Crowd Bank Corp.

<h3 class="smt_head2">3 [Dividend Policy]</h3>The Company's dividend policy is based on the principle of building a stronger corporate foundation and maintaining adequate retained earnings to support aggressive business expansion, while providing appropriate profit returns in accordance with operating results in each period. The Company is committed to further strengthening its management foundation and improving profitability going forward.The Company's basic policy is to pay dividends twice annually—an interim dividend and a year-end dividend. The year-end dividend is determined by the shareholders' meeting, while the interim dividend is determined by the Board of Directors in accordance with the Company's Articles of Incorporation.The Company's Articles of Incorporation provide that interim dividends may be paid by Board of Directors resolution.

Our basic dividend policy is to return profits to shareholders appropriately based on our business performance each period, while also building internal reserves to strengthen our financial position and support business expansion. We aim to pay dividends twice a year—an interim dividend and a year-end dividend.

Crowd Bank Corp. (E30730) Dividends

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