The 77Bank,Ltd. (8341) Stock Price

Shichijuushichi Bank provides a wide range of financial services centered on banking operations. Specifically, the bank offers deposit services, lending services, securities trading, securities investment, domestic remittance services, and foreign exchange services. Additionally, it handles corporate bond trustee services, agency services, debt guarantees, and provides over-the-counter sales of government bonds, public bonds, investment trusts, and insurance products, as well as trust services.

Shichijuushichi Lease Co., Ltd., a subsidiary of Shichijuushichi Bank, specializes in leasing operations. Through this subsidiary, the bank provides equipment and machinery leasing to corporations and individuals, expanding their financing options.

Other affiliated companies include Shichijuushichi Credit Guarantee Co., Ltd., Shichijuushichi Card Co., Ltd., and Shichijuushichi Securities Co., Ltd. These companies provide credit guarantee services, credit card services, financial instruments trading services, research and consulting services.

Furthermore, the Shichijuushichi Bank Group operates fund management and investment businesses. Shichijuushichi Capital Co., Ltd. and 77 New Business Investment Limited Partnership are examples of these operations, offering diverse investment opportunities to investors.

In this way, Shichijuushichi Bank leverages its banking foundation while providing diverse financial services including leasing, credit cards, securities, consulting, and investment, contributing to regional economic development.

The Shichijuushichi Bank aims to be a leading company that fosters regional prosperity and opens new opportunities for growth from Miyagi and the Tohoku region. Under this basic policy, the bank prioritizes providing optimal solutions to the community and building trust through customer satisfaction.

As a medium to long-term management strategy, the Shichijuushichi Bank has established "Vision 2030." This plan covers the ten-year period from fiscal year 2021 to fiscal year 2030 and sets forth four core strategies for growth alongside the region. The bank also aims to practice transparent management and secure support from the community, customers, and shareholders.

"Vision 2030" targets strengthened financial foundations with the following goals by fiscal year 2030: consolidated net profit of 45 billion yen, ROE of 7% or higher, capital adequacy ratio of approximately 10%, and core OHR of 40% or below. Through these targets, the bank seeks to achieve sustainable growth.

The Shichijuushichi Bank prioritizes regional revitalization, solving customer challenges, returning value to stakeholders, addressing climate change, providing reliable financial services, and creating a vibrant workplace environment. Through these initiatives, the bank aims to contribute to regional economic growth.

The bank supplies adequate funds to the region and fulfills its financial intermediation function while considering the effects of policy rate increases, inflation, and labor shortages. Additionally, by strengthening its consulting capabilities and supporting customers' asset formation and business improvement, the bank contributes to regional economic development.