CITIZENS, INC.CIA
Market cap
$288.41M
P/E ratio
| Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
| Debt Securities, Available-for-Sale | 514 | 605 | 605 | 707 | 736 | 882 | 975 | 1,231 | 1,378 | 1,489 | 1,471 | 1,180 | 1,239 | 1,221 |
| Equity securities, at fair value | - | - | - | - | - | - | - | 15 | 16 | 22 | - | - | 5 | 5 |
| Policy loans | 39 | 43 | 49 | 54 | 60 | 67 | 74 | 81 | 82 | 83 | 80 | 79 | 75 | 71 |
| Other Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 27 | 57 | 70 | 83 | 94 |
| Total investments | 839 | 901 | 938 | 1,065 | 1,088 | 1,222 | 1,306 | 1,342 | 1,480 | 1,625 | 1,623 | 1,341 | 1,402 | 1,391 |
| Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents | - | - | - | - | - | - | - | - | - | 34 | 27 | 23 | 27 | 29 |
| Accrued investment income | 8 | 10 | 12 | 13 | 15 | 18 | 19 | 18 | 17 | 16 | 16 | 17 | 17 | 18 |
| Reinsurance recoverable | - | - | - | - | - | - | - | - | - | - | - | - | - | 7 |
| Deferred Policy Acquisition Cost | 136 | 136 | 147 | 157 | 165 | 168 | 167 | 156 | 149 | 105 | 140 | 140 | 176 | 200 |
| Cost of customer relationships acquired | 28 | 25 | 23 | 24 | 22 | 19 | 17 | 15 | 13 | 12 | 11 | 10 | 10 | 9 |
| Federal income tax receivable | - | - | - | - | - | - | - | - | - | - | 1 | 1 | 2 | 0 |
| Property and equipment, net | 8 | 7 | 7 | 6 | 6 | 8 | 7 | 6 | 6 | 16 | 14 | 13 | 12 | 11 |
| Due premiums | 9 | 11 | 11 | 11 | 12 | 13 | 13 | 13 | 13 | 11 | 11 | 12 | 11 | 12 |
| Other Assets | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 5 | 5 | 6 | 8 | 9 |
| Total assets | 1,091 | 1,175 | 1,216 | 1,418 | 1,484 | 1,584 | 1,644 | 1,616 | 1,745 | 1,843 | 1,855 | 1,570 | 1,669 | 1,685 |
| Net liability for future policy benefits | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,173 |
| Annuities | - | - | - | - | - | - | - | - | - | - | - | - | - | 150 |
| Dividend accumulations | 11 | 12 | 14 | 16 | 18 | 21 | 24 | 26 | 29 | 33 | 38 | 42 | 45 | 48 |
| Unearned Premiums | 25 | 27 | 33 | 40 | 43 | 48 | 51 | 49 | 43 | 41 | 41 | 36 | 32 | 31 |
| Policy claims payable | 10 | 11 | 9 | 10 | 10 | 10 | 9 | 8 | 8 | 13 | 15 | 10 | 7 | 9 |
| Other Policyholder Funds | 9 | 9 | 8 | 8 | 8 | 8 | 8 | 11 | 18 | 22 | 31 | 40 | 7 | 7 |
| Total policyholder funds | - | - | - | - | - | - | - | - | - | - | - | - | 225 | 245 |
| Total policy liabilities | - | - | - | - | - | - | - | - | - | 1,435 | 1,487 | 1,526 | 1,455 | 1,418 |
| Commissions payable | 3 | 3 | 3 | 3 | 3 | 4 | 2 | 2 | 3 | 3 | 2 | 2 | 3 | 5 |
| Deferred income tax liabilities, net | - | - | - | - | - | - | - | - | - | 10 | 15 | - | 1 | 3 |
| Other liabilities | 9 | 10 | 11 | 23 | 24 | 30 | 24 | 28 | 31 | 46 | 29 | 41 | 37 | 49 |
| Total liabilities | 836 | 912 | 970 | 1,159 | 1,242 | 1,335 | 1,421 | 1,428 | 1,485 | 1,542 | 1,534 | 1,569 | 1,497 | 1,475 |
| Common Class A | 259 | 259 | 259 | 259 | 259 | 259 | 259 | 260 | 262 | 263 | 266 | 268 | 269 | 270 |
| Common Class B | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Retained earnings | -14 | -17 | -13 | -19 | -23 | -16 | -54 | -70 | -71 | -82 | -46 | -52 | 42 | 57 |
| Accumulated other comprehensive income (loss) | - | - | - | - | - | - | - | - | - | - | - | - | -118 | -96 |
| Treasury stock, at cost | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 20 | 23 | 24 | 24 |
| Common Class A | - | - | - | - | - | 259 | 259 | 260 | 262 | 263 | 266 | 268 | 269 | 270 |
| Common Class B | - | - | - | - | - | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Total stockholders' equity | 256 | 263 | 246 | 258 | 243 | 249 | 224 | 188 | 260 | 301 | 321 | 1 | 172 | 210 |
| Total liabilities and stockholders' equity | 1,091 | 1,175 | 1,216 | 1,418 | 1,484 | 1,584 | 1,644 | 1,616 | 1,745 | 1,843 | 1,855 | 1,570 | 1,669 | 1,685 |