JP:8750
Market cap
¥3.44T
P/E ratio
19.7x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 56,122 | 147,010 | 268,502 | 265,702 | 310,367 | 376,760 | 319,349 | 101,264 | 482,540 | 474,371 | 280,679 | 426,998 |
| Depreciation of real estate for rent | 14,606 | 14,198 | 14,633 | 14,176 | 13,784 | 13,286 | 13,254 | 13,074 | 13,188 | 13,458 | 13,682 | 14,044 |
| Depreciation | 39,992 | 38,278 | 37,650 | 49,623 | 52,477 | 47,753 | 50,914 | 47,753 | 56,086 | 71,352 | 86,510 | 75,392 |
| Impairment losses | 3,128 | 23,890 | 5,472 | 34,548 | 13,742 | 11,589 | 1,801 | 3,556 | 2,552 | 3,850 | 15,939 | 5,307 |
| Amortization of goodwill | 3,839 | 4,490 | 5,858 | 3,567 | 3,600 | 3,823 | 4,390 | 3,459 | 4,039 | 5,154 | 7,030 | 9,620 |
| Increase (decrease) in outstanding claims | 43,517 | 64,445 | 91,675 | 87,668 | -9,289 | 60,945 | 35,993 | 60,945 | 94,552 | 117,139 | 89,668 | 13,140 |
| Increase (decrease) in policy reserve | 1,134,919 | 1,563,285 | 2,164,622 | 1,261,466 | 978,172 | 1,004,292 | 1,155,292 | -97,358 | 829,507 | 293,034 | -722,309 | 1,699,747 |
| Interest on reserve for dividends to policyholders | 9,170 | 8,946 | 8,748 | 8,639 | 8,384 | 8,308 | 8,265 | 8,245 | 8,218 | 8,264 | 8,305 | 8,440 |
| Provision (reversal) of reserve for dividends to policyholders | 86,000 | 94,000 | 112,200 | 97,500 | 85,000 | 95,000 | 87,500 | 82,500 | 77,500 | 87,500 | 95,000 | 87,500 |
| Increase (decrease) in allowance for doubtful accounts | -1,469 | -1,351 | -640 | -418 | 392 | 401 | -239 | 401 | 17,238 | -11,595 | -3,643 | 3,938 |
| Increase (decrease) in allowance for investment loss | -142 | 215 | -215 | 424 | 21 | 417 | -46 | 417 | -180 | 152 | 147 | -478 |
| Write-off of loans | 429 | 31 | 43 | 233 | 737 | 992 | 120 | 128 | 369 | 459 | 1,513 | 4,394 |
| Increase (decrease) in retirement benefit liability | - | -29,962 | -2,502 | -10,816 | 42 | 8,378 | 6,112 | -3,662 | 2,804 | -2,420 | -6,004 | -24,894 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | -188 | -186 | -146 | -131 | -379 | -109 | -85 | -109 | -190 | -69 | -134 | -119 |
| Increase (decrease) in reserve for possible reimbursement of prescribed claims | -300 | 100 | -100 | 100 | - | 100 | - | -100 | - | - | - | 200 |
| Increase (decrease) in reserve for price fluctuation | 14,397 | 28,939 | 18,067 | 18,992 | 19,430 | 22,536 | 22,462 | 22,536 | 23,658 | 22,903 | 18,202 | 18,803 |
| Interest, dividends and other income | -709,592 | -797,309 | -856,550 | -1,075,389 | -1,107,793 | -1,197,362 | -1,244,255 | -1,302,807 | -1,347,865 | -1,386,792 | -1,431,356 | -1,430,988 |
| Loss (gain) related to securities | -514,210 | -446,907 | -557,939 | -65,181 | -392,587 | -388,245 | -95,253 | -388,245 | -749,410 | -451,269 | 431,593 | -668,528 |
| Interest expenses | 20,046 | 20,005 | 16,934 | 29,536 | 40,902 | 44,335 | 43,306 | 44,335 | 33,476 | 26,704 | 33,000 | 39,675 |
| Foreign exchange losses (gains) | -18,704 | 13,233 | 68,177 | 180,451 | 73,705 | 491,107 | 162,354 | 491,107 | -444,926 | -453,064 | -227,065 | -539,088 |
| Loss (gain) related to property, plant and equipment | -2,530 | 9,764 | 1,585 | 846 | 8,810 | 8,110 | 527 | 8,110 | 1,125 | 2,191 | 498 | -930 |
| Share of loss (profit) of entities accounted for using equity method | -2,652 | -5,359 | -6,460 | -6,119 | -6,424 | 37,880 | -10,067 | 37,880 | -10,643 | -5,529 | -6,184 | -9,531 |
| Loss (gain) on sale of shares of subsidiaries and associates | - | - | - | - | - | - | - | - | -34,994 | - | - | 2 |
