Hachijuni Nagano Bank, Ltd. (8359) Stock Price

Hachijuni Bank provides diverse financial services centered on banking operations. Its main business segments are banking, leasing, and other financial-related operations. These businesses are conducted by Hachijuni Bank and its 16 consolidated subsidiaries.

In banking, Hachijuni Bank and Nagano Bank Corporation handle deposit services, lending services, domestic remittance services, and foreign exchange services. These are core operations for the group. Additionally, Hachijuni Card Corporation and Nagano Card Corporation operate credit card services.

Leasing operations are managed by Hachijuni Lease Corporation, Nagagin Lease Corporation, and Hachijuni Auto Lease Corporation. These subsidiaries provide leasing services to corporations and individuals, meeting diverse customer needs.

In other operations, Hachijuni Securities Corporation conducts buying and selling of securities. Hachijuni Capital Corporation and Hachijuni Investment Corporation handle investment operations, while Hachijuni Asset Management Corporation provides investment management services.

Additionally, Hachijuni Link Nagano Corporation operates regional trading company services and power generation business. Through these operations, the group contributes to regional economic revitalization and sustainable energy supply.

Hachijuni Bank has adopted its Medium-Term Management Vision 2021: "Supporting customers and communities through financial services, non-financial services, and relationships." Under this vision, the company is advancing its growth strategy centered on five key themes.

First, under "Sustainability as a Foundation of Management," the bank is promoting sustainable finance to address environmental and social issues, targeting cumulative execution of 1.5 trillion yen by fiscal year 2030. As part of its decarbonization efforts, the bank has set greenhouse gas emission reduction targets and supports customers and communities in their decarbonization initiatives.

Second, "Deepening Life Support Business" focuses on advancing financial services and expanding non-financial services to support customers' overall lifestyle needs. The bank is enhancing customer convenience through initiatives such as establishing insurance consulting centers and launching online consultation services.

Third, "Providing Comprehensive Financial Services and Functions" involves building a hybrid consultation system combining in-person and remote services, enabling one-stop solutions for business operators' management challenges. The bank is also advancing regional revitalization through increased engagement in the tourism sector and expanded environmentally conscious product offerings.

Fourth, "Digital Transformation of Operations and Organization" focuses on improving operational efficiency and developing new services through digital technology. The bank is advancing digitalization through AI-powered service enhancements and the introduction of generative AI functions with security measures.

Finally, "Human Resources Reform Supporting Growth and Fulfillment" promotes employees' autonomous career development and improves the workplace environment. The bank supports diverse talent growth through initiatives such as developing female management candidates and expanding external training programs.

Through these growth strategies, Hachijuni Bank aims to contribute to the sustainable development of communities and enhance corporate value.