The Ogaki Kyoritsu Bank, Ltd. (8361) Stock Price

Ogaki Kyoritsu Bank provides diverse financial services centered on banking operations. Specifically, the bank offers deposit services, lending services, domestic and foreign exchange services, sales of government bonds, investment trusts and insurance products, corporate bond trustee services, and trust services. The bank also pursues efficient fund management through securities investment operations.

Agency services for Ogaki Kyoritsu Bank are handled by its consolidated subsidiary, OKB Front Corporation. Additionally, the bank has established representative offices in Shanghai and Manila to provide local market information to customers planning overseas expansion.

Lease services are provided by Kyoyu Lease Corporation, addressing the needs of regional customers. Credit guarantee services are offered by OKB Credit Guarantee Corporation, which actively serves regional customers.

Other business operations include computer-related services, think tank services, securities services, credit card services, and venture capital services. Through these offerings, the bank provides regional customers with diverse financial products and services.

Furthermore, the bank enhances operational efficiency through subsidiaries that handle banking operations outsourcing and centralized processing, cash verification and organization services, document creation and storage services, and banking agency services. Through these initiatives, the bank aims to contribute to the regional community.

Ogaki Kyoritsu Bank pursues a growth strategy deeply rooted in its community. The bank's fundamental philosophy is to be "a bank loved, cherished, and trusted by the community," with contributing to regional development as its top priority. Through its medium-term management plan "Always ～Changing Tomorrow with Unwavering Commitment～," the bank aims for sustainable growth.

The bank's growth strategy consists of four main pillars. First, under "Growth Strategy," the bank optimally allocates limited management resources and focuses on business serving small and mid-sized enterprises. Second, under "Human Capital Strategy," the bank supports employees' autonomous skill development and promotes organizational building that values diversity.

Under "Strengthening Management Foundation," the bank streamlines its product and service portfolio and improves operational efficiency at branch offices. Additionally, under "DX Strategy," the bank leverages digital technology to drive business model transformation. Through these efforts, the bank supports digital innovation in the region and contributes to regional growth.

Furthermore, the bank prioritizes sustainability initiatives. It promotes decarbonization and pursues carbon neutrality by utilizing renewable energy in the region. The bank also creates social value by addressing regional challenges and contributes to regional economic development.

Through these strategies, Ogaki Kyoritsu Bank aims to grow sustainably alongside its community and realize a prosperous regional society. By uniting all executives and employees to meet regional needs, the bank works to enhance its corporate value.