- JP-listed companies
- TOMATO BANK,LTD.
TOMATO BANK,LTD.JP:8542
Market cap
¥13.6B
P/E ratio
9.6x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 1,940 | 2,104 | 2,759 | 2,847 | 2,799 | 2,298 | 2,340 | 1,979 | 2,216 | 2,412 | 2,710 | 2,281 |
| Depreciation | 611 | 499 | 563 | 664 | 664 | 676 | 682 | 722 | 753 | 790 | 795 | 781 |
| Impairment losses | 32 | 9 | - | - | 1 | 2 | - | 5 | 11 | 1 | 25 | - |
| Increase (decrease) in allowance for loan losses | -635 | 69 | 508 | 662 | -2,663 | 98 | 166 | -744 | 143 | -254 | 80 | 195 |
| Decrease (increase) in retirement benefit asset | - | - | 33 | -1,270 | - | - | - | - | - | - | - | -318 |
| Increase (decrease) in retirement benefit liability | - | 85 | 6 | 1,298 | 56 | -115 | -68 | -102 | -87 | -63 | -75 | 209 |
| Increase (decrease) in provision for directors' bonuses-stock | - | - | - | - | - | - | - | - | 16 | 14 | 19 | 17 |
| Increase (decrease) in provision for reimbursement of deposits | 4 | 17 | 16 | -50 | 30 | 51 | -96 | -31 | -27 | -9 | -10 | - |
| Increase (decrease) in provision for contingent loss | -42 | -10 | -28 | -42 | -13 | -25 | 22 | 50 | -61 | 64 | -59 | 242 |
| Interest income | -14,430 | -14,940 | -15,671 | -15,695 | -14,928 | -14,266 | -13,885 | -13,599 | -13,055 | -12,867 | -13,098 | -13,398 |
| Interest expenses | 1,229 | 1,228 | 1,503 | 1,694 | 1,462 | 1,241 | 1,015 | 852 | 432 | 274 | 423 | 252 |
| Loss (gain) related to securities | -6 | -220 | 49 | 557 | 84 | -72 | -146 | 117 | -211 | -24 | 82 | -145 |
| Loss (gain) on disposal of non-current assets | -86 | 43 | 16 | 17 | 2 | 2 | 4 | 3 | 12 | 32 | 3 | 7 |
| Net decrease (increase) in loans and bills discounted | -50,462 | -79,102 | -60,761 | -61,271 | -30,712 | -19,832 | -8,788 | 33,481 | -35,129 | -7,577 | -23,147 | -19,669 |
| Net increase (decrease) in deposits | 22,117 | 41,396 | 71,170 | 50,140 | 29,432 | 20,999 | 15,860 | -4,985 | 69,052 | 2,518 | 6,953 | 19,870 |
| Net increase (decrease) in negotiable certificates of deposit | 4,197 | 17,412 | -22,879 | 993 | 7,989 | -4,561 | 10,191 | -14,035 | 341 | 1,291 | -1,711 | -1,480 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 4,059 | 19,305 | 65,625 | 59,928 | -7,010 | -28,410 | -82,249 | -34,778 | 18,368 | 93,779 | -95,111 | 13,896 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 22 | -81 | 184 | -943 | 80 | -301 | 486 | -118 | 554 | 5 | 764 | -584 |
| Net decrease (increase) in foreign exchanges - assets | 478 | 253 | -3,625 | 3,358 | -3,470 | 3,459 | -1,353 | 158 | -926 | 152 | 298 | -2,322 |
| Net increase (decrease) in foreign exchanges - liabilities | 1 | 3 | -3 | 1 | -3 | 10 | 11 | -23 | 23 | 8 | 23 | 52 |
| Interest received | 14,729 | 15,405 | 15,944 | 15,993 | 15,456 | 14,767 | 14,211 | 14,060 | 12,846 | 13,078 | 13,266 | 13,769 |
| Interest paid | -1,676 | -1,190 | -1,572 | -1,457 | -1,377 | -1,385 | -1,168 | -1,274 | -784 | -309 | -433 | -248 |
| Net decrease (increase) in call loans | 27,500 | -1,783 | 5,283 | - | - | - | - | -500 | -399 | 175 | 168 | 117 |
| Net decrease (increase) in lease receivables and investments in leases | - | - | - | - | - | - | - | -1,283 | 708 | -36 | 23 | -348 |
| Decrease (increase) in pension liability adjustment | - | - | 77 | 18 | 256 | 214 | 128 | 48 | 84 | 28 | 13 | 63 |
| Other, net | -893 | 2,287 | -1,281 | 1,275 | 324 | -2,689 | -586 | 3,761 | -7,045 | -1,910 | -1,412 | -5,507 |
| Subtotal | 15,762 | -4,646 | 64,238 | 56,416 | -2,183 | -32,151 | -57,504 | -23,282 | 47,611 | 91,555 | -109,407 | 7,734 |
| Income taxes paid | -139 | -433 | -566 | -1,016 | -1,129 | -14 | -905 | -523 | -292 | -819 | -843 | -929 |
| Net cash provided by (used in) operating activities | 15,623 | -5,079 | 63,672 | 55,400 | -3,313 | -32,165 | -58,409 | -23,805 | 47,318 | 90,735 | -110,251 | 6,805 |
| Purchase of securities | -83,601 | -69,112 | -219,306 | -186,239 | -84,386 | -40,238 | -59,188 | -43,777 | -51,684 | -41,372 | -35,384 | -56,688 |
| Proceeds from sale of securities | 43,499 | 87,722 | 121,872 | 129,543 | 36,270 | 50,592 | 65,804 | 33,873 | 17,139 | 25,029 | 24,703 | 26,333 |
| Proceeds from redemption of securities | 19,783 | 25,982 | 28,742 | 39,264 | 44,653 | 41,375 | 34,036 | 38,192 | 24,339 | 16,965 | 13,109 | 39,697 |
| Purchase of property, plant and equipment | -528 | -1,089 | -1,773 | -423 | -185 | -308 | -232 | -250 | -530 | -322 | -270 | -344 |
| Proceeds from sale of property, plant and equipment | 315 | 30 | 2 | - | - | - | - | - | 5 | - | - | - |
| Purchase of intangible assets | -104 | -123 | - | - | -115 | -44 | -89 | -107 | -123 | -312 | -96 | -141 |
| Net cash provided by (used in) investing activities | -20,380 | 43,470 | -70,549 | -17,861 | -3,764 | 51,369 | 39,743 | 27,929 | -10,853 | -13 | 2,061 | 8,855 |
| Repayments of lease liabilities | -25 | -97 | -144 | -972 | -185 | -197 | -206 | -36 | -53 | -53 | -113 | -94 |
| Dividends paid | -574 | -574 | -573 | -573 | -573 | -709 | -748 | -749 | -751 | -754 | -712 | -743 |
| Purchase of treasury shares | -3 | -4 | -4 | -3 | -5 | -2 | -2 | -1 | -91 | -7,029 | -1 | -50 |
| Proceeds from sale of treasury shares | - | - | - | - | - | - | 49 | - | 89 | 5 | - | 48 |
| Net cash provided by (used in) financing activities | 2,487 | 324 | -721 | -3,548 | -1,263 | -4,209 | -1,907 | -787 | -806 | 2,168 | -828 | -840 |
| Effect of exchange rate change on cash and cash equivalents | 2 | 1 | 2 | -1 | - | - | - | - | - | 1 | - | - |
| Net increase (decrease) in cash and cash equivalents | -2,266 | 38,716 | -7,596 | 33,988 | -8,342 | 14,994 | -20,572 | 3,336 | 35,658 | 92,891 | -109,017 | 14,819 |