The Chiba Bank, Ltd. (8331) Stock Price

Chiba Bank is a financial institution that provides a wide range of financial products and services to regional customers. The Chiba Bank Group consists of Chiba Bank as its core entity along with 15 subsidiaries, each operating diverse businesses.

Chiba Bank's subsidiaries include Sobu Corporation, which manages store maintenance, and Chiba-gin Career Service Corporation, which handles accounting and administrative outsourcing as well as employment placement services. Chiba Debt Collection Corporation, specializing in debt management and collection, is also part of the group.

Additionally, Chiba-gin Heartful Corporation provides administrative outsourcing services, and Chiba-gin Securities Corporation operates securities business. Edge Technology Corporation, which engages in AI algorithm business, is also part of the group.

Chiba-gin Guarantee Corporation provides credit guarantees and collection agency services, while Chiba-gin Card Corporation offers credit card and credit guarantee services. Chiba-gin Lease Corporation, which handles leasing operations, plays an important role in the group.

Chiba-gin Computer Service Corporation provides software development and information processing outsourcing services, and Chiba-gin Capital Corporation operates venture capital business. Chiba-gin Asset Management Corporation, which provides investment management and investment advisory services, is also included.

Chiba-gin Research Institute Corporation, which provides research and consulting services, and T&I Innovation Center Corporation, which conducts fintech research, are also part of the group. Chiba-gin Shoten Corporation, which serves as a regional trading company, is also included.

In October 2024, Chiba Bank made Edge Technology Corporation a consolidated subsidiary through a tender offer. Additionally, Chiba-gin JCB Card Corporation and Chiba-gin Card Corporation merged in April 2024, with Chiba-gin Card Corporation as the surviving entity.

Chiba Bank aims to provide financial services deeply rooted in the local community and contribute to solving regional challenges. Under its medium-term management plan "Engagement Bank Group ~Phase 1~" (April 2023 to March 2026), the bank has established three core policies: "Creating the best customer experience," "Improving the quality of existing businesses," and "Delivering new value."

Five pillars support this plan: Digital Transformation (DX), Green Transformation (GX), alliances, human capital, and group governance. Through these pillars, the bank aims to achieve continuous growth alongside customers and communities.

Chiba Bank will deliver new value by promoting decarbonization in the region and strengthening partnerships across industries. The bank is also focused on enhancing human capital investment to strengthen talent development and improving governance across the entire group.

To pursue profitability, soundness, and efficiency, Chiba Bank has set specific management indicators and is implementing measures to achieve targets. This approach aims to contribute to sustainable development in the local community and earn stakeholder trust.

As a leader driving regional transformation, Chiba Bank is advancing sustainability-focused management. The newly established Sustainability Promotion Division will lead efforts to realize DX, GX, and WX (Workplace Transformation) across the entire region.