【JP:E03542】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | |
| Profit (loss) before income taxes | 6,412 | 7,463 | 8,447 | 8,236 | 6,115 | 4,856 | 4,384 | 1,473 | 2,872 | 5,170 |
| Depreciation | 1,770 | 1,709 | 1,434 | 1,494 | 2,119 | 1,576 | 1,686 | 1,780 | 1,699 | 1,851 |
| Impairment losses | 98 | 98 | 547 | 525 | 486 | 533 | 98 | 146 | 244 | 60 |
| Increase (decrease) in allowance for loan losses | -570 | -1,162 | 344 | -3,216 | -2,474 | 400 | -1,052 | 508 | 194 | -667 |
| Increase (decrease) in provision for bonuses | 12 | -56 | 53 | -18 | -6 | -3 | -5 | -24 | -43 | -11 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | - | - | 1 | - | - | -2 | - | 7 | 2 | - |
| Decrease (increase) in retirement benefit asset | - | - | -1,910 | 252 | -594 | -280 | -31 | 247 | -2,085 | -120 |
| Increase (decrease) in retirement benefit liability | - | 2,744 | -130 | -5,154 | -246 | -89 | -181 | -79 | 2 | 2 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | -3 | - | 2 | 1 | - | - | - | -1 | -4 | 1 |
| Increase (decrease) in provision for share awards | - | - | - | - | - | - | 176 | -49 | 26 | 39 |
| Increase (decrease) in provision for reimbursement of deposits | -125 | -15 | 112 | -27 | 193 | -65 | -21 | -108 | -86 | -95 |
| Interest income | -32,571 | -30,630 | -30,034 | -29,397 | -27,156 | -26,158 | -24,777 | -23,935 | -22,561 | -22,310 |
| Interest expenses | 2,341 | 2,305 | 2,264 | 2,353 | 1,466 | 1,047 | 909 | 826 | 638 | 627 |
| Loss (gain) related to securities | 209 | -526 | -1,716 | -327 | 1,083 | 785 | 9 | 1,229 | 136 | -841 |
| Foreign exchange losses (gains) | -890 | -862 | -3,103 | 1,943 | 684 | -1,240 | 466 | 836 | -2,399 | -2,117 |
| Loss (gain) on disposal of non-current assets | 358 | 94 | 141 | -107 | 201 | 296 | 242 | 162 | 93 | 67 |
| Net decrease (increase) in loans and bills discounted | -55,101 | -48,314 | -55,686 | -79,246 | -38,942 | -42,710 | -17,119 | -41,780 | -51,147 | -9,579 |
| Net increase (decrease) in deposits | 43,312 | 28,966 | 40,766 | 22,739 | 30,196 | 71,708 | 46,564 | 42,085 | 239,940 | 157,729 |
| Net increase (decrease) in negotiable certificates of deposit | 30,070 | 24,520 | -33,510 | 1,970 | 19,427 | 11,348 | 14,520 | -4,968 | 2,285 | -4,055 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 1,602 | -31,342 | 19,097 | 45,880 | 83,225 | 8,260 | 75,771 | 53,107 | 210,145 | 36,919 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 24,942 | -19,574 | 20,094 | 33 | -873 | 951 | -640 | 378 | -170 | -459 |
| Net decrease (increase) in call loans | 47,595 | -5,467 | 9,750 | 4,719 | 39,812 | -63 | -42 | -15,049 | -4,878 | -15,041 |
| Net increase (decrease) in call money | 2,539 | 6,003 | 31,624 | -5,649 | 49,004 | -62,887 | -6,840 | -5,664 | -7,022 | 1,340 |
| Net increase (decrease) in cash collateral received for securities lent | - | - | 2,923 | -204 | 2,444 | -5,164 | 1,629 | 47,496 | 54,297 | -10,114 |
| Net decrease (increase) in foreign exchanges - assets | 898 | -4,150 | 3,865 | -107 | 141 | -362 | 205 | -960 | 744 | -436 |
| Net increase (decrease) in foreign exchanges - liabilities | 1 | - | -1 | 2 | 4 | 17 | 31 | -27 | -29 | 126 |
| Net decrease (increase) in lease receivables and investments in leases | 56 | -1,458 | 32 | -664 | 210 | -524 | -1,076 | -1,123 | -10 | -332 |
| Interest received | 33,614 | 32,275 | 30,680 | 30,207 | 28,157 | 26,947 | 25,649 | 24,817 | 22,951 | 22,302 |
| Interest paid | -2,379 | -2,347 | -2,384 | -2,431 | -1,808 | -1,275 | -1,028 | -871 | -745 | -650 |
| Other, net | 2,309 | 9,017 | 1,607 | 1,494 | -7,383 | -23,842 | -1,774 | 6,442 | 4,225 | 4,360 |
| Subtotal | 107,730 | -29,883 | 46,506 | -3,710 | 185,897 | -35,509 | 118,165 | 87,455 | 449,778 | 163,978 |
| Income taxes paid | -336 | -504 | -2,151 | -3,177 | -2,514 | -1,349 | -830 | -472 | -838 | -1,603 |
| Net cash provided by (used in) operating activities | 107,393 | -30,388 | 44,355 | -6,888 | 183,383 | -36,859 | 117,335 | 86,983 | 448,939 | 162,374 |
| Purchase of securities | -358,186 | -303,940 | -264,074 | -145,741 | -132,006 | -188,300 | -283,249 | -299,037 | -191,923 | -132,435 |
| Proceeds from sale of securities | 120,312 | 55,817 | 52,075 | 50,131 | 57,523 | 82,796 | 56,985 | 58,743 | 47,624 | 74,843 |
| Proceeds from redemption of securities | 207,562 | 264,294 | 156,380 | 118,009 | 93,327 | 151,987 | 201,435 | 179,005 | 178,083 | 149,388 |
| Decrease in money held in trust | - | - | - | 919 | - | - | - | - | 4,980 | 3,000 |
| Purchase of property, plant and equipment | -1,226 | -1,356 | -1,308 | -1,800 | -2,344 | -1,653 | -1,894 | -1,582 | -1,657 | -654 |
| Proceeds from sale of property, plant and equipment | 407 | 113 | 150 | 401 | 26 | 145 | 285 | 49 | 179 | 50 |
| Purchase of intangible assets | -343 | -441 | -575 | -492 | -840 | -829 | -647 | -501 | -917 | -649 |
| Net cash provided by (used in) investing activities | -31,474 | 14,488 | -60,553 | 21,426 | 15,685 | 44,145 | -27,084 | -73,322 | 36,370 | 93,543 |
| Dividends paid | -1,252 | -1,235 | -1,442 | -1,228 | -1,222 | -1,222 | -1,222 | -1,223 | -1,019 | -1,019 |
| Purchase of treasury shares | -963 | -4 | -88 | -923 | -5 | -9 | -420 | -2 | -1 | -2 |
| Proceeds from sale of treasury shares | 168 | 142 | 117 | 92 | 237 | - | - | - | - | - |
| Net cash provided by (used in) financing activities | -2,056 | -1,104 | -1,421 | -2,059 | -10,990 | -1,232 | -1,642 | -1,225 | -1,021 | -1,021 |
| Effect of exchange rate change on cash and cash equivalents | 12 | 8 | 16 | -6 | - | -6 | 1 | - | - | 5 |
| Net increase (decrease) in cash and cash equivalents | 73,874 | -16,995 | -17,602 | 12,472 | 188,077 | 6,048 | 88,609 | 12,434 | 484,289 | 254,901 |