JAPAN POST INSURANCE Co. , Ltd. (7181) Stock Price

Japan Post Insurance is a life insurance company that primarily engages in insurance underwriting and asset management operations. Specifically, it underwrites various insurance products including individual life insurance, savings-linked insurance, individual annuities, savings-linked annuities, and reinsurance. For asset management, the company acquires securities and real estate, acquires monetary claims, provides loans, lends securities, manages deposits and trusts, and engages in derivative transactions.

Japan Post Insurance's consolidated subsidiary, Kanpo System Solutions Co., Ltd., provides contracted services for information system design, development, maintenance, and operations. Japan Post Insurance operates as a single business segment in the life insurance industry and also provides agency and administrative services for other insurance companies.

Japan Post Insurance also provides agency sales services for insurance products from companies including Aflac Life Insurance, NNLife Insurance, Sumitomo Life Insurance, Dai-ichi Life Insurance, Tokyo Marine & Nichido Fire Insurance Anshin Life, Nippon Life Insurance, Neo First Life Insurance, Mitsui Sumitomo Aioi Life Insurance, Meiji Yasuda Life Insurance, and MetLife Life Insurance. Additionally, the company provides management services for simplified life insurance on behalf of the Postal Services Agency and Support Organization.

Kanpo Life Insurance upholds the management philosophy: "Always by your side. Supporting you wherever you are. We want to protect every stage of your life." Under this philosophy, the company aims to stay close to customers and provide high-quality services. Specifically, it is creating an environment where each employee can grow, establishing corporate governance, and pursuing sustainable growth.

In its medium-term management plan through fiscal 2025, the company aims to thoroughly implement customer-centric operations and respond to changes in both internal and external environments. Particularly in fiscal 2025, it plans to focus on improving customer service and deploy activities to continue providing peace of mind. The company also aims to continue delivering value to customers through the establishment of a resilient management foundation.

As a growth strategy, Kanpo Life Insurance is working to retain and expand its customer base across different life stages and generations. It is advancing optimal proposals based on specialized expertise and developing diverse products tailored to varied customer needs, while strengthening non-face-to-face support through digital technology. Through these efforts, the company is building trust with customers and ensuring reliable insurance claim payments.

Furthermore, the company is pursuing a sustainable "strong company" by focusing on asset management, productivity improvement, and revenue diversification. Based on ERM and ALM operations, it is promoting sustainable investment to enhance investment returns. The company is also leveraging digital technology to improve productivity and advance business model transformation.

In sustainability management, the company aims to contribute to solving social issues and achieve sustainable growth and the SDGs. It is strengthening corporate governance and promoting corporate culture reform to create an environment where employees can work with confidence and pride. Through these initiatives, the company aims to achieve high external evaluations.

In capital-efficient management, the company ensures financial soundness based on ERM while improving capital returns. It aims to provide stable shareholder returns using adjusted profits as a source, and to realize sustainable growth and long-term improvement in corporate value. The company prioritizes dialogue with shareholders and investors and works to improve market valuation.