Okinawa Financial Group,Inc.【JP:7350】Stock Price

Okinawa Financial Group is a bank holding company composed of 10 consolidated subsidiaries, including Okinawa Bank. Through banking operations as its core business, along with leasing, financial products trading, credit card services, credit guarantee services, and various consulting services, the group provides "comprehensive financial services" to people in the region.

Okinawa Bank provides deposit services, lending services, domestic remittance services, foreign exchange services, securities investment services, government bond sales services, and trust services. These services are offered through 60 branches, including the head office, and 4 branch offices.

Okigin Lease Co., Ltd. handles leasing operations and related services, supporting equipment and machinery financing for corporations and individuals through lease arrangements.

Okigin Securities Co., Ltd. conducts financial products trading operations and provides financial products such as investment trusts and stocks. Additionally, Okigin JCB Co., Ltd. operates credit card services, offering card issuance and payment settlement services.

Furthermore, Okigin SPO Co., Ltd. provides IT solutions through computer-related operations. Other subsidiaries engage in credit guarantee services, cash verification and processing services, financial and economic research services, debt management and collection services, and consulting services.

Okinawa Financial Group is committed to community-focused management and social contribution as its core business philosophy, aiming for sustainable growth. The company seeks to become a comprehensive service group that integrates financial and non-financial services while growing together with the local community. The company places particular emphasis on addressing social issues such as climate change and fair business practices, with the goal of enhancing the value of the regional society and economy.

Under its Second Medium-Term Management Plan (April 2024 – March 2027), the company has adopted the theme "Co-Creating Growth – Creating Okinawa's Growth Together." This plan is built on three strategic pillars: enhancing community value, human capital management, and building growth foundations. Through these initiatives, the company aims to resolve regional challenges, revitalize the local economy, and achieve sustainable growth.

As specific strategies, the company will support the promotion of Okinawa's leading industries and improve residents' income to enhance community value. In human capital management, the company prioritizes developing talent that contributes to society and promoting diversity. In building growth foundations, the company is advancing structural reforms to achieve non-linear growth and implementing market-driven service delivery.

The company has set targets for fiscal year 2026 of consolidated ordinary revenue of 71 billion yen, consolidated net income of 11 billion yen, and consolidated ROE of approximately 6.2%. To achieve these targets, the company will address regional challenges through both financial and non-financial solutions, aiming to enhance community value and achieve sustainable growth. As part of strengthening governance, the company has established an audit committee to ensure transparent management.