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Business Overview
West Japan Financial Holdings is a financial services company group centered on banking operations. Primarily through Nishi-Nippon City Bank and Nagasaki Bank, it provides diverse financial products and services to regional customers, including deposit services, lending services, foreign exchange services, securities investment services, and retail sales of investment trusts and insurance products.
In addition to banking, West Japan Financial Holdings operates finance-related businesses. With 15 subsidiaries and 4 affiliated companies involved, the group contributes to regional economic development by providing a wide range of financial services.
The company is classified as a specified listed company and applies materiality thresholds for insider trading regulations based on consolidated financial figures. This approach enables transparent management and builds trust with investors and customers.
Management Policy
Nishi-Nippon Financial Holdings is a community-focused comprehensive financial group that aims to strengthen its overall group capabilities through a holding company structure. The company is committed to "further contributing to the regional economy" and "maximizing group enterprise value" as it pursues leadership in regional finance.
The company's medium-term management plan "Hisshō 2026 ~ Connecting Hearts, Building the Future ~" covers a three-year period from April 2023 to March 2026. The plan deploys four core strategies to achieve sustainable regional development and enhanced corporate value.
One core strategy is "Customer-Centric One-to-One Solutions," which strengthens solution offerings for both corporate and individual customers. Under "Sales Innovation," the company promotes reinforced sales capabilities, digital strategy, and operational improvements.
"Human Capital Innovation" is another key strategy, focusing on talent development and improved employee engagement. Additionally, "Sustainability Initiatives" aim to contribute to a sustainable regional society and drive the group's continued growth.
Nishi-Nippon Financial Holdings leverages the economic strength of Kyushu and Fukuoka to provide financial services that meet regional needs. Against the backdrop of population decline and advancing digitalization, the company is working to establish itself as a regional finance leader by addressing the increasingly diverse needs of both corporate and individual customers.