J-LEASE CO.,LTD. (7187) Stock Price

J-Lease operates three main business segments: guarantee-related services, real estate services, and IT services. These businesses are conducted by the company and its four consolidated subsidiaries.

The guarantee-related business primarily focuses on rental payment guarantees. This service stabilizes rental income for property owners and business operators by having J-Lease pay rent on behalf of tenants who cannot pay. The company serves a wide range of properties including residential units, commercial properties, and parking facilities.

The company also provides medical expense guarantee services, which reduce unpaid debt risks for medical institutions. Additionally, its child support guarantee service supports single-parent households by protecting them from financial hardship caused by unpaid child support.

The real estate business is operated by Asumirail Inc., which primarily handles rental brokerage for foreign nationals and property management services for real estate owners. The company also facilitates real estate investment in Japan by overseas investors.

The IT business is operated by Avis Inc., which sells environmental inspection systems, provides custom software development, and sells systems for medical institutions and care facilities. Through these offerings, the company delivers IT solutions across a wide range of industries.

J-Lease is committed to contributing to social stability and development as its corporate mission, responding to market changes with flexibility and execution capability. The company operates diverse services centered on rent guarantees, including medical expense guarantees and child support guarantees, aiming to enhance corporate value.

The company has established a medium-term management plan with the fiscal year ending March 2027 as its final year, expecting significant growth exceeding the plan through expansion of its core business and the consolidation of K-net as a group company. For the fiscal year ending March 2026, the company targets sales of 21,000 million yen and operating profit of 3,500 million yen.

J-Lease leverages its community-based strengths to strengthen operations in the Greater Tokyo Area and expand new locations. The company also aims to expand new revenue bases such as medical expense guarantees and maintain continuous sales growth.

In the increasingly competitive rent guarantee business, J-Lease is advancing innovative service development and expanding application channels. Through collaboration with diverse industries, the company is working to expand market share.

The company pursues cost control through strengthened credit assessment and operational efficiency improvements, prioritizing system stability. It is advancing system enhancements including renewal of core systems to ensure stable service delivery.

Regarding risk control, J-Lease is strengthening credit accuracy and debt management systems. Through advancement of assessment models using AI analysis and reinforcement of the debt management division, the company is securing stable profitability.

J-Lease is pursuing business expansion through M&A and new service development. The company is promoting digital transformation and advancing business reform utilizing IT to provide new value to customers.

The company also emphasizes strengthening internal management systems, enhancing management control and compliance frameworks. Through human resource development, J-Lease is realizing sustainable corporate management and cultivating talent that can contribute to society.