RICOH LEASING COMPANY,LTD. (8566) Stock Price

Ricoh Leasing has three main business segments: Lease & Finance, Services, and Investment. Through these operations, the company provides a diverse range of products and services.

In the Lease & Finance business, Ricoh Leasing offers finance leases and operating leases for office equipment, medical devices, industrial machinery, and vehicles. The company also provides corporate loans and residential mortgage lending services.

In the Services business, Ricoh Leasing provides invoice issuance and accounts receivable collection services, as well as medical and healthcare payment factoring services. Additionally, the company offers factoring services and credit guarantees to the Ricoh Group.

In the Investment business, Ricoh Leasing operates solar power generation, residential rental, and real estate-related ventures. Through these activities, the company participates in sustainable energy and real estate investment sectors.

As a member of the Ricoh Group, Ricoh Leasing is Japan's sole financial services company within the group. Sales support leasing, which provides Ricoh products as lease assets, is a core activity of the Lease & Finance business. The company also provides diverse financial services to the Ricoh Group.

Ricoh Leasing aims to create a sustainable circular society with sustainability management at its core. The company's management philosophy is to "serve as a bridge to a prosperous future through financial services and solutions that reflect our identity," and its fundamental approach is to contribute to the development of a sustainable global society through honest business practices.

The company launched a new three-year medium-term management plan in April 2023. This plan pursues the long-term vision of becoming a "circular creation company" and strengthens initiatives around four material issues that contribute to corporate growth opportunities. Through these efforts, the company aims to realize the "prosperous future" stated in its management philosophy.

Ricoh Leasing is further strengthening its existing lease and finance business, service business, and investment business while pursuing new business models. The company is particularly focused on the "as a Service" and BPO sectors, providing services that help solve corporate management challenges.

The company is also diversifying its business across three areas: environment, real estate, and elderly care. In the environmental sector, it provides support for renewable energy adoption and services that contribute to the 3Rs. In real estate, it addresses evolving housing needs. In elderly care, it offers services for medical and care providers.

The company also prioritizes operational efficiency improvements in offices, medical and healthcare, and capital investment sectors. This aims to lower barriers to corporate capital investment. Additionally, the company is strengthening organizational capabilities by developing employees who embrace challenges and creating an environment where diverse talent can thrive.

Ricoh Leasing pursues management with awareness of capital costs, aiming for sustainable growth and long-term improvement in corporate value. The company sets both financial and non-financial targets while advancing business portfolio transformation and optimization of management resources.