ACOM CO.,LTD. (8572) Stock Price

Acom is a consolidated subsidiary of Mitsubishi UFJ Financial Group (MUFG) and operates primarily through four business segments: loan and credit card operations, credit guarantee operations, overseas financial operations, and debt collection and management operations.

In loan and credit card operations, Acom and its subsidiary GeNiE Corporation are active. Acom provides loans and credit cards, while GeNiE Corporation handles unsecured loan business.

Credit guarantee operations are managed by Acom and M.U. Credit Guarantee Corporation. This segment provides credit guarantee services to customers and works in partnership with financial institutions.

Overseas financial operations are conducted in Thailand, the Philippines, and Malaysia. In Thailand, EASY BUY Public Company Limited offers unsecured loans and installment loans. In the Philippines, ACOM CONSUMER FINANCE CORPORATION provides unsecured loans. In Malaysia, ACOM (M) SDN. BHD. operates unsecured loan business.

Debt collection and management operations are handled by I.R. Debt Collection Corporation. This segment manages and collects receivables and operates as a servicer business.

As other operations, M.U. Communications Corporation provides contact center outsourcing and personnel dispatch services, supporting Acom's business activities.

Acom is pursuing multiple strategies to achieve sustainable growth. First, it is leveraging expertise from consumer finance businesses in Japan and overseas to strengthen new customer acquisition in its loan and credit card operations. Additionally, it is reinforcing partnerships with existing partners in its credit guarantee business and targeting new market entry in the Asia region through its overseas financial operations.

Under its medium-term management plan covering the three-year period beginning in March 2026, Acom has set the strategic direction to "accelerate the speed of growth cycles." Through investments in business and human resources, the company aims to achieve continuous profit expansion and enhance customer satisfaction.

Acom has established a sustainability basic policy to balance the resolution of social issues with the enhancement of corporate value. The company has identified five material areas of focus and is advancing initiatives toward the realization of a sustainable society. Through these efforts, Acom aims to grow together with society.

As specific numerical targets, Acom has set domestic loan and credit card business balances at 1.3149 trillion yen and credit guarantee business balances at 1.6960 trillion yen. Overseas, the company is targeting business expansion in Thailand, the Philippines, and Malaysia, with loan business balance targets established for each country.