US-listed companies
UNIVEST FINANCIAL Corp

UNIVEST FINANCIAL CorpUVSP

Market cap

$806.13M

P/E ratio

Income statement Balance sheet Cash flow

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023
Interest and fees on loans and leases	73	70	68	68	93	118	152	176	197	193	201	237	348
Taxable	8	6	5	4	5	5	7	9	11	8	6	11	14
Exempt from federal income taxes	4	4	4	4	3	3	2	2	1	1	0	0	0
Interest on deposits with other banks	-	-	-	-	-	0	0	1	3	1	1	2	7
Other Interest and Dividend Income	0	0	0	0	0	1	2	2	2	2	1	2	3
Total interest income	85	81	78	76	101	127	163	190	214	204	210	252	372
Interest on demand deposits	1	1	0	-	1	2	4	11	19	8	6	19	88
Interest on savings deposits	1	1	0	0	1	1	2	2	4	2	1	1	3
Interest on time deposits	7	5	4	3	4	4	5	9	13	10	6	5	35
Interest on short-term borrowings	0	0	0	0	0	1	1	2	1	0	0	1	7
Interest Expense, Long-Term Debt	1	1	0	-	2	4	8	8	8	10	8	7	19
Total interest expense	11	8	5	4	8	12	20	32	45	30	21	34	152
Net interest income (expense)	75	72	72	72	93	114	143	158	169	174	188	218	220
Provision for Loan, Lease, and Other Losses	-	-	-	-	-	-	-	-	-	41	-10	12	11
Net interest income after provision for credit losses	57	62	61	68	90	109	133	138	161	134	199	206	209
Trust fee income	-	-	-	-	-	-	-	8	8	8	8	8	8
Deposit Account	-	-	-	-	-	-	-	6	6	5	6	6	7
Investment Advice	-	-	-	-	-	-	-	15	16	16	19	20	19
Other service fee income	-	-	-	-	-	-	-	9	9	8	10	12	12
Insurance Commissions and Fees	8	9	10	12	14	15	15	16	17	16	16	19	21
Bank owned life insurance income	2	3	3	2	1	3	4	3	3	3	4	4	3
Debt and Equity Securities, Gain (Loss)	-	-	-	-	-	-	-	0	0	1	0	0	-
Net gain on mortgage banking activities	2	6	5	2	5	6	4	3	4	16	15	4	4
Other income	1	1	1	1	1	0	1	0	3	6	4	5	3
Total noninterest income	34	40	47	49	53	56	59	60	65	78	83	78	77
Labor and Related Expense	38	44	40	42	50	62	76	81	88	93	104	116	120
Net occupancy	6	6	6	7	8	10	10	10	10	10	10	10	11
Equipment	4	4	5	6	7	3	4	4	4	4	4	4	4
Data processing	-	-	-	-	-	7	9	9	10	11	13	15	17
Professional fees	-	-	-	3	4	5	5	5	6	5	8	9	7
Marketing and advertising	2	2	2	2	2	2	1	2	3	2	2	2	2
Deposit insurance premiums	2	2	2	2	2	2	2	2	1	3	3	3	5
Intangible expenses	-	-	-	2	3	6	3	2	2	1	1	1	1
Restructuring charges	-	-	1	-	2	2	-	1	-	1	-	0	2
Other expense	16	18	18	15	17	20	21	21	22	24	23	25	29
Total noninterest expense	68	76	81	87	106	142	131	137	146	155	167	187	197
Income before income taxes	24	26	27	30	37	23	62	61	80	57	114	97	89
Income tax expense	5	6	6	7	10	4	18	10	14	10	23	19	18
Net income (loss)	19	21	21	22	27	20	44	51	66	47	92	78	71
Earnings Per Share, Basic	1.13	1.25	1.28	1.37	1.39	0.85	1.64	1.72	2.24	1.6	3.12	2.66	2.42
Earnings Per Share, Diluted	1.13	1.24	1.27	1.36	1.39	0.84	1.64	1.72	2.24	1.6	3.11	2.64	2.41