THE DAITO BANK, LTD. (8563) Stock Price

Daito Bank provides diverse financial services centered on banking operations. Specifically, the bank offers deposits, loans, securities investments, domestic and foreign exchange services, securities investment trusts, and over-the-counter sales of insurance products. Through these services, the bank conducts community-focused operations and works to enhance customer service.

Daito Bank also engages in leasing operations. Specifically, the bank provides finance lease services and supports fundraising for corporations and individuals. This positions the bank to meet diverse customer needs.

Additionally, the company operates credit guarantee and credit card businesses. The bank provides credit guarantees for mortgage borrowers and offers credit and payment settlement services for card-based consumer transactions. Through these offerings, the bank delivers a comprehensive range of financial services that support customers' daily lives and business activities.

Daito Bank operates under the management philosophy of "Creating a prosperous future for our region through collaborative innovation and strategic proposals." Under this philosophy, as a regional financial institution, the bank prioritizes building strong relationships with local customers and aims to co-create new value by proposing solutions to customer challenges.

The bank is advancing its "Sixth Medium-Term Management Plan" (April 2023–March 2026) to establish a sustainable business foundation. For corporate clients, it supports the resolution of management challenges through cash flow assistance, subsidy information provision, business succession and M&A support, and ICT consulting.

For individual customers, the bank enhances asset formation support by expanding investment trust offerings and hosting seminars, while diversifying housing loan products. Additionally, to promote employee engagement, the bank is advancing the appointment of young staff, women's advancement initiatives, and childcare support to create a more inclusive workplace.

In sustainability management, the bank prioritizes four key themes—"regional economy and society," "diversity," "financial services," and "environmental conservation"—and promotes ESG-focused management. Through this approach, the bank aims to achieve sustainable operations that balance regional development with enhanced corporate value.

Daito Bank operates on the fundamental principles of customer protection, competitive strategy, and substantive practice, seeking to generate sustainable and stable earnings through addressing challenges faced by the regional community and business partners. This strategy aims to enhance corporate value and build a sustainable business foundation.