WESTERN ALLIANCE BANCORPORATIONWAL

Market cap

$8.7B

P/E ratio

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Loans, including fees	261	281	327	371	476	637	748	911	1,093	1,144	1,489	2,393	3,410	3,629
Investment securities	29	22	23	39	38	53	83	107	112	108	159	266	460	704
Dividends and other	-	-	1	5	10	9	8	8	6	10	11	33	166	208
Total interest income	297	318	363	416	525	701	846	1,033	1,225	1,262	1,659	2,692	4,035	4,541
Deposits	28	17	16	20	22	30	42	90	158	70	48	276	1,143	1,600
Qualifying debt	-	-	-	-	5	13	18	22	23	24	33	35	38	38
Other borrowings	-	-	-	-	-	-	-	-	-	-	29	164	516	284
Total interest expense	-	-	-	-	-	-	-	-	-	-	-	-	-	1,922
Net interest income	258	290	333	385	493	657	785	916	1,040	1,167	1,549	2,216	2,339	2,619
Provision for credit losses	46	47	13	5	3	8	17	23	19	124	21	68	63	146
Net interest income after provision for credit losses	211	243	320	380	489	649	767	893	1,022	1,043	1,570	2,148	2,276	2,473
Service charges and loan fees	-	-	-	-	-	-	-	-	-	-	-	-	-	96
Net gain on loan origination and sale activities	-	-	-	-	-	-	-	-	-	-	326	104	194	206
Loan servicing fees, net	-	-	-	-	-	-	-	-	-	-	16	-131	102	122
Income from equity investments	-	-	-	-	-	-	4	9	8	13	22	18	16	38
Bank Owned Life Insurance Income	5	4	5	5	4	4	4	4	4	10	-	-	-	28
Gain (loss) on sales of investment securities	-	-	-	-	-	-	-	-	-	-	-	-	-41	17
Fair value gain (loss) adjustments, net	-	-	-	-	-	-	-	-	-	-	-	-	116	-7
Other income	2	7	3	5	5	7	2	2	6	8	12	31	28	29
Non-interest income (loss)	34	45	17	25	30	43	45	43	65	71	404	325	281	543
Labor and Related Expense	93	105	113	127	150	189	214	253	279	304	467	540	566	631
Deposit costs	-	-	-	-	-	-	10	19	32	19	30	166	437	693
Insurance	-	9	8	9	11	13	14	14	12	13	23	31	190	165
Data processing	4	6	8	10	15	19	19	23	31	36	58	83	122	150
Legal Professional And Director Fees	8	8	14	14	19	25	30	29	37	42	59	100	107	109
Occupancy	20	19	19	18	22	27	28	29	33	34	44	56	66	73
Loan servicing expenses	-	-	-	-	-	-	-	-	-	-	54	56	59	68
Business Development	-	-	-	-	-	-	-	6	7	6	-	22	22	33
Loan Processing Fee	-	-	-	-	-	-	-	-	-	-	29	23	20	22
Extinguishment of debt	-	-	-1	-1	-0	-	-	-	-	-	6	-	53	-
Other Noninterest Expense	13	14	19	25	26	34	32	38	33	25	58	82	87	81
Total non-interest expense	196	189	196	208	261	331	361	426	483	492	851	1,157	1,623	2,025
Income before provision for income taxes	-	-	-	-	-	-	-	-	-	-	1,123	1,316	934	991
Income tax expense	17	24	25	48	64	101	126	75	105	116	224	259	211	204
Net income	31	73	115	148	194	260	325	436	499	507	899	1,057	722	788
Dividends on preferred stock	-	-	-	-	-	-	-	-	-	-	4	13	13	13
Net income available to common stockholders	15	69	113	147	193	260	325	436	-	-	896	1,045	710	775
Earnings Per Share, Basic	-	0.84	1.32	1.69	2.05	2.52	3.12	4.16	4.86	5.06	8.72	9.74	6.55	7.14
Earnings Per Share, Diluted	-	0.83	1.31	1.67	2.03	2.5	3.1	4.14	4.84	5.04	8.67	9.7	6.54	7.09
Common Stock, Dividends, Per Share, Declared	-	-	-	-	-	-	-	-	-	-	-	-	1.45	1.49