RACCOON HOLDINGS, Inc. (3031) Stock Price

Raccoon Holdings operates as a holding company that manages the entire group's operations. Through strategic planning and optimal allocation of management resources, the company aims to maximize synergy effects. The Raccoon Holdings Group consists of the parent company and two subsidiaries, working to improve efficiency and convenience in inter-company transactions.

The company operates two business segments: "EC Business" and "Financial Business." In the EC Business, it operates "Super Delivery," a B2B platform for inter-company transactions in apparel and miscellaneous goods. The platform connects manufacturers and retailers through two separate sites—one for the domestic market and one for overseas markets.

The domestic site reduces credit risk for small and mid-sized retailers when conducting transactions with manufacturers, enabling efficient procurement. Member retailers can choose between a free plan and a paid standard plan with monthly fees, while exhibiting companies are charged system usage fees based on transaction volume.

The overseas site "SD export" positions Raccoon Holdings as the exporter, allowing exhibiting companies to skip export procedures. This makes it easier to expand overseas sales channels, and payment collection carries reduced risk similar to the domestic site. SD export operates on a free plan only, with system usage fees charged based on transaction volume.

The Financial Business provides two services: "URIHO," a receivables guarantee service, and "Paid," a payment processing service. "URIHO" is an online receivables protection service that reduces the risk of unpaid invoices. With a flat-rate subscription model, companies can apply unlimited guarantees, minimizing credit risk with transaction partners and activating transactions.

"Paid" is a service that handles the entire process from invoice issuance to payment collection in inter-company transactions. This reduces administrative burden on companies and enables safe credit transactions from the first deal. Paid is available regardless of industry or company size and supports both online and offline transactions.

Raccoon Holdings is committed to improving business efficiency and convenience as its core management philosophy. The company aims to enhance corporate value by creating new value in transactions between small and medium-sized enterprises (SMEs). This approach eliminates inefficiencies stemming from outdated business practices and accelerates digital transformation (DX) initiatives across the enterprise.

The company operates two main business segments: EC (e-commerce) and Financial services. While these markets are large, digital transformation penetration remains low. However, DX adoption is progressing steadily, and future growth is anticipated. Raccoon Holdings views this as a tailwind and is advancing service offerings that respond to changing business environments.

As its long-term vision, Raccoon Holdings has established the "Raccoon B2B Network" concept. The company plans to leverage its customer base of approximately 500,000 SMEs to drive group-wide growth. By reconsidering each service's customers as group customers and strengthening service integration, the company is promoting cross-selling opportunities and participation in partner services.

Under its medium-term management plan, the company targets an operating profit margin of 25.7% and ROE of 25.0% by April 2028. Backed by sales growth and high marginal profit margins, the company aims to improve operating profit margins while investing in growth. The company also pursues active shareholder returns to enhance corporate value.

Raccoon Holdings is also committed to sustainability. Its fundamental policy is to address social challenges through business activities and contribute to a sustainable global environment and society. The company aims to enhance corporate value through initiatives such as establishing fair and equitable transaction environments and promoting ethical consumption.