THE SHIMANE BANK,LTD. (7150) Stock Price

Shimane Bank provides diverse financial services centered on banking operations. Its main business segments are banking and leasing. Banking operations include deposits, lending, securities investment, and domestic foreign exchange services, which form the company's core business. Through its branches and offices, the bank delivers financial services closely tailored to local communities.

Leasing operations are handled by Matsue Lease Co., Ltd., a consolidated subsidiary. As part of its corporate financial services, the company develops leasing operations and supports corporate capital investment. This contributes to the vitalization of the regional economy.

Additionally, Shimagin UC Card Co., Ltd., an equity method affiliate, operates credit card services. As part of its retail strategy for individual customers, the company issues credit cards and provides related services to meet diverse customer needs.

Furthermore, Shimagin Machizukuri Fund Limited Liability Partnership, a non-equity method affiliate, invests in community development projects. Aiming at regional development, the company contributes to community advancement through funding for projects related to town development.

Shimane Bank aims to be a trusted financial institution that contributes to the development of its local communities. Under its medium-term management plan "Furusato Sanin Revitalization Project," the bank prioritizes deepening its engagement with local communities and improving the quality of face-to-face interactions. Through these efforts, the bank seeks to strengthen its role as a locally rooted financial institution and become an essential presence in the communities it serves.

The company pursues financial soundness and the creation of shared value with customers while enhancing organizational vitality and strengthening collaboration. This approach aims to build trust with local communities and customers and improve local engagement. The company has set numerical targets of 2.2 billion yen in core business net profit, 600 million yen in net profit, and a capital adequacy ratio of 7.5%.

Shimane Bank is strengthening its partnership with the SBI Group to improve profitability. To support the resolution of regional challenges, the bank has established an investment subsidiary and reinforced its framework to support local businesses, including business succession. These initiatives aim to drive regional economic development and contribute to local communities.

In response to the SDGs, the company is advancing digital transformation and implementing next-generation face-to-face engagement. Through its Sustainability Committee, the bank evaluates and verifies initiatives related to climate change, human rights respect, and community contribution, thereby supporting the sustainable development of local communities.