The Awa Bank,Ltd. (8388) Stock Price

The Awa Bank Group consists of Awa Bank as its core entity, along with 7 consolidated subsidiaries, 3 non-consolidated subsidiaries, and 2 affiliated companies. The group primarily provides financial services centered on banking operations, including leasing services. Through its banking operations, the group offers deposits, loans, securities investments, domestic and foreign exchange services, government bonds, investment trusts, insurance sales, financial product brokerage, and trust services to regional customers, providing a wide range of financial products and services.

Among Awa Bank's consolidated subsidiaries, Awa Gin Guarantee Co., Ltd. handles credit guarantee operations, Awa Gin Card Co., Ltd. manages credit card operations, and Awa Gin Consulting Co., Ltd. provides management consulting services. Additionally, Awa Gin Connect Co., Ltd. operates an e-commerce mall, while Awa Gin Capital Co., Ltd. handles the formation and management of investment limited partnerships. Furthermore, Awa Gin Growth Enterprise Investment Limited Partnership conducts investment operations for growth-stage companies.

Leasing operations are handled by Awa Gin Lease Co., Ltd., a consolidated subsidiary. In this manner, the Awa Bank Group provides diverse financial services and contributes to regional economic development. Through non-consolidated subsidiaries and affiliated companies, the group also operates in areas such as sixth-sector industry development investments, business succession investments, and future creation investments.

Awa Bank operates as a regional financial institution while pursuing sustainable growth. The bank bases its operations on "sound management" and upholds five core management principles: credit integrity, community contribution, customer-first approach, human capital development, and forward-thinking spirit. Through these principles, the bank supports the sustainable development of regional communities and customers, and promotes "perpetual partnerships" that prioritize long-term relationships across generations.

Awa Bank's medium-term management plan, "Growing beyond 130th," identifies four priority areas: regional economic development, adaptation to an aging society, human capital development, and climate change response. The plan employs a rolling review approach with three-year cycles, built on four core strategies: evolution of perpetual partnerships, realization of sustainable regional communities, development of a vibrant organization, and strengthening of management foundations.

The bank focuses on four key themes: creating customer satisfaction, human capital management, innovation driven by digital transformation (DX), and business domain expansion. These initiatives aim to enhance corporate value and contribute to sustainable development in regional communities. The bank is also advancing socially responsible efforts, including expansion of ESG investment and financing, and promotion of women's advancement in the workplace.