- JP-listed companies
- Kyushu Financial Group,Inc.
Kyushu Financial Group,Inc.JP:7180
Market cap
¥326.9B
P/E ratio
44.4x
| Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 117,976 | 20,980 | 29,216 | 33,366 | 26,810 | 21,399 | 23,642 | 35,400 | 37,954 |
| Depreciation | 7,475 | 8,014 | 7,679 | 7,212 | 7,421 | 8,102 | 8,455 | 8,864 | 9,327 |
| Impairment losses | 399 | 487 | 63 | 92 | 118 | 242 | 1,109 | 31 | 434 |
| Increase (decrease) in allowance for loan losses | 3,292 | 6,128 | -583 | 2,151 | -374 | 8,046 | 5,555 | -7,353 | 3,274 |
| Decrease (increase) in retirement benefit asset | -541 | 1,553 | 536 | 294 | 1,176 | -5,449 | -2,968 | -1,416 | -9,688 |
| Increase (decrease) in retirement benefit liability | -120 | -217 | -7,399 | -25 | -406 | -313 | 12 | -131 | 181 |
| Increase (decrease) in provision for share awards for directors (and other officers) | - | - | - | - | - | - | - | - | 175 |
| Increase (decrease) in provision for reimbursement of deposits | 188 | 124 | 498 | 51 | -165 | -608 | -167 | -285 | -155 |
| Increase (decrease) in provision for contingent loss | -35 | -120 | -2 | -4 | -10 | -1 | 87 | 121 | -10 |
| Interest income | -74,741 | -96,257 | -95,768 | -98,120 | -98,654 | -96,832 | -98,273 | -111,508 | -119,983 |
| Interest expenses | 6,747 | 7,482 | 7,367 | 7,760 | 11,834 | 9,147 | 8,580 | 14,615 | 26,037 |
| Loss (gain) related to securities | -5,686 | -2,554 | -1,152 | -4,300 | 93 | -6,675 | -451 | 9,688 | -8,378 |
| Loss (gain) on money held in trust | 98 | -93 | -268 | 164 | 125 | -12 | 97 | 105 | -9 |
| Foreign exchange losses (gains) | 1,019 | 1,796 | 364 | 701 | -434 | -1,338 | -178 | 2,947 | 5,750 |
| Loss (gain) on disposal of non-current assets | -59 | 65 | 101 | 259 | 103 | 41 | -95 | 164 | 16 |
| Net decrease (increase) in trading account assets | -162 | -382 | -1,421 | 2,243 | 306 | 857 | -114 | 118 | -3 |
| Net decrease (increase) in loans and bills discounted | -283,138 | -413,115 | -375,736 | -406,939 | -333,762 | -393,458 | -219,230 | -658,587 | -368,853 |
| Net increase (decrease) in deposits | 109,457 | 485,398 | 443,349 | -30,805 | 244,222 | 950,274 | 414,463 | 305,391 | 73,851 |
| Net increase (decrease) in negotiable certificates of deposit | -92,486 | -23,949 | -152,822 | 25,368 | -45,457 | -59,912 | 91,831 | -71,257 | -17,555 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 26,037 | 129,636 | 20,273 | 103,242 | 175,897 | 264,738 | 1,336,865 | -957,885 | 221,862 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 16,435 | 212 | -792 | 183 | -24 | -654 | 1,267 | 244 | 85 |
| Net decrease (increase) in call loans | 8,338 | -644 | -40,868 | 40,816 | 477 | -21,531 | 23,036 | -996 | 1,446 |
| Net increase (decrease) in call money | 69,327 | 18,873 | -90,000 | - | 12,733 | -12,733 | 50,000 | -50,000 | - |
| Net increase (decrease) in payables under repurchase agreements-OpeCF | - | 17,525 | 143,932 | 46,172 | 25,124 | -80,228 | 81,118 | -95,778 | -2,487 |
| Net increase (decrease) in cash collateral received for securities lent | 59,171 | 65,687 | 72,071 | 173,384 | 167,970 | 59,036 | -5,988 | -135,255 | -68,058 |
| Net decrease (increase) in foreign exchanges - assets | -256 | -11,521 | 4,112 | 1,967 | -853 | -1,987 | -2,872 | -6,409 | 1,819 |
| Net increase (decrease) in foreign exchanges - liabilities | 3 | -3 | 24 | 49 | -90 | 111 | 43 | 24 | 134 |
| Net decrease (increase) in lease receivables and investments in leases | -77 | -3,206 | -2,126 | -1,268 | -4,405 | 1,755 | 868 | -847 | -383 |
| Net decrease (increase) in cash collateral paid for financial instruments assets-OpeCF | - | - | - | -5,033 | -79,779 | 71,208 | 13,711 | 4,101 | -1,785 |
| Net increase (decrease) in borrowed money from trust account | - | - | - | - | 2,586 | 2,202 | 4,246 | 5,231 | 4,198 |
| Interest received | 80,546 | 104,182 | 100,303 | 100,368 | 101,516 | 99,919 | 100,747 | 111,385 | 118,714 |
| Interest paid | -6,606 | -7,700 | -7,426 | -7,718 | -10,648 | -9,830 | -8,803 | -12,039 | -25,040 |
| Other, net | -16,277 | 1,863 | -107,597 | -14,004 | 3,521 | -1,267 | 18,574 | -13,274 | -28,638 |
| Subtotal | -66,373 | 310,155 | -54,072 | -22,367 | 207,910 | 804,245 | 1,845,171 | -1,624,590 | -145,765 |
| Income taxes paid | -10,951 | -14,724 | -11,530 | -10,040 | -12,604 | -9,482 | -10,952 | -7,950 | -7,422 |
| Net cash provided by (used in) operating activities | -77,324 | 295,430 | -65,602 | -32,408 | 195,306 | 794,763 | 1,834,219 | -1,632,540 | -153,188 |
| Purchase of securities | -534,158 | -1,213,370 | -824,230 | -1,744,197 | -1,676,373 | -626,561 | -977,285 | -812,073 | -432,898 |
| Proceeds from sale of securities | 401,836 | 739,566 | 472,857 | 482,494 | 278,355 | 309,564 | 434,314 | 812,076 | 408,368 |
| Proceeds from redemption of securities | 177,700 | 611,108 | 614,197 | 1,600,974 | 1,196,256 | 321,750 | 386,549 | 257,916 | 189,768 |
| Increase in money held in trust | - | -244 | -2,296 | -14,239 | -8,450 | -15,796 | -10,618 | -22,258 | -22,372 |
| Decrease in money held in trust | - | 542 | 3,083 | 13,303 | 8,102 | 17,517 | 9,174 | 23,781 | 12,614 |
| Purchase of property, plant and equipment | -5,067 | -3,936 | -6,563 | -10,196 | -14,592 | -6,945 | -8,917 | -1,516 | -4,032 |
| Proceeds from sale of property, plant and equipment | 257 | 74 | 35 | 566 | 524 | 166 | 1,334 | 362 | 385 |
| Purchase of intangible assets | -2,617 | -3,250 | -3,370 | -2,814 | -5,163 | -3,285 | -5,508 | -6,148 | -5,998 |
| Other, net | - | - | - | - | - | - | - | - | -858 |
| Net cash provided by (used in) investing activities | 37,950 | 130,489 | 253,711 | 325,890 | -222,741 | -3,590 | -170,958 | 252,140 | 144,976 |
| Purchase of treasury shares | -16 | - | - | -1,668 | -5,500 | - | -3,000 | - | -545 |
| Proceeds from sale of treasury shares | - | - | - | - | - | - | - | - | 544 |
| Dividends paid | -3,580 | -5,441 | -5,454 | -5,436 | -5,418 | -5,278 | -5,272 | -5,191 | -6,496 |
| Dividends paid to non-controlling interests | - | -9 | -4 | -4 | - | -43 | -42 | -11 | -5 |
| Net cash provided by (used in) financing activities | -3,601 | -5,598 | -5,458 | -8,243 | -11,805 | -5,322 | -8,885 | -5,203 | -6,502 |
| Effect of exchange rate change on cash and cash equivalents | 15 | 19 | 1 | 10 | 8 | 15 | 20 | 16 | 9 |
| Net increase (decrease) in cash and cash equivalents | -42,960 | 420,340 | 182,651 | 285,249 | -39,231 | 785,865 | 1,654,396 | -1,385,587 | -14,704 |