The Nanto Bank,Ltd. (8367) Stock Price

Nanto Bank provides community-focused financial services centered in Nara Prefecture. The company operates a diverse range of businesses, with banking as its core operation, alongside leasing, securities, credit card, and consulting services. Through this diversified approach, the company aims to deliver optimal services and solutions tailored to customer needs.

The Nanto Bank Group comprises 10 consolidated subsidiaries and 3 affiliated companies accounted for using the equity method. These entities provide various financial services centered on banking operations and contribute to the development of the regional economy. Business segments are classified based on notes to the consolidated financial statements.

Nanto Bank is committed to sustainable management with a mission to contribute to regional growth and development. The bank operates under the vision of being a "Vitality-Creating Bank" and aims to become a banking group chosen by its communities and customers. Its management principles include sound and efficient operations, providing excellent comprehensive financial services, contributing to regional development, and building a trusted banking institution.

The bank has established a long-term management plan from fiscal 2020 to 2029 called "Nanto Mission and 10-Year Goals," with a target to increase Nara Prefecture's GDP by 10% compared to fiscal 2016 levels. Through this plan, the bank aims to solve regional challenges and create new revenue opportunities. Beginning in fiscal 2025, the bank will launch a medium-term management plan titled "Creating Regional Vitality Through Human Capital," focusing on developing talent to address regional issues while maintaining sound management practices.

Specific targets set for fiscal 2027 include ROE of 5.5% or higher, capital adequacy ratio of 11-12%, net income of 18 billion yen or more, OHR below 65%, engagement score of 72 points or higher, and female management ratio of 20% or higher. Through these targets, the bank aims to realize regional vitality creation and achieve sustainable growth.