(8252) Stock Price

Marui Group is a corporate group that operates retail and fintech businesses in an integrated manner. It consists of a holding company, Marui Group, along with 23 subsidiaries and 5 affiliated companies. The business is divided primarily into two segments: retail and fintech.

In the retail segment, the group engages in commercial facility leasing and operations management, procurement and sales of apparel and decorative goods, space production, advertising, comprehensive fashion logistics, and integrated building management. Major subsidiaries include Marui Co., Ltd., Aim Creates Co., Ltd., and Moving Co., Ltd.

In the fintech segment, the group handles credit card operations, card cash advances, rent guarantee services, information system services, real estate leasing, investment trust sales, and small-amount short-term insurance business. Major subsidiaries include Epos Card Co., Ltd., MRI Debt Collection Co., Ltd., and tsumiki Securities Co., Ltd.

Through these operations, Marui Group provides diverse services to meet customer needs. The group also engages in real estate property leasing through affiliated companies, maintaining a broad business portfolio.

Marui Group pursues a vision of "transcending the false choice between impact and profit," aiming to create an inclusive society together with stakeholders. Realizing this vision requires advancing co-creation management and expanding corporate value.

Toward its 100th anniversary in 2031, Marui Group has formulated the "Management Vision & Strategy Story 2031." The group is transitioning to a business that "supports what people love," centered on fintech, and pursuing new economic possibilities to create social value.

Through its business supporting what people love, Marui Group aims to shift consumption from "for someone" to "for society." The group is advancing differentiation strategy by expanding membership in donation-enabled cards and capturing new types of consumers.

In the fintech sector, Marui Group supports self-realization for all people through financial empowerment that "supports what people love." The group is expanding credit card issuance beyond regional boundaries and advancing card offerings tailored to diverse work styles.

Marui Group provides distinctive experience value by fusing digital and physical experiences, promoting customer loyalty. The group aims to enhance customer experience through digital transformation, securing specialized talent and establishing agile development structures.

The group also advances business development by social intrapreneurs, leveraging both internal and external talent. Through foundation establishment for mid-to-long-term talent development and global business expansion, the group pursues enhanced corporate value.

In capital policy, Marui Group is reviewing its balance sheet and targeting ROE of 15% or higher as its shareholder return policy. The group allocates capital to growth investments and digital transformation investments, balancing sustained growth with enhanced shareholder returns.