TOMATO BANK,LTD. (8542) Stock Price

Tomato Bank provides financial services centered on banking operations, including leasing and credit card services. The Tomato Bank Group consists of Tomato Bank and three consolidated subsidiaries, offering a comprehensive range of financial services.

Banking operations are the core business of Tomato Bank, encompassing deposits, loans, domestic and foreign exchange, commodity securities, and securities investments. Through these services, the bank meets diverse customer financial needs. Additionally, subsidiary Tomato Business Co., Ltd. handles operations related to banking administration.

Leasing operations are managed by subsidiary Tomato Lease Co., Ltd., which provides leasing services for industrial machinery and equipment. This segment plays an important role in supporting corporate capital investments.

Credit card operations are handled by subsidiary Tomato Card Co., Ltd., which manages credit card-related services and provides customers with convenient payment options. However, due to the relatively lower importance of this business segment, it is classified as "Other" in segment reporting.

Additionally, the Tomato Bank Group includes a non-consolidated subsidiary, Tomato Startup Support Investment Limited Partnership, which conducts investment operations related to startup support. This initiative supports the creation of new businesses.

Tomato Bank is committed to contributing to regional economic and social development through its banking operations. In April 2024, the bank established a new purpose: "Realizing dreams and creating the future of our region." Looking ahead, the bank has set a 10-year vision of becoming "Your main bank—always here to meet and talk with you." To achieve this vision, Tomato Bank is advancing its medium-term management plan, the "Fourth Miraisousei Plan," with the goal of supporting regional economic growth.

Tomato Bank's medium-term management plan covers the period from April 2024 to March 2027. The plan emphasizes addressing customer challenges through its core business model of supporting clients' core operations and providing optimal solutions. Through these efforts, the bank aims to support regional economic and industrial development while pursuing sustainable growth. The bank has set management targets of 3.2 billion yen in core operating profit, 1.9 billion yen in net income, and a capital adequacy ratio of 8% or higher.

Tomato Bank strives to remain a trusted presence for its region and customers, guided by its management philosophy of "developing people and serving through people." As a regional financial institution, the bank addresses challenges such as population decline due to an aging society and youth migration to urban areas. For corporate clients, it provides funding support and business restructuring assistance. For individual clients, it offers financial products tailored to major life events.