418	563	166	466	620	304	1,306	225	565
Loss on disposal of non-current assets	18	76	103	374	501	62	197	194	98
Impairment losses	399	487	63	92	118	242	1,109	31	434
Other	-	-	-	-	-	-	-	-	32
Income taxes	9,233	5,919	9,407	10,701	8,421	6,256	6,875	10,658	11,491
Profit (loss) before income taxes	117,976	20,980	29,216	33,366	26,810	21,399	23,642	35,400	37,954
Profit (loss)	108,742	15,060	19,808	22,665	18,389	15,142	16,767	24,742	26,462
Income taxes - current	11,083	11,429	11,200	12,185	10,177	9,823	8,667	8,595	12,178
Profit (loss) attributable to non-controlling interests	271	458	412	462	127	129	111	73	68
Income taxes	9,233	5,919	9,407	10,701	8,421	6,256	6,875	10,658	11,491
Profit (loss) attributable to owners of parent	108,471	14,602	19,395	22,202	18,261	15,012	16,655	24,668	26,394
Profit (loss)	108,742	15,060	19,808	22,665	18,389	15,142	16,767	24,742	26,462