| Decrease (increase) in reinsurance accounts receivable | 10,016 | -993 | -44,978 | -7,804 | 13,550 | -6,147 | -50,501 | -158,655 | -212,668 | -78,519 | 558,710 | -121,340 |
| Decrease (increase) in other investing and financing activities assets | -16,705 | -73,269 | -23,605 | -44,454 | -59,108 | -40,271 | -87,727 | -220,309 | -54,059 | -251,517 | 87,721 | -162,593 |
| Increase (decrease) in reinsurance accounts payable | 2,184 | 11,554 | -458 | 20,744 | 127,673 | 433,398 | 158,963 | 433,398 | -55,660 | 76,163 | -292,520 | -24,706 |
| Increase (decrease) in other investing and financing activities liabilities | 27,947 | -31,334 | 36,326 | -46,653 | -372 | 159,932 | -85,831 | 89,323 | 65,816 | -25,677 | 50,448 | 236,206 |
| Other, net | 96,361 | 115,120 | 43,551 | 140,905 | 87,305 | 126,897 | 83,869 | 95,031 | 107,459 | 87,547 | 35,088 | 127,492 |
| Subtotal | 302,125 | 792,970 | 1,392,504 | 951,573 | 244,273 | 381,008 | 580,470 | -627,778 | -1,090,465 | -1,376,207 | -1,032,942 | -212,295 |
| Interest and dividends received | 738,053 | 837,102 | 901,607 | 1,302,101 | 1,290,823 | 1,516,727 | 1,424,532 | 1,516,727 | 1,487,427 | 1,554,969 | 1,621,166 | 1,610,065 |
| Interest paid | -19,846 | -19,722 | -14,968 | -36,019 | -45,850 | -51,120 | -50,442 | -51,120 | -43,394 | -32,077 | -36,066 | -42,710 |
| Dividends paid to policyholders | -90,280 | -101,686 | -109,404 | -121,003 | -98,201 | -89,181 | -96,237 | -89,181 | -84,461 | -83,541 | -93,123 | -96,702 |
| Other, net | -408,429 | -297,517 | -153,024 | 35,963 | 86,799 | -14,750 | 8,247 | -14,750 | -304,509 | -383,791 | -436,527 | -267,843 |
| Income taxes refund (paid) | - | - | - | - | - | -143,811 | - | -143,811 | -44,500 | -141,428 | -154,975 | 6,864 |
| Net cash provided by (used in) operating activities | 487,703 | 1,093,970 | 1,875,642 | 2,013,807 | 1,376,809 | 1,169,136 | 1,696,993 | 590,084 | -79,904 | -462,076 | -132,468 | 997,377 |
| Net decrease (increase) in deposits | - | - | - | - | - | -3,136 | 3,708 | -3,136 | -4,234 | -19,326 | 4,460 | 2,971 |
| Purchase of monetary claims bought | -20,800 | -33,040 | -15,500 | -9,800 | -27,915 | -29,134 | -34,317 | -44,550 | -48,967 | -47,029 | -25,989 | -40,438 |
| Proceeds from sale and redemption of monetary claims bought | 28,701 | 32,924 | 31,407 | 35,567 | 61,957 | 32,648 | 32,131 | 22,702 | 15,459 | 40,290 | 29,995 | 50,992 |
| Increase in money held in trust | -23,500 | -23,287 | -1,900 | -27,500 | -267,918 | -355,628 | -117,960 | -554,729 | -226,019 | -69,896 | -92,105 | -250,337 |
| Decrease in money held in trust | 1,477 | - | 6,000 | 3,000 | 9,743 | 163,600 | 81,781 | 53,676 | 162,283 | 92,300 | 285,464 | 293,607 |
| Purchase of securities | -8,441,421 | -8,698,928 | -7,052,529 | -7,668,854 | -8,191,513 | -9,121,274 | -10,790,799 | -9,121,274 | -11,675,124 | -10,457,617 | -10,719,051 | -13,392,710 |
| Proceeds from sale and redemption of securities | 7,837,464 | 7,680,239 | 5,617,127 | 5,513,007 | 6,284,811 | 9,006,260 | 9,677,088 | 9,006,260 | 10,923,203 | 10,932,077 | 14,073,919 | 11,884,649 |
| Loan advances | -402,048 | -612,363 | -422,203 | -457,401 | -515,666 | -715,646 | -738,590 | -936,951 | -788,869 | -940,561 | -1,000,847 | -1,195,175 |
| Proceeds from collection of loans receivable | 687,176 | 728,934 | 413,966 | 646,044 | 625,331 | 757,822 | 914,523 | 713,194 | 676,611 | 863,640 | 842,473 | 974,322 |
| Net increase (decrease) in short-term investing | - | - | - | - | - | 94,604 | - | 94,604 | 1,587,013 | 672,886 | -2,764,354 | 1,125,207 |
| Total of net cash provided by (used in) investment transactions | -170,335 | -720,015 | -1,466,063 | -2,224,157 | -2,226,581 | -770,203 | -1,251,739 | -770,203 | 621,355 | 1,066,764 | 633,964 | -546,911 |
| Total of net cash provided by (used in) operating activities and investment transactions | 317,368 | 373,955 | 409,579 | -210,350 | -849,771 | 241,828 | 445,253 | -180,118 | 541,450 | 604,688 | 501,472 | 450,466 |
| Purchase of property, plant and equipment | -34,178 | -38,333 | -27,858 | -22,049 | -39,785 | -35,547 | -58,163 | -43,485 | -38,166 | -99,465 | -117,860 | -51,139 |
| Proceeds from sale of property, plant and equipment | 32,592 | 15,058 | 6,792 | 1,856 | 35,418 | 37,973 | 22,833 | 37,973 | 23,283 | 31,910 | 56,547 | 38,781 |
| Purchase of intangible assets | -20,322 | -19,249 | -18,091 | -21,327 | -28,468 | -34,129 | -34,757 | -35,974 | -38,310 | -49,547 | -43,821 | -42,012 |
| Proceeds from sale of intangible assets | 89 | 18 | 303 | 18 | 12 | 33 | 295 | 33 | 1 | 694 | - | 3,319 |
| Purchase of shares of subsidiaries resulting in change in scope of consolidation | - | -2,236 | -526,206 | - | -612 | -4,348 | -30,334 | -4,348 | - | - | -218,369 | - |
| Payments for sale of shares of subsidiaries resulting in change in scope of consolidation | - | - | - | - | - | - | - | - | - | - | - | -155 |
| Purchase of shares of subsidiaries | - | -18,501 | -1,020 | - | - | -640 | -881 | -640 | -16,800 | - | - | -3,530 |
| Net cash provided by (used in) investing activities | -192,153 | -783,262 | -2,032,143 | -2,265,659 | -2,260,016 | -896,437 | -1,347,136 | -896,437 | 551,362 | 963,276 | 310,460 | -601,649 |
| Proceeds from borrowings | - | - | - | 322,801 | 480,869 | 72,345 | 65,860 | 72,345 | 256,789 | 330,130 | 103,673 | 200,230 |
| Repayments of borrowings | -2,210 | -31,959 | -1,862 | -350,263 | -70,841 | -65,000 | -197,715 | -65,000 | -182,470 | -298,308 | -205,632 | -9,052 |
| Proceeds from issuance of shares | - | - | 264,175 | - | - | - | - | - | - | - | 147 | - |
| Repayments of lease liabilities | -1,338 | -1,735 | -1,669 | -1,726 | -1,697 | -2,177 | -1,331 | -2,633 | -2,966 | -3,302 | -3,147 | -3,412 |
| Net increase (decrease) in short-term financing | - | - | - | 46,818 | 41,882 | 789,923 | -16,808 | 789,923 | 17,281 | 109,976 | -13,599 | -128,754 |
| Purchase of treasury shares | - | - | - | -15,000 | -15,999 | -22,999 | -39,000 | -27,999 | -29,999 | -199,999 | -120,000 | -120,000 |
| Dividends paid | -15,746 | -15,787 | -19,783 | -33,346 | -41,412 | -50,413 | -58,100 | -66,287 | -69,855 | -68,678 | -84,814 | -84,313 |
| Purchase of shares of subsidiaries not resulting in change in scope of consolidation | - | - | - | - | - | -95 | -2,219 | -95 | -500 | -120 | -2,075 | -460 |
| Other, net | -8 | -14 | -7 | -7 | 1,273 | - | - | - | - | - | - | - |
| Net cash provided by (used in) financing activities | -17,138 | -99,189 | 349,490 | -33,439 | 910,086 | 784,869 | -143,428 | 784,869 | 65,587 | -180,707 | -325,447 | -145,763 |
| Effect of exchange rate change on cash and cash equivalents | 5,919 | 1,157 | 377 | -8,247 | -1,950 | -12,364 | -2,373 | -19,127 | 28,283 | 33,341 | 48,019 | 5,120 |
| Net increase (decrease) in cash and cash equivalents | 284,330 | 212,676 | 193,366 | -293,538 | 24,928 | 459,389 | 204,054 | 459,389 | 565,328 | 353,833 | -99,458 | 255,085 |