The Toa Reinsurance Company, Limited

<h3 class="smt_head2">3 [Dividend Policy]</h3>Our basic policy is to strengthen our corporate foundation while considering our business performance and future operating environment, and to enhance shareholder returns through stable dividend payments.Dividends from our retained earnings are determined by resolution of the ordinary general meeting of shareholders and are paid once per year as year-end dividends.Regarding the year-end dividend for this fiscal year, based on the above policy, the ordinary general meeting of shareholders held on June 27, 2025 resolved to pay 17 yen and 50 sen per share of our common stock and Class A preferred stock (15 yen as regular dividend and 2 yen and 50 sen as a commemorative dividend for our 85th anniversary), with total dividend payments of 1,650 million yen.We will use retained earnings to strengthen our financial resilience in preparation for major losses including large-scale natural disasters, allocate funds to investments necessary for sustainable growth, and continue to enhance shareholder returns for the future.

Our basic policy is to strengthen our financial foundation while taking into account business performance and operating conditions, and to enhance shareholder returns through stable dividends. Dividends are paid once per year as a year-end dividend. Retained earnings are allocated to strengthen our financial reserves in preparation for major natural disasters and other contingencies, as well as to fund investments necessary for sustainable growth, thereby supporting enhanced shareholder returns in the future.

The Toa Reinsurance Company, Limited (E03842) Dividends

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