- JP-listed companies
- MS&AD Insurance Group Holdings, Inc.
MS&AD Insurance Group Holdings, Inc.JP:8725
Market cap
¥5.33T
P/E ratio
36.5x
Mar 31, 2012 | Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
Cash and deposits | - | 536,383 | 563,370 | 631,141 | 1,083,838 | 1,419,267 | 1,481,694 | 1,474,306 | 1,846,225 | 2,057,789 | 2,357,036 | 2,771,981 | 2,911,347 |
Cash and deposits | - | - | - | - | - | - | - | - | - | - | - | 11,973 | 17,716 |
Deposits paid to subsidiaries and associates | - | - | - | - | - | - | - | - | - | - | - | 11,727 | 5,521 |
Prepaid expenses | - | - | - | - | - | - | - | - | - | - | - | 58 | 13 |
Income taxes refund receivable | - | - | - | - | - | - | - | - | - | - | - | 36,526 | 20,634 |
Other | - | - | - | - | - | - | - | - | - | - | - | 1,125 | 11,290 |
Current assets | - | - | - | - | - | - | - | - | - | - | - | 61,411 | 55,175 |
Monetary claims bought | - | 93,013 | 73,337 | 102,636 | 125,785 | 111,320 | 140,133 | 97,241 | 160,091 | 175,740 | 146,489 | 142,976 | 184,200 |
Buildings | - | 204,979 | 205,148 | 199,791 | 204,263 | 196,693 | 191,374 | 188,947 | 185,178 | 195,825 | 197,084 | 192,968 | 186,265 |
Tools, furniture and fixtures | - | - | - | - | - | - | - | - | - | - | - | 14 | 24 |
Property, plant and equipment | - | 488,069 | 484,272 | 478,631 | 477,799 | 464,955 | 459,624 | 463,356 | 488,331 | 494,818 | 487,691 | 476,711 | 465,661 |
Land | - | 248,710 | 246,917 | 243,662 | 235,730 | 232,151 | 231,456 | 231,671 | 231,122 | 228,230 | 227,757 | 220,903 | 216,914 |
Buildings | - | 204,979 | 205,148 | 199,791 | 204,263 | 196,693 | 191,374 | 188,947 | 185,178 | 195,825 | 197,084 | 192,968 | 186,265 |
Leased assets, net | - | 1,767 | 1,386 | 3,393 | 2,848 | 2,943 | 2,711 | 2,032 | 24,722 | 27,531 | 24,153 | 28,961 | 29,453 |
Construction in progress | - | 6,861 | 5,228 | 5,226 | 1,934 | 1,658 | 2,379 | 6,746 | 12,463 | 6,598 | 3,895 | 1,707 | 2,556 |
Other, net | - | 25,750 | 25,591 | 26,557 | 33,022 | 31,508 | 31,701 | 33,959 | 34,843 | 36,631 | 34,800 | 32,169 | 30,472 |
Software | - | 20,464 | 82,769 | 74,760 | 82,529 | 74,572 | 57,491 | 64,664 | 108,892 | 127,921 | 154,047 | 134,958 | 165,010 |
Intangible assets | - | 177,693 | 179,609 | 182,882 | 522,081 | 417,156 | 549,502 | 545,450 | 442,695 | 431,929 | 443,159 | 496,124 | 490,510 |
Software | - | 20,464 | 82,769 | 74,760 | 82,529 | 74,572 | 57,491 | 64,664 | 108,892 | 127,921 | 154,047 | 134,958 | 165,010 |
Goodwill | - | 90,737 | 89,116 | 85,114 | 204,055 | 163,415 | 229,221 | 203,423 | 138,584 | 122,617 | 124,946 | 143,247 | 141,446 |
Leased assets | - | 112 | 80 | 52 | 25 | 3 | 218 | 206 | 346 | 217 | 164 | 213 | 188 |
Other | - | 66,378 | 7,642 | 30,302 | 235,470 | 179,164 | 262,570 | 277,155 | 194,873 | 181,172 | 163,999 | 217,704 | 183,863 |
Investment securities | - | - | - | - | - | - | - | - | - | - | - | 132,788 | 154,950 |
Shares of subsidiaries and associates | - | - | - | - | - | - | - | - | - | - | - | 1,413,355 | 1,429,452 |
Investments in capital of subsidiaries and associates | - | - | - | - | - | - | - | - | - | - | - | 65,864 | 65,864 |
Deferred tax assets | - | - | - | - | - | - | - | 59,317 | 219,385 | 30,549 | 40,653 | 122,822 | 59,388 |
Other | - | - | - | - | - | - | - | - | - | - | - | - | - |
Investments and other assets | - | - | - | - | - | - | - | - | - | - | - | 1,625,241 | 1,650,267 |
Non-current assets | - | - | - | - | - | - | - | - | - | - | - | 1,625,986 | 1,651,049 |
Money held in trust | - | 898,510 | 693,628 | 541,881 | 828,097 | 971,119 | 1,043,506 | 1,544,406 | 1,666,494 | 1,717,804 | 2,039,135 | 2,082,012 | 2,420,170 |
Assets | - | 15,914,663 | 16,878,148 | 18,788,046 | 20,303,649 | 21,234,300 | 22,472,927 | 23,132,539 | 23,196,455 | 24,142,562 | 25,033,846 | 25,000,433 | 26,960,207 |
Securities | - | 11,398,945 | 12,710,203 | 14,444,996 | 14,670,914 | 15,303,103 | 16,152,966 | 16,061,871 | 15,494,580 | 16,793,584 | 16,959,321 | 16,149,338 | 18,166,668 |
Loans receivable | - | 867,063 | 807,300 | 775,816 | 883,106 | 886,316 | 892,599 | 903,006 | 892,335 | 960,174 | 985,242 | 959,497 | 970,148 |
Property, plant and equipment | - | 488,069 | 484,272 | 478,631 | 477,799 | 464,955 | 459,624 | 463,356 | 488,331 | 494,818 | 487,691 | 476,711 | 465,661 |
Land | - | 248,710 | 246,917 | 243,662 | 235,730 | 232,151 | 231,456 | 231,671 | 231,122 | 228,230 | 227,757 | 220,903 | 216,914 |
Buildings | - | 204,979 | 205,148 | 199,791 | 204,263 | 196,693 | 191,374 | 188,947 | 185,178 | 195,825 | 197,084 | 192,968 | 186,265 |
Leased assets, net | - | 1,767 | 1,386 | 3,393 | 2,848 | 2,943 | 2,711 | 2,032 | 24,722 | 27,531 | 24,153 | 28,961 | 29,453 |
Construction in progress | - | 6,861 | 5,228 | 5,226 | 1,934 | 1,658 | 2,379 | 6,746 | 12,463 | 6,598 | 3,895 | 1,707 | 2,556 |
Other, net | - | 25,750 | 25,591 | 26,557 | 33,022 | 31,508 | 31,701 | 33,959 | 34,843 | 36,631 | 34,800 | 32,169 | 30,472 |
Intangible assets | - | 177,693 | 179,609 | 182,882 | 522,081 | 417,156 | 549,502 | 545,450 | 442,695 | 431,929 | 443,159 | 496,124 | 490,510 |
Software | - | 20,464 | 82,769 | 74,760 | 82,529 | 74,572 | 57,491 | 64,664 | 108,892 | 127,921 | 154,047 | 134,958 | 165,010 |
Goodwill | - | 90,737 | 89,116 | 85,114 | 204,055 | 163,415 | 229,221 | 203,423 | 138,584 | 122,617 | 124,946 | 143,247 | 141,446 |
Leased assets | - | 112 | 80 | 52 | 25 | 3 | 218 | 206 | 346 | 217 | 164 | 213 | 188 |
Other | - | 66,378 | 7,642 | 30,302 | 235,470 | 179,164 | 262,570 | 277,155 | 194,873 | 181,172 | 163,999 | 217,704 | 183,863 |
Other assets | - | 919,857 | 844,543 | 923,712 | 1,251,615 | 1,225,719 | 1,297,829 | 1,454,825 | 1,535,400 | 1,436,401 | 1,529,465 | 1,743,777 | 1,178,311 |
Retirement benefit asset | - | - | 49,123 | 54,762 | 32,815 | 32,452 | 30,645 | 30,075 | 24,113 | 26,768 | 30,265 | 36,372 | 100,653 |
Deferred tax assets | - | - | - | - | - | - | - | 59,317 | 219,385 | 30,549 | 40,653 | 122,822 | 59,388 |
Customers' liabilities for acceptances and guarantees | - | 39,500 | 53,500 | 59,500 | 55,500 | 50,530 | 49,500 | 35,500 | 31,500 | 28,500 | 23,000 | 27,524 | 22,848 |
Allowance for doubtful accounts | - | -9,394 | -20,643 | -10,741 | -10,300 | -10,756 | -9,746 | -9,195 | -12,421 | -13,498 | -7,614 | -5,990 | -9,701 |
Assets | - | 15,914,663 | 16,878,148 | 18,788,046 | 20,303,649 | 21,234,300 | 22,472,927 | 23,132,539 | 23,196,455 | 24,142,562 | 25,033,846 | 25,000,433 | 26,960,207 |
Reserve for insurance policy liabilities | - | 12,544,284 | 13,111,219 | 13,839,481 | 15,283,850 | 16,156,153 | 16,964,512 | 17,637,713 | 17,809,540 | 18,107,028 | 18,608,139 | 18,869,599 | 19,198,037 |
Outstanding claims | - | 1,384,650 | 1,467,103 | 1,491,004 | 1,967,518 | 1,982,354 | 2,213,650 | 2,222,637 | 2,149,921 | 2,256,900 | 2,467,600 | 2,682,482 | 2,884,811 |
Policy reserve and other | - | 11,159,633 | 11,644,116 | 12,348,477 | 13,316,332 | 14,173,799 | 14,750,861 | 15,415,076 | 15,659,619 | 15,850,128 | 16,140,539 | 16,187,116 | 16,313,226 |
Accounts payable - other | - | - | - | - | - | - | - | - | - | - | - | 1,416 | 1,470 |
Accrued expenses | - | - | - | - | - | - | - | - | - | - | - | 705 | 719 |
Income taxes payable | - | - | - | - | - | - | - | - | - | - | - | 706 | 234 |
Accrued consumption taxes | - | - | - | - | - | - | - | - | - | - | - | - | 75 |
Deposits received | - | - | - | - | - | - | - | - | - | - | - | 15 | 16 |
Unearned revenue | - | - | - | - | - | - | - | - | - | - | - | 19 | 26 |
Provision for bonuses | - | 20,234 | 21,313 | 23,961 | 33,589 | 28,396 | 27,592 | 27,788 | 28,392 | 28,256 | 30,006 | 28,444 | 34,189 |
Other | - | - | - | - | - | - | - | - | - | - | - | - | 1,842 |
Current liabilities | - | - | - | - | - | - | - | - | - | - | - | 3,375 | 4,896 |
Bonds payable | - | 291,176 | 226,185 | 226,188 | 349,841 | 456,191 | 558,191 | 659,093 | 809,093 | 809,093 | 782,902 | 714,743 | 715,045 |
Asset retirement obligations | - | - | - | - | - | - | - | - | - | - | - | 241 | 242 |
Deferred tax liabilities | - | - | - | - | - | - | - | 146,802 | 17,254 | 34,630 | 45,528 | 34,190 | 370,837 |
Other | - | - | - | - | - | - | - | - | - | - | - | 4,134 | 2,509 |
Non-current liabilities | - | - | - | - | - | - | - | - | - | - | - | 304,275 | 306,788 |
Bonds payable | - | 291,176 | 226,185 | 226,188 | 349,841 | 456,191 | 558,191 | 659,093 | 809,093 | 809,093 | 782,902 | 714,743 | 715,045 |
Liabilities | - | 13,893,038 | 14,592,316 | 15,751,408 | 17,578,374 | 18,499,867 | 19,504,540 | 20,354,492 | 20,702,416 | 21,015,905 | 21,731,096 | 21,944,159 | 22,446,645 |
Other liabilities | - | 790,243 | 837,238 | 1,022,609 | 1,299,598 | 1,226,769 | 1,328,675 | 1,490,882 | 1,672,264 | 1,602,349 | 1,837,250 | 1,852,392 | 1,733,681 |
Retirement benefit liability | - | - | 157,277 | 138,914 | 188,853 | 190,562 | 184,569 | 176,550 | 179,686 | 160,828 | 137,710 | 141,137 | 138,027 |
Provision for retirement benefits for directors (and other officers) | - | 1,316 | 1,121 | 953 | 796 | 640 | 538 | 414 | 325 | 241 | 176 | 133 | 88 |
Provision for bonuses | - | 20,234 | 21,313 | 23,961 | 33,589 | 28,396 | 27,592 | 27,788 | 28,392 | 28,256 | 30,006 | 28,444 | 34,189 |
Provision for share awards | - | - | - | - | - | - | - | - | - | - | - | 1,009 | 2,018 |
Reserves under special laws | - | 33,953 | 67,054 | 136,738 | 161,032 | 194,960 | 152,928 | 173,248 | 137,400 | 244,975 | 266,381 | 277,998 | 231,871 |
Reserve for price fluctuation | - | 33,953 | 67,054 | 136,738 | 161,032 | 194,960 | 152,928 | 173,248 | 137,400 | 244,975 | 266,381 | 277,998 | 231,871 |
Deferred tax liabilities | - | - | - | - | - | - | - | 146,802 | 17,254 | 34,630 | 45,528 | 34,190 | 370,837 |
Acceptances and guarantees | - | 39,500 | 53,500 | 59,500 | 55,500 | 50,530 | 49,500 | 35,500 | 31,500 | 28,500 | 23,000 | 27,524 | 22,848 |
Liabilities | - | 13,893,038 | 14,592,316 | 15,751,408 | 17,578,374 | 18,499,867 | 19,504,540 | 20,354,492 | 20,702,416 | 21,015,905 | 21,731,096 | 21,944,159 | 22,446,645 |
Share capital | - | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,276 | 100,534 | 100,808 | 101,076 |
Legal capital surplus | - | - | - | - | - | - | - | - | - | - | - | 730,064 | 730,331 |
Other capital surplus | - | - | - | - | - | - | - | - | - | - | - | 141,805 | 141,779 |
Capital surplus | - | 682,752 | 682,752 | 675,327 | 670,646 | 669,458 | 554,320 | 553,168 | 553,163 | 553,428 | 553,680 | 345,144 | 344,785 |
Capital surplus | - | 682,752 | 682,752 | 675,327 | 670,646 | 669,458 | 554,320 | 553,168 | 553,163 | 553,428 | 553,680 | 345,144 | 344,785 |
Retained earnings brought forward | - | - | - | - | - | - | - | - | - | - | - | 415,655 | 444,363 |
Retained earnings | - | 353,506 | 385,295 | 490,329 | 628,562 | 775,877 | 849,044 | 962,385 | 1,019,468 | 1,078,850 | 1,251,280 | 1,383,907 | 1,634,444 |
Retained earnings | - | 353,506 | 385,295 | 490,329 | 628,562 | 775,877 | 849,044 | 962,385 | 1,019,468 | 1,078,850 | 1,251,280 | 1,383,907 | 1,634,444 |
Treasury shares | - | -24,823 | -29,903 | -49,978 | -80,065 | -120,050 | -2,599 | -32,539 | -84,432 | -119,267 | -159,850 | -6,662 | -36,841 |
Shareholders' equity | - | 1,111,435 | 1,138,144 | 1,215,678 | 1,319,143 | 1,425,285 | 1,500,765 | 1,583,013 | 1,588,199 | 1,613,287 | 1,745,644 | 1,823,199 | 2,043,464 |
Valuation difference on available-for-sale securities | - | 891,253 | 1,053,222 | 1,635,784 | 1,324,886 | 1,360,859 | 1,487,258 | 1,273,881 | 982,042 | 1,630,325 | 1,565,167 | 1,216,563 | 2,237,147 |
Valuation and translation adjustments | - | 888,143 | 1,122,180 | 1,791,033 | 1,379,024 | 1,283,692 | 1,440,346 | 1,167,505 | 863,470 | 1,471,062 | 1,513,242 | 1,268,362 | 2,423,327 |
Deferred gains or losses on hedges | - | 26,428 | 23,430 | 32,140 | 40,113 | 23,472 | 20,043 | 25,168 | 30,916 | 14,997 | -998 | -21,996 | -48,402 |
Foreign currency translation adjustment | - | -29,539 | 35,261 | 94,417 | 22,369 | -91,219 | -66,274 | -135,992 | -140,106 | -178,080 | -52,492 | 80,611 | 222,849 |
Remeasurements of defined benefit plans | - | - | 10,266 | 28,690 | -8,343 | -9,420 | -679 | 4,448 | -9,381 | 3,819 | 1,566 | -9,448 | 32,551 |
Net unrealized gains/(losses) on policy liabilities for foreign subsidiaries, etc. | - | - | - | - | - | - | - | - | - | - | - | 2,632 | -20,818 |
Valuation and translation adjustments | - | 888,143 | 1,122,180 | 1,791,033 | 1,379,024 | 1,283,692 | 1,440,346 | 1,167,505 | 863,470 | 1,471,062 | 1,513,242 | 1,268,362 | 2,423,327 |
Share acquisition rights | - | - | - | - | - | 307 | 566 | 785 | 1,206 | 1,019 | 762 | 558 | 391 |
Net assets | 1,512,134 | 2,021,625 | 2,285,832 | 3,036,663 | 2,725,274 | 2,734,432 | 2,968,387 | 2,778,047 | 2,494,038 | 3,126,657 | 3,302,749 | 3,139,501 | 4,513,562 |
Non-controlling interests | - | - | - | 29,950 | 27,106 | 25,147 | 26,709 | 26,743 | 41,161 | 41,288 | 43,099 | 47,381 | 46,378 |
Net assets | 1,512,134 | 2,021,625 | 2,285,832 | 3,036,663 | 2,725,274 | 2,734,432 | 2,968,387 | 2,778,047 | 2,494,038 | 3,126,657 | 3,302,749 | 3,139,501 | 4,513,562 |
Liabilities and net assets | - | 15,914,663 | 16,878,148 | 18,788,046 | 20,303,649 | 21,234,300 | 22,472,927 | 23,132,539 | 23,196,455 | 24,142,562 | 25,033,846 | 25,000,433 | 26,960,207 |