US-listed companies
RENASANT CORP

RENASANT CORPRNST

Market cap

$1.8B

P/E ratio

Income statement Balance sheet Cash flow

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023
Loans	142	138	159	200	236	302	344	428	501	466	435	480	716
Taxable	20	13	13	17	17	17	19	24	30	24	25	46	44
Tax-exempt	8	8	8	9	10	10	9	6	5	6	7	8	6
Other	1	0	0	0	0	0	2	3	6	1	2	9	30
Total interest income	170	159	181	226	263	329	375	462	543	498	469	542	797
Deposits	32	19	17	16	14	18	25	50	82	54	29	35	232
Borrowings	10	7	6	8	8	10	13	16	17	17	16	25	46
Total interest expense	41	26	23	24	22	28	38	65	99	71	45	61	278
Net interest income	129	133	157	203	241	301	337	397	444	427	424	481	519
Provision for (recovery of) credit losses on loans	-	-	-	-	-	-	-	-	-	85	-2	24	-
Provision for (recovery of) credit losses on loans	-	-	-	-	-	-	-	-	-	-	-	-	19
Provision for credit losses on held to maturity securities	-	-	-	-	-	-	-	-	-	-	0	-	-
(Recovery of) provision for credit losses on unfunded commitments	-	-	-	-	-	-	-	-	-	-	-	-	-3
Provision for other credit losses	-	-	-	-	-	-	-	-	-	2	-	-	-
Provision for credit losses on held to maturity securities	-	-	-	-	-	-	-	-	-	-	0	-	-
Provision for (recovery of) credit losses	-	-	-	-	-	-	-	-	-	87	-2	24	16
Net interest income after provision for (recovery of) credit losses	107	115	147	196	237	293	329	390	437	340	426	458	504
Service charges on deposit accounts	-	-	-	-	-	-	-	35	36	31	37	40	39
Fees and commissions	-	-	-	-	-	-	-	24	19	13	16	17	18
Insurance commissions	3	4	5	8	8	9	8	9	9	9	10	11	11
Wealth management revenue	-	-	-	-	-	-	-	14	14	17	20	22	22
Mortgage banking income	-	-	-	-	-	-	-	50	58	150	110	36	32
Swap termination gains	-	-	-	-	-	-2	-	-	-	-	5	-	-
Debt and Equity Securities, Gain (Loss)	-	-	-	-	-	-	-	-0	0	0	2	-	-22
Gain on debt extinguishment	-	-	-	-	-	-	-	-	-	-	-	-	1
BOLI income	3	3	4	3	4	5	4	5	6	6	7	9	10
Debt and Equity Securities, Gain (Loss)	-	-	-	-	-	-	-	-0	0	0	2	-	-22
Other	3	4	3	5	5	11	9	9	10	9	21	14	21
Impairment losses on securities	-	-	-	-	-	-	-	-	-	-	-	-	19
Total noninterest income	69	69	72	81	108	137	132	144	153	236	227	149	113
BOLI income	3	3	4	3	4	5	4	5	6	6	7	9	10
Other	3	4	3	5	5	11	9	9	10	9	21	14	21
Total noninterest income	69	69	72	81	108	137	132	144	153	236	227	149	113
Labor and Related Expense	66	81	99	115	145	172	185	214	251	302	281	262	282
Data processing	7	9	9	11	14	18	16	19	20	21	22	15	15
Occupancy, Net	-	-	-	-	-	34	38	42	50	54	47	45	46
Other real estate owned	-	-	-	-	-	-	-	-	-	-	-	-0	0
Professional fees	4	4	6	4	4	5	7	9	10	11	12	12	14
Advertising Expense	5	5	6	6	6	7	8	9	12	10	12	14	15
Intangible amortization	2	1	3	6	6	7	7	7	8	7	6	5	5
Communication	5	4	5	6	7	8	8	8	9	9	9	8	8
Merger and conversion related expenses	2	-	6	1	12	4	10	14	0	-	-	2	-
Restructuring charges	-	-	-	-	-	-	-	-	-	7	0	1	-
Swap termination charges	-	-	-	-	-	-	-	-	-	2	-	-	-
Debt prepayment penalty	-2	-1	-	-	-	-3	-0	-	-0	-0	-6	-	-
Debt prepayment penalty	-2	-1	-	-	-	-3	-0	-	-0	-0	-6	-	-
Other	-	17	16	17	20	29	20	20	13	45	35	33	54
Other	-	17	16	17	20	29	20	20	13	45	35	33	54
Total noninterest expense	141	150	173	191	245	295	302	345	374	472	430	395	440
Total noninterest expense	141	150	173	191	245	295	302	345	374	472	430	395	440
Income before income taxes	35	33	46	86	100	136	160	189	216	103	223	211	177
Income taxes	9	7	12	26	32	45	68	42	48	20	47	45	33
Net income (loss)	26	27	33	60	68	91	92	147	168	84	176	166	145
Earnings Per Share, Basic	1.02	1.06	1.23	1.89	1.89	2.18	1.97	2.8	2.89	1.49	3.13	2.97	2.58
Earnings Per Share, Diluted	1.02	1.06	1.22	1.88	1.88	2.17	1.96	2.79	2.88	1.48	3.12	2.95	2.56
Common Stock, Dividends, Per Share, Cash Paid	0.68	0.68	0.68	0.68	0.68	0.71	0.73	0.8	0.87	0.88	0.88	0.88	0.88