| Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 |
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Net income | - | 36 | 39 | 33 | 57 | 64 |
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Depreciation and amortization of premises and equipment | - | - | 2 | 2 | 2 | 2 |
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Net accretion of securities, loans, deposits, and other | - | - | - | 3 | 0 | 0 |
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Unrealized loss on equity securities | - | - | 0 | - | -0 | - |
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Amortization of investment in affordable housing tax credits | - | - | 1 | 1 | 1 | 1 |
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Amortization of intangible assets | 0 | 1 | 5 | 6 | 6 | 4 |
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Change in valuation allowance on mortgage servicing rights | - | - | - | 0 | -0 | - |
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Amortization of right-of-use asset | - | - | - | - | 5 | 5 |
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Change in operating lease liabilities | - | - | - | - | -5 | -5 |
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Provision for credit losses | -1 | 4 | 2 | 12 | 4 | 5 |
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Stock-based compensation, net | 1 | 1 | 1 | 1 | 1 | 1 |
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Deferred tax benefit | 5 | -0 | 2 | -3 | -1 | -2 |
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Gain on sale of securities | - | - | 7,000 | 0 | - | - |
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Gain on sale of loans | 9 | 7 | 10 | 6 | 10 | 2 |
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Gain on sale of fixed assets | - | - | 0 | - | - | 1 |
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Increase in cash surrender value of life insurance | - | - | - | 1 | 1 | 1 |
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Loans originated and purchased for sale, net | 255 | 413 | 78 | 115 | 162 | 39 |
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Proceeds from loans sold | 265 | 302 | 522 | 204 | 305 | 60 |
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Other items | 1 | -7 | -6 | -5 | -0 | 2 |
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Net cash provided by operating activities | - | -85 | 476 | 125 | 202 | 94 |
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Purchases | - | 74 | 197 | 549 | 604 | 403 |
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Maturities, prepayments and calls | 4 | 64 | 142 | 455 | 442 | 486 |
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Sales | - | 45 | 6 | 12 | - | - |
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Maturities, prepayments and calls | 1 | - | 2 | 1 | 1 | 1 |
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Redemption of Federal Home Loan Bank stock | - | - | 1 | - | 1 | - |
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Purchase of Federal Home Loan Bank stock and other equity securities, net | 1 | - | 8 | 3 | 6 | 3 |
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Net increase of investment in qualified affordable housing projects | - | - | - | 3 | 1 | 0 |
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Net increase in loans | 219 | 366 | 161 | 361 | 316 | 411 |
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Purchase of bank owned life insurance | 10 | - | - | - | 20 | - |
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Net cash received in connection with acquisition | - | -25 | - | -7 | - | -71 |
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Proceeds from sale of fixed assets | - | - | 0 | - | - | 1 |
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Purchases of premises and equipment | 1 | 2 | 1 | 4 | 2 | 2 |
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Net cash used in investing activities | - | -322 | -219 | -446 | -504 | -260 |
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Net (decrease)/increase in demand deposits and savings accounts | 226 | -10 | -22 | 164 | 871 | -887 |
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Net increase/(decrease) in time deposits | -42 | 187 | 127 | 34 | -120 | 397 |
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Advances from Federal Home Loan Bank | - | - | - | 150 | - | 570 |
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Repayment of Federal Home Loan Bank borrowings | - | - | - | - | - | 500 |
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Cash dividends paid | 5 | 6 | 8 | 7 | 10 | 11 |
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Redemption of subordinated debentures | - | - | - | - | 50 | - |
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Issuance of subordinated debentures, net of issuance costs | - | 54 | - | - | 118 | - |
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Common stock repurchased, net of repurchased costs | - | - | 3 | 8 | 11 | 20 |
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Exercise of stock options | 2 | 10 | 3 | 1 | 4 | 6 |
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Net cash (used in)/provided by financing activities | - | 405 | -223 | 334 | 802 | -444 |
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Net (decrease)/increase in cash and cash equivalents | - | - | 34 | 13 | 500 | -611 |
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Interest paid | - | 20 | 46 | 36 | 23 | 30 |
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Taxes paid | - | - | - | 13 | 26 | 24 |
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Transfer from loans to other real estate owned | - | 1 | 1 | - | - | 0 |
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Loans transfer to held for sale, net | - | - | - | 24 | 89 | 13 |
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Loan to facilitate OREO | 0 | - | 1 | 1 | - | - |
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Additions to servicing assets | - | - | - | 2 | 2 | 1 |
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Net change in unrealized holding (loss) gain on securities available for sale | - | - | - | 1 | -4 | -29 |
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Recognition of operating lease right-of-use assets | - | - | - | - | -28 | -8 |
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Recognition of operating lease liabilities | - | - | - | - | 28 | 8 |
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us-gaap_FairValueOfAssetsAcquired | - | - | - | 183 | - | 8 |
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Liabilities assumed | - | - | - | 200 | - | 82 |
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Cash (receipts)/considerations | - | - | - | - | - | -71 |
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Goodwill | - | - | - | 11 | - | 2 |
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