Oak Valley BancorpOVLY

Market cap

$215.21M

P/E ratio

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022
Interest and fees on loans	24	22	21	22	22	27	29	32	35	40	44	39
Interest on securities	-	-	-	-	-	-	-	6	6	6	5	14
Interest on federal funds sold	41,884	28,565	25,101	0	0	0	0	0	0	0	0	0
Interest on deposits with banks	100,249	135,260	210,792	0	0	1	2	3	2	0	1	8
Total interest income	27	26	25	26	26	32	35	40	43	46	50	61
Deposits	2	1	827,747	1	1	1	1	2	2	1	1	1
Total interest expense	2	1	827,748	1	1	1	1	2	2	1	1	1
Net interest income	25	25	24	25	25	32	34	39	41	45	49	60
(Reversal of) provision for loan losses	-	-	-	-	-	-	0	1	1	2	-1	-1
Net interest income after reversal of provision for loan losses	24	24	24	27	26	31	34	38	40	43	49	61
Deposit Account	-	-	-	-	-	-	-	2	2	1	1	2
Debit Card	-	-	-	-	-	-	-	1	1	1	2	2
Mortgage Banking	-	-	-	-	-	-	-	0	0	0	0	0
Earnings on cash surrender value of life insurance	432,234	423,757	403,812	0	0	0	1	1	1	1	1	1
Gains on calls and sales of available-for-sale securities	-	-	-	-	-	-	-	0	0	0	0	-
Other	1	1	1	2	2	2	3	1	1	1	1	1
Total non-interest income	3	3	3	4	4	4	6	5	5	5	5	6
Salaries and employee benefits	9	10	10	11	12	14	14	16	17	18	20	23
Occupancy expenses	3	3	3	3	3	3	3	4	3	4	4	4
Data processing fees	1	1	1	1	1	2	2	2	2	2	2	2
Regulatory assessments (FDIC & DFPI)	642,000	461,000	480,000	0	1	1	0	0	0	0	1	1
Other operating expenses	3	4	4	4	6	5	5	5	6	6	6	7
Total non-interest expense	17	18	19	20	23	24	25	27	29	30	33	37
Net income before provision for income taxes	9	9	9	11	7	11	15	15	17	18	22	30
Total provision for income taxes	3	3	3	4	2	3	6	4	4	4	5	7
Net Income	6	6	6	7	5	8	9	12	12	14	16	23
Net income per share (in dollars per share)	0.61	0.69	-	-	-	-	-	-	-	-	-	2.8
Net income per diluted share (in dollars per share)	0.61	0.69	0.74	0.89	0.61	0.95	1.13	1.42	1.54	1.68	2	2.79