JP-listed companies
The Keiyo Bank, Ltd.

The Keiyo Bank, Ltd.JP:8544

Market cap

¥107.9B

P/E ratio

10.2x

Income statement Balance sheet Cash flow

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023
Ordinary income	73,822	71,091	71,762	70,526	66,570	65,139	67,465	68,081	62,957	65,745	65,614
Interest income	59,876	58,193	55,814	54,083	51,112	49,713	48,735	47,930	47,810	48,966	46,621
Interest on loans and discounts	45,387	43,656	41,779	40,295	38,269	37,176	37,183	36,557	36,097	35,568	35,156
Interest and dividends on securities	14,199	14,292	13,540	13,240	12,301	11,961	10,934	10,818	11,151	11,342	9,630
Interest on call loans and bills bought	287	218	73	69	70	106	140	87	-3	1	65
Interest on deposits with banks	-	25	419	476	470	468	466	466	564	2,053	1,766
Other interest income	1	1	1	-	-	-	9	-	-	-	1
Fees and commissions	9,192	9,737	11,073	10,954	10,434	10,662	11,370	10,849	11,648	13,552	12,720
Other ordinary income	4,063	1,721	1,899	2,902	3,297	1,569	1,380	1,801	988	754	537
Other income	689	1,438	2,975	2,586	1,726	3,193	5,979	7,499	2,510	2,472	5,735
Reversal of allowance for loan losses	-	-	919	533	-	-	-	-	-	-	2,139
Recoveries of written off receivables	6	99	9	1	9	3	4	3	2	1	4
Other	683	1,339	2,045	2,051	1,717	3,190	5,974	7,496	2,508	2,470	3,591
Other	683	1,339	2,045	2,051	1,717	3,190	5,974	7,496	2,508	2,470	3,591
Ordinary expenses	48,203	45,015	46,188	46,485	48,903	47,351	51,794	59,899	50,970	49,535	50,439
Interest expenses	2,344	1,984	2,000	1,941	1,105	860	811	778	753	629	637
Interest on deposits	2,306	1,939	1,765	1,652	837	567	503	454	323	216	208
Interest on negotiable certificates of deposit	5	6	4	13	2	3	2	2	2	2	1
Interest on call money and bills sold	1	2	4	-	-5	-16	-14	-12	-5	-40	-58
Interest expenses on cash collateral received for securities lent	-	2	147	201	249	306	320	334	433	451	486
Interest on borrowings and rediscounts	30	33	77	73	21	-	-	-	-	-	-
Other interest expenses	-	-	-	-	-	-	-	-	-	-	-
Fees and commissions payments	3,637	3,201	3,659	3,716	3,812	3,811	4,003	4,447	4,377	4,506	4,658
Other ordinary expenses	-	11	-	-	26	648	1,775	471	2,201	3,844	8,544
General and administrative expenses	37,181	37,276	37,845	38,100	39,035	38,389	37,418	37,067	36,647	35,533	34,769
Other expenses	5,039	2,542	2,682	2,727	4,923	3,641	7,785	17,134	6,991	5,020	1,828
Provision of allowance for loan losses	597	151	-	-	2,832	916	5,055	13,188	4,173	2,770	-
Other	4,441	2,390	2,682	2,727	2,090	2,725	2,730	3,945	2,817	2,250	1,828
Other	4,441	2,390	2,682	2,727	2,090	2,725	2,730	3,945	2,817	2,250	1,828
Ordinary profit (loss)	25,618	26,075	25,574	24,041	17,666	17,787	15,670	8,182	11,987	16,210	15,174
Extraordinary income	5	110	9	13	4	106	-	235	95	336	-
Gain on disposal of non-current assets	5	110	9	13	4	106	-	235	95	18	-
Gain on reversal of share acquisition rights	-	-	-	-	-	-	-	-	-	317	-
Extraordinary losses	634	744	552	284	558	287	238	329	1,217	400	101
Loss on disposal of non-current assets	423	218	204	284	439	246	101	127	229	178	47
Impairment losses	211	164	348	-	118	41	137	202	987	8	53
Provision for share awards	-	-	-	-	-	-	-	-	-	214	-
Profit (loss) before income taxes	24,990	25,441	25,031	23,769	17,113	17,606	15,432	8,087	10,866	16,145	15,073
Income taxes - current	8,463	8,839	7,777	6,953	5,330	5,104	4,716	5,514	4,124	4,323	2,870
Income taxes - deferred	1,116	1,024	2,125	1,309	-128	122	-23	-3,198	-878	460	1,608
Income taxes	9,579	9,863	9,903	8,263	5,202	5,227	4,693	2,316	3,246	4,783	4,479
Profit (loss)	-	-	15,127	15,506	11,910	12,378	10,739	5,771	7,620	11,361	10,594
Profit (loss) attributable to non-controlling interests	-	-	204	317	276	262	191	206	236	176	204
Profit (loss) attributable to owners of parent	-	-	14,922	15,188	11,634	12,116	10,547	5,564	7,383	11,185	10,390