Premium Group Co., Ltd. (7199) Stock Price

Premier Group operates three main business segments: Finance, Breakdown Warranty, and Automotive Mobility Services. Through these businesses, the company provides customers with diverse financial services and automotive-related solutions.

In the Finance segment, Premier Group offers installment credit to customers purchasing products and services through affiliated merchants. Key products include auto credit for new and used vehicles, and ecology credit for solar power generation systems. The company also operates auto finance in Thailand through affiliated companies.

In the Breakdown Warranty segment, Premier Group provides warranty services to vehicle purchasers that cover repair costs at no charge when breakdowns occur. Leveraging expertise developed domestically, the company operates in Southeast Asian countries as well. Representative products include "Premier Breakdown Warranty" and "Car Premier Breakdown Warranty."

In the Automotive Mobility Services segment, Premier Group provides services essential to vehicle distribution. These include vehicle wholesale sales, sales of business software "GATCH," subscription-based products, and recycled parts business. The company also offers member-exclusive services through its membership organization "Car Premier Club."

Premier Group aims to become a "ONE&ONLY mobility company" by 2030, working to enhance corporate value over the medium to long term. To realize this vision, the company is responding to external environmental changes including regulatory reforms, strengthening compliance, and prioritizing the development of talented, conscientious employees.

Premier Group is driving growth across three business segments: Finance, Warranty Protection, and Automotive Mobility Services. In particular, the Finance segment targets expanded market share in the auto credit market, while the Warranty Protection segment focuses on market expansion and profit improvement.

The medium-term management plan "ONE&ONLY 2026" emphasizes establishing the Car Premier business model. Through this model, the company aims to build an economic ecosystem in the used vehicle sector, increase touchpoints with affiliated dealers and individuals, and develop its proprietary finance business.

Premier Group is strengthening operational efficiency and competitive advantage through system infrastructure enhancement and digital transformation initiatives. The company is also advancing ESG management and working toward the achievement of the Sustainable Development Goals (SDGs) to drive continuous improvement in corporate value.