FinTech Global Incorporated (8789) Stock Price

Fintech Global Corporation operates with investment banking as its core business, alongside public consulting and entertainment services. The company provides a wide range of financial services including fundraising support, strategic corporate advisory, asset management, private equity investment, and aircraft-related advisory, trading, and leasing.

The company's primary customers include corporations seeking fundraising and business restructuring, institutional investors such as investment firms and pension funds, local government entities, and theme park visitors and tenants. Revenue comes from multiple sources: advisory fees, asset management fees, investment returns, facility rental income, and theme park admission and operating revenue.

The business is divided into three main segments: investment banking, public consulting, and entertainment services. The investment banking segment handles finance structuring, advisory services, asset management, and investments in aviation and renewable energy. The public consulting segment supports local governments with financial statement preparation and facility management planning. The entertainment segment develops and operates theme parks including a Moomin-themed park, and manages real estate holdings and leasing.

The company aims for sustainable growth and maximum shareholder value with investment banking as its core business. Specifically, it has set a management target of consistently achieving a return on equity (ROE) above 20%, with ROE reaching 20.8% in the fiscal year ending September 2025. For dividend policy, the company plans to increase the year-end dividend to 5 yen per share (up 2 yen from the previous period) for the fiscal year ending September 2026. The company maintains a healthy financial foundation with an equity ratio of 40.3% while using interest-bearing debt for growth investments. It is also considering balance sheet improvements for approximately 5.7 billion yen in interest-bearing debt from subsidiaries related to Moomin Valley Park.

Priority investment areas include private equity investments for business succession (investments in unlisted companies), aircraft and truck leasing operations, and fractional real estate products. As differentiation strategies, the company aims to build a stable revenue base without peer competition by strengthening networks with financial institutions and tax accounting firms, developing M&A routes through securities company partnerships to acquire projects, and securing helicopter sale-and-leaseback and used large vehicle leasing pipelines in collaboration with multiple management operators. In public consulting, the company will expand public accounting services for local governments and management outsourcing of public facilities to strengthen a community-focused business model.

For new market development and business expansion, the company plans to advance funding from funds organized in collaboration with regional financial institutions for regional projects (infrastructure, power and energy, business succession, etc.) to drive growth through locally rooted projects. In the entertainment and services business, the company is considering value enhancement at Metsa Village through redevelopment including lodging and hot spring facilities, with plans to securitize and recover funds after value improvement. Additionally, the company will expand investor referral channels and accelerate equity sales to make fractional real estate products a pillar of revenue diversification.

The company is also investing in technological innovation and human capital. It is actively exploring security tokens (blockchain-based electronic securitization methods) to improve efficiency in fundraising. On the human resources front, the company strengthened recruitment and retention initiatives by revising its grade and compensation system in April 2025 to raise salary levels and new graduate starting salaries, and began granting restricted stock to directors and others from January 2025. Through these efforts, the company aims to enhance project structuring and operational capabilities to achieve its ROE targets and realize stable long-term growth